We're developing a strong market niche around providing access to financial products (credit cards, student loans, etc) to this population of students (1M+ strong and growing with $31 billion in untapped annual spending). International students are routinely granted access to the US educational system and all the advantages it has to offer. However, no clear path exists for them to gain access to the credit markets. The current credit policies handicap them, leaving them unable to get a credit card, student loan or car lease without paying exorbitant costs/fees. We want to provide them with a financial on-ramp and put them on a path towards financial success in America.

Given their lack of credit history or credit score, (“thin file, no file”) we evaluate these students using alternate data science and machine learning methods which measures creditworthiness using our proprietary data science framework/algorithms.
Company Growth (employees)
Palo Alto, US
Size (employees)
26 (est)+4%
Selfscore was founded in 2012 and is headquartered in Palo Alto, US

Selfscore Office Locations

Selfscore has an office in Palo Alto
Palo Alto, US (HQ)
1121 San Antonio Road, Suite B200

Selfscore Data and Metrics

Summary Metrics

Founding Date


Total Funding

$14.4 m

Latest funding size

$7.1 m

Time since last funding

about 1 year


Selfscore's latest funding round in August 2016 was reported to be $7.1 m. In total, Selfscore has raised $14.4 m

Traffic Overview of Selfscore

Selfscore Online and Social Media Presence

Selfscore News and Updates

SelfScore makes credit cards for the international students Trump wants to keep out

SelfScore launched its first product last summer with relatively little fanfare: a credit card for international students. On Tuesday, it launched a new card with a much higher spending limit in a very different political climate. Its credit cards serve international students from all over the w…

This fintech startup uses machine learning to give international students credit cards

America has some of the best universities in the world. Internationally respected institutions like MIT, Harvard and Stanford attract countless young people from every corner of the globe. Unlike American students, those from abroad often struggle to access financial services. While they’ll probably…

SelfScore raises $7.1 million to help international students get credit in the U.S.

 A startup called SelfScore has raised $7.1 million in new venture funding to help bring much-needed financial services to international students at U.S. colleges and universities. SelfScore co-founder and CEO Kalpesh Kapadia grew up in India, but moved to the U.S. for graduate school in 1995. That’…

Selfscore Company Life and Culture

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