SB Financial Group

We are a leading provider of financial services whose mission is to attract, retain and grow profitable customer relationships.

We exist to serve our customers. Our success is dependent on a relentless effort toward:

BUILDING RELATIONSHIPS by providing consistent first-class customer experiences;
BUILDING TEAMS by maintaining a work environment that will attract and retain quality people;
BUILDING VALUES by consistently enhancing shareholder value;
BUILDING COMMUNITIES by being a socially responsible citizen in our communities, and by sharing our resources through leadership, support and involvement.

Type
Public
HQ
Defiance, US
Size (employees)
190 (est)
SB Financial Group is headquartered in Defiance, US

SB Financial Group Office Locations

SB Financial Group has an office in Defiance
Defiance, US (HQ)
401 Clinton St

SB Financial Group Metrics

SB Financial Group Financial Metrics

SB Financial Group's revenue was reported to be $46.9 m in 2016 which is a 13% increase from the previous period.

Revenue (Y, 2016)

$46.9 m

Revenue growth (Y, 2015 - Y, 2016), %

13%

Gross profit (Y, 2016)

$43.7 m

Gross profit margin (Y, 2016), %

93%

Net income (Y, 2016)

$8.8 m

EBIT (Y, 2016)

$25.1 m

Market capitalization (22-May-2017)

$82.6 m

Closing share price (22-May-2017)

$17.2

Cash (31-Dec-2016)

$17 m
SB Financial Group's current market capitalization is $82.6 m.
Y, 2013Y, 2014Y, 2015Y, 2016

Revenue

$38.9 m$37.2 m$41.6 m$46.9 m

Revenue growth, %

(4%)12%13%

Cost of goods sold

$2.6 m$3.2 m

Gross profit

$39.1 m$43.7 m

Gross profit Margin, %

94%93%

Operating expense total

$26.9 m$30.1 m

EBIT

$22.2 m$25.1 m

EBIT margin, %

53%53%

Pre tax profit

$11 m$12.9 m

Income tax expense

$3.4 m$4.1 m

Net Income

$7.6 m$8.8 m
FY, 2013FY, 2014FY, 2015FY, 2016

Cash

$13.1 m$28.2 m$20.5 m$17 m

Accounts Receivable

$1.3 m$1.3 m$1.3 m$1.5 m

Inventories

PP&E

$12.2 m$13.2 m$19 m$19.1 m

Goodwill

$16.4 m$16.4 m$16.4 m

Total Assets

$631.8 m$684.2 m$733.1 m$816 m

Accounts Payable

$639 k$264 k$264 k$408 k

Total Debt

$1.2 m$1.2 m

Additional Paid-in Capital

$15.4 m$15.5 m$15.4 m$15.4 m

Retained Earnings

$29.9 m$34.4 m$40.1 m$46.7 m

Total Equity

$56.3 m$75.7 m$81.2 m$86.5 m

Debt to Equity Ratio

0 x0 x

Debt to Assets Ratio

0 x0 x

Financial Leverage

11.2 x9 x9 x9.4 x
FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

$5.2 m$5.3 m$7.6 m$8.8 m

Depreciation and Amortization

$1.1 m$901 k$1.1 m$1.5 m

Accounts Receivable

($46 k)($65 k)$86 k($252 k)

Inventories

Accounts Payable

Cash From Operating Activities

$13.9 m$5 m$8.6 m$14 m

Cash From Investing Activities

($8.9 m)($36.6 m)($54.7 m)($90.7 m)

Cash From Financing Activities

($11 m)$46.7 m$38.3 m$73.3 m

Interest Paid

$3.5 m$3.9 m$2.6 m$3.1 m

Income Taxes Paid

$550 k$1.7 m$2.1 m$4 m
Y, 2016

Revenue/Employee

$247.1 k

Financial Leverage

9.4 x

SB Financial Group Market Value History

SB Financial Group Company Life

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