Royal Bank America

Royal Bancshares of Pennsylvania, Inc. is a bank holding company for Royal Bank America. Royal Bank America conducts business operations as a commercial bank offering traditional consumer and business deposit products and services (excluding trust) and commercial and consumer loans, including home equity and small business loans.

Company Growth (employees)
Type
Public
HQ
Narberth, US
Founded
1963
Size (employees)
117 (est)
Royal Bank America was founded in 1963 and is headquartered in Narberth, US

Royal Bank America Office Locations

Royal Bank America has offices in Narberth, Gloucester Township, Bridgeport, King of Prussia and in 6 other locations
Narberth, US (HQ)
732 Montgomery Ave
Willow Grove, US
York Rd
Villanova, US
795 Lancaster Ave
Eagleville, US
2603 Egypt Rd
Shillington, US
516 E Lancaster Ave
Phoenixville, US
124 Main St

Royal Bank America Data and Metrics

Royal Bank America Financial Metrics

Royal Bank America's revenue was reported to be $9.5 m in Q1, 2017
USD

Revenue (Q1, 2017)

9.5 m

Gross profit (Q1, 2017)

7.5 m

Gross profit margin (Q1, 2017), %

80%

Net income (Q1, 2017)

1.9 m

EBIT (Q1, 2017)

7 m

Market capitalization (15-Aug-2017)

124.8 m

Cash (31-Mar-2017)

15.3 m
Royal Bank America's current market capitalization is $124.8 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

27.5 m28.8 m30 m37.7 m

Revenue growth, %

5%4%26%

Cost of goods sold

7.4 m6.5 m6.5 m7.3 m

Gross profit

20.2 m22.3 m23.5 m30.4 m

Gross profit Margin, %

73%77%78%81%

General and administrative expense

2.9 m

Operating expense total

26.3 m21.9 m21.9 m20 m

EBIT

20.2 m22.3 m23.5 m26.1 m

EBIT margin, %

73%77%78%69%

Pre tax profit

1.6 m

Income tax expense

42 k(654 k)(5.1 m)(1.8 m)

Net Income

1.5 m5.5 m11.5 m11 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

8 m8.4 m8.1 m8.4 m8.5 m9.4 m9.3 m9.6 m9.5 m

Cost of goods sold

1.6 m1.6 m1.6 m1.6 m1.6 m1.7 m1.8 m1.9 m1.9 m

Gross profit

6.4 m6.8 m6.6 m6.8 m6.9 m7.7 m7.5 m7.7 m7.5 m

Gross profit Margin, %

80%81%81%81%81%82%81%80%80%

General and administrative expense

621 k614 k756 k720 k736 k724 k664 k705 k767 k

Operating expense total

621 k614 k756 k720 k736 k724 k664 k705 k767 k

EBIT

5.6 m5.6 m5.7 m5.5 m6.2 m6.5 m6.4 m6.6 m7 m

EBIT margin, %

70%66%70%66%73%69%69%68%74%

Income tax expense

60 k25 k

Net Income

2.9 m4.3 m1.6 m3.1 m1.7 m2.3 m2.2 m2.1 m1.9 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

16.8 m30.8 m25.4 m21.2 m

Accounts Receivable

7.1 m5.3 m4.1 m4 m

PP&E

4.5 m5.2 m4 m5.4 m

Total Assets

732.3 m732.6 m788.3 m832.5 m

Accounts Payable

965 k726 k709 k629.5 m

Total Debt

123.7 m118.2 m107.7 m110.8 m

Total Liabilities

780.2 m

Common Stock

56.4 m56.4 m56.5 m

Additional Paid-in Capital

127.3 m110.7 m110.5 m99.7 m

Retained Earnings

(120.4 m)(115.9 m)(104.9 m)(94.5 m)

Total Equity

47.8 m62.6 m72.3 m52.3 m

Debt to Equity Ratio

2.6 x1.9 x1.5 x2.1 x

Debt to Assets Ratio

0.2 x0.2 x0.1 x0.1 x

Financial Leverage

15.3 x11.7 x10.9 x15.9 x
USDQ1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

41.6 m28 m24.2 m27.6 m26.6 m28.4 m15.3 m

PP&E

5.1 m5.3 m5.2 m4 m4.3 m4.7 m5 m

Total Assets

725.2 m727.2 m761.9 m798.5 m816.5 m811.4 m836.7 m

Accounts Payable

520.3 m531.5 m553.8 m589.3 m599.2 m592.2 m644.4 m

Common Stock

56.4 m56.4 m56.4 m56.4 m56.5 m56.5 m56.5 m

Additional Paid-in Capital

110.5 m110.5 m110.5 m108.5 m108.5 m107 m99.4 m

Retained Earnings

(114.3 m)(112.8 m)(111.3 m)(102.7 m)(100.7 m)(98.6 m)(92.7 m)

Total Equity

65.1 m65.3 m67.7 m70.5 m72.9 m69.8 m54.8 m

Financial Leverage

11.1 x11.1 x11.2 x11.3 x11.2 x11.6 x15.3 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

2.1 m5.1 m11.5 m11 m

Depreciation and Amortization

451 k569 k634 k598 k

Accounts Payable

(239 k)(17 k)

Cash From Operating Activities

5.4 m8.9 m6.8 m8.4 m

Cash From Investing Activities

9 m13.5 m(57.7 m)(47.5 m)

Long-term Borrowings

(50.5 m)(5.5 m)(10.5 m)(12 m)

Cash From Financing Activities

(26.4 m)(8.4 m)45.5 m34.9 m

Interest Paid

10.2 m6.7 m6.5 m7.3 m

Income Taxes Paid

135 k
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

2.9 m4.3 m1.6 m3.1 m1.7 m2.3 m2.2 m2.1 m1.9 m

Depreciation and Amortization

201 k348 k145 k291 k459 k132 k264 k394 k152 k

Accounts Payable

544 k1.1 m1.4 m529 k1.1 m

Cash From Operating Activities

6.6 m9.1 m1.6 m2.5 m6.7 m2.3 m5 m8.8 m609 k

Cash From Investing Activities

17.1 m13.6 m19.7 m4.2 m(34.9 m)(5.7 m)(24.1 m)(19 m)(8.4 m)

Long-term Borrowings

(227 k)(341 k)(114 k)(10.2 m)(10.3 m)(113 k)(10.2 m)(12 m)(15 m)

Cash From Financing Activities

(12.4 m)(17.7 m)(10.4 m)(9.4 m)21.6 m5.5 m20.3 m13.2 m1.9 m

Interest Paid

2.3 m3.5 m1 m2.1 m3.4 m1.2 m2.4 m3.9 m1.4 m

Income Taxes Paid

60 k85 k
USDY, 2017

Revenue/Employee

80.9 k

Financial Leverage

15.3 x

Royal Bank America Market Value History

Traffic Overview of Royal Bank America

Royal Bank America Online and Social Media Presence

Royal Bank America Company Life and Culture

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