Riverview Bancorp

Riverview Bancorp, Inc. (Riverview) is a savings and loan holding company of Riverview Community Bank (the Bank). The Company operates through two segments, which include banking operations performed by the Bank and trust and investment services performed by Riverview Asset Management Corp. (RAMCorp). The Company is engaged in the business of attracting deposits from the general public and using such funds in its primary market area to originate commercial business, commercial real estate, multi-family real estate, land, real estate construction, residential real estate and other consumer loans. Additionally, RAMCorp offers trust and investment services. Riverview Mortgage, a mortgage broker division of the Bank, originates mortgage loans for various mortgage companies in the Vancouver/Portland metropolitan areas, as well as for the Bank. The Bank's Business and Professional Banking Division offers commercial and business banking services. It operates from over 20 branch offices.
Company Growth (employees)
Type
Public
HQ
Vancouver, US
Founded
1923
Size (employees)
260 (est)+14%
Riverview Bancorp was founded in 1923 and is headquartered in Vancouver, US

Riverview Bancorp Office Locations

Riverview Bancorp has an office in Vancouver
Vancouver, US (HQ)
900 900 Washington St

Riverview Bancorp Data and Metrics

Riverview Bancorp Financial Metrics

Riverview Bancorp's revenue was reported to be $5.8 m in Q1, 2017
USD

Revenue (Q1, 2017)

5.8 m

Gross profit (Q1, 2017)

5.2 m

Gross profit margin (Q1, 2017), %

89%

Net income (Q1, 2017)

(567 k)

EBIT (Q1, 2017)

3.8 m

Market capitalization (18-Aug-2017)

177.3 m
Riverview Bancorp's current market capitalization is $177.3 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

15.6 m26.8 m28.6 m30.9 m

Revenue growth, %

72%7%8%

Cost of goods sold

1.9 m2.2 m

Gross profit

26.7 m28.8 m

Gross profit Margin, %

93%93%

Operating expense total

17.1 m

EBIT

13.8 m17.7 m

EBIT margin, %

48%57%

Pre tax profit

(1.9 m)4 m

Income tax expense

962 k

Net Income

1.5 m19.4 m4.5 m6.4 m
USDQ3, 2013Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

4.8 m4.9 m5.7 m6 m6.3 m5.8 m

Cost of goods sold

504 k463 k565 k556 k527 k629 k

Gross profit

4.2 m4.4 m5.1 m5.4 m5.7 m5.2 m

Gross profit Margin, %

89%91%90%91%92%89%

Sales and marketing expense

3.8 m1.8 m2.2 m2.1 m

Operating expense total

3.8 m1.8 m2.2 m2.1 m

EBIT

3.3 m3.8 m4.4 m4.3 m4.7 m3.8 m

EBIT margin, %

69%79%78%72%76%65%

Pre tax profit

(2.3 m)764 k927 k1.1 m1.4 m(582 k)

Income tax expense

454 k(15 k)

Net Income

1.5 m374 k(970 k)(348 k)753 k1.6 m2.6 m(567 k)
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Cash

24.1 m14.6 m21.7 m7.8 m

Accounts Receivable

1.4 m1.2 m1.6 m3.2 m

PP&E

8.4 m11.4 m12.4 m12.2 m

Goodwill

2.3 m2.3 m4.8 m5.4 m

Total Assets

432.9 m436.1 m549.4 m543 m

Accounts Payable

197 k154 k236 k452.6 m

Total Debt

19.5 m51.9 m42.7 m

Total Liabilities

501.1 m

Additional Paid-in Capital

220 k

Retained Earnings

14.6 m15.8 m13.6 m14.8 m

Total Equity

36.2 m38.2 m42.3 m41.9 m

Debt to Equity Ratio

0.5 x1.2 x1 x

Debt to Assets Ratio

0 x0.1 x0.1 x

Financial Leverage

11.9 x11.4 x13 x13 x
USDQ3, 2013Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

17.5 m16.2 m14.9 m14.3 m24.3 m14.8 m7.1 m10.9 m

PP&E

6.9 m11.5 m11.2 m11.7 m12.3 m12.2 m12.3 m12.1 m

Goodwill

2.3 m2.3 m2.3 m2.3 m4.8 m5.4 m5.4 m5.1 m

Total Assets

316.7 m444.2 m448.3 m452 m540.9 m527.3 m527.1 m600.4 m

Accounts Payable

280.6 m372.9 m381.8 m378.7 m455.5 m461.4 m459 m496.5 m

Additional Paid-in Capital

7.1 m224 k

Retained Earnings

15.1 m15.8 m14.1 m14.3 m13.9 m14.3 m14.8 m13.6 m

Total Equity

26.7 m38.3 m36.3 m36.7 m43 m43.7 m44.2 m57.1 m

Financial Leverage

11.9 x11.6 x12.3 x12.3 x12.6 x12.1 x11.9 x10.5 x
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

1.5 m2.7 m(754 k)3.1 m

Depreciation and Amortization

744 k985 k259 k340 k

Accounts Receivable

(132 k)

Accounts Payable

(44 k)

Cash From Operating Activities

2.5 m3.4 m1.6 m4 m

Cash From Investing Activities

19.4 m(10.9 m)(16.9 m)(1.1 m)

Long-term Borrowings

(246 k)

Dividends Paid

(1.1 m)(1.5 m)(1.5 m)(1.8 m)

Cash From Financing Activities

(13.7 m)(2 m)22.4 m(6.5 m)

Interest Paid

2.5 m2.2 m1.8 m2.6 m

Income Taxes Paid

590 k710 k275 k275 k
USDQ3, 2013Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

1.5 m374 k(970 k)(348 k)753 k1.6 m2.6 m(567 k)

Depreciation and Amortization

525 k221 k617 k986 k252 k545 k95 k164 k

Accounts Receivable

(107 k)(155 k)

Accounts Payable

(16 k)11 k

Cash From Operating Activities

902 k(317 k)(147 k)1.9 m390 k2.7 m2.9 m(463 k)

Cash From Investing Activities

3.7 m(6.2 m)(11.2 m)(17.1 m)11.1 m14.5 m15.6 m(54 m)

Long-term Borrowings

(2.6 m)(3 m)(5 m)(5 m)(65 k)(143 k)(81 k)

Dividends Paid

(644 k)(373 k)(746 k)(1.1 m)(442 k)(884 k)(1.3 m)(669 k)

Cash From Financing Activities

(3 m)8.1 m11.7 m14.9 m(8.8 m)(24.1 m)(25.1 m)57.8 m

Interest Paid

1.9 m509 k1.1 m1.5 m534 k1.1 m1.7 m927 k

Income Taxes Paid

479 k275 k275 k275 k275 k
USDY, 2017

Revenue/Employee

25.4 k

Riverview Bancorp Market Value History

Traffic Overview of Riverview Bancorp

Riverview Bancorp Online and Social Media Presence

Riverview Bancorp News and Updates

BRIEF-Maltese Capital Management LLC reports 5.66 pct passive stake in Riverview Bancorp

* Maltese Capital Management LLC reports 5.66 pct passive stake in Riverview Bancorp as of August 5, 2016 - SEC Filing Source - http://bit.ly/2bb5Op9 Further company coverage:

Riverview Bancorp Company Life and Culture

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