Punjab National Bank is a banking and financial services company. It offers personal banking products and services, including savings fund accounts, current accounts, and fixed deposit schemes; various credit schemes, such as housing loans, car and two wheeler finance, personal loans, professional loans, education loans, mortgage loans, reverse mortgages, and advances against gold and jewelry; capital gain account schemes; doorstep banking services; nomination facilities; and credit, debit, and travel cards. The company also provides life and non-life insurance services, mutual funds, merchant banking services, application supported by blocked amount services, and wealth management services.