Ramsdens Holdings is a financial services provider and retailer. The Company operates through four segments: foreign currency exchange, pawnbroking, purchases of precious metals and jewellery retail. The foreign currency exchange segment consists of the sale and purchase of foreign currency notes with prepaid travel cards and international bank to bank payments. The pawnbroking segment is a form of asset backed lending where an item of value is given to the pawnbroker in exchange for a cash loan. Through its precious metals buying and selling service, Ramsdens Holdings offers to buy unwanted jewelry, gold and other precious metals from customers for cash. The Company is engaged in refurbishing items bought from customers and retailing them through its store network.