Root Operating Metrics

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Root key operating metrics including In-Force Premiums (Auto), environmental, and social and governance score (ESG).

In-Force Premiums (Auto)

$713M

17.6%

FY, 2021

Premiums per Policy (Auto)

$1K

7.1%

FY, 2021

In-Force Policies (Auto)

354.4K

9.8%

FY, 2021

Operating Metrics

Metrics	FY, 2019	FY, 2020	FY, 2021
In-Force Premiums (Auto)	$508.6M	$606.1M	$713.0M
Premiums per Policy (Auto)	$904.0	$939.0	$1.0K
In-Force Policies (Auto)	281.3K	322.8K	354.4K
Direct Earned Premium	$352.9M	$605.2M	$719.6M
Direct Written Premium	$451.1M	$616.8M	$742.6M
Direct LAE Ratio	0.1	0.1	0.1
Direct Loss Ratio	1	0.8	0.9
In-Force Premiums (Renters)	$200.0K	$1.1M	$1.2M
Premiums per Policy (Renters)	$127.0	$140.0	$140.0
In-Force Policies (Renters)	1.7K	7.7K	8.8K

50-59 out of 100

Community

Employees

Environment

Governance

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Source:CSRHub