Primerica

Primerica, Inc. is an insurance and financial services company, which uses a hybrid model of direct selling, franchising, and distribution. The Company focuses on the sale of term life insurance, as well as providing other financial products and services including mutual funds, annuities, segregated funds, managed accounts, long-term care insurance, pre-paid legal services, auto insurance, home insurance, credit monitoring and debt management plans.

    Company Growth (employees)
    Type
    Public
    HQ
    Duluth, US
    Founded
    1977
    Size (employees)
    2,026 (est)
    Primerica was founded in 1977 and is headquartered in Duluth, US

    Primerica Office Locations

    Primerica has an office in Duluth
    Duluth, US (HQ)
    1 Primerica Pkwy

    Primerica Data and Metrics

    Primerica Financial Metrics

    Primerica's revenue was reported to be $405.2 m in Q1, 2017
    USD

    Revenue (Q1, 2017)

    405.2 m

    Net income (Q1, 2017)

    52.1 m

    Market capitalization (22-Aug-2017)

    3.5 b

    Cash (31-Mar-2017)

    185.8 m
    Primerica's current market capitalization is $3.5 b.
    USDFY, 2013FY, 2014FY, 2015FY, 2016

    Revenue

    1.3 b1.3 b1.4 b1.5 b

    Revenue growth, %

    6%5%8%

    EBIT

    251.2 m

    EBIT margin, %

    20%

    Pre tax profit

    291 m337.6 m

    Net Income

    162.7 m189.9 m219.4 m
    USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

    Revenue

    331.1 m339.2 m345.1 m350.9 m355.8 m363 m379.2 m383.6 m405.2 m

    Pre tax profit

    75.7 m64 m66.8 m76.8 m75 m70.2 m91.9 m88.4 m74.8 m

    Net Income

    49.3 m41.6 m43.4 m49.2 m49.4 m45.2 m59.3 m58 m52.1 m
    USDFY, 2013FY, 2014FY, 2015FY, 2016

    Cash

    149.2 m192.5 m152.3 m212 m

    Accounts Receivable

    210.4 m

    Inventories

    2.4 b

    Total Assets

    10.7 b10.6 b11.4 b

    Accounts Payable

    5.7 b

    Total Debt

    749 m749.1 m749.2 m745.8 m

    Total Liabilities

    10.2 b

    Common Stock

    548 k522 k483 k457 k

    Additional Paid-in Capital

    472.6 m353.3 m180.3 m52.5 m

    Retained Earnings

    640.8 m795.7 m952.8 m1.1 b

    Total Equity

    1.1 b1.2 b

    Debt to Equity Ratio

    0.7 x0.6 x

    Debt to Assets Ratio

    0.1 x0.1 x0.1 x

    Financial Leverage

    9.3 x9.4 x
    USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

    Cash

    150.6 m165 m180.2 m153.9 m160.6 m175.7 m213.1 m195.3 m185.8 m

    Accounts Receivable

    226.5 m215.6 m

    Inventories

    1.9 b2.1 b2.1 b2.1 b2.1 b2.2 b2.2 b2.3 b2.5 b

    Total Assets

    10.6 b10.7 b10.7 b10.8 b10.6 b11 b11.2 b11.4 b11.7 b

    Accounts Payable

    5.2 b5.2 b5.3 b5.4 b5.4 b5.5 b5.6 b5.6 b5.7 b

    Common Stock

    542 k537 k516 k501 k486 k473 k466 k460 k455 k

    Additional Paid-in Capital

    447.9 m429.3 m324 m259.9 m195.3 m137.9 m102.8 m66.5 m28.6 m

    Retained Earnings

    721.8 m756.7 m830.6 m871.4 m912.7 m989.7 m1 b1.1 b1.2 b

    Total Equity

    1.2 b1.1 b1.2 b1.2 b1.2 b1.2 b

    Financial Leverage

    9 x9.2 x9.4 x9.3 x9.3 x9.4 x
    USDFY, 2013FY, 2014FY, 2015FY, 2016

    Net Income

    181.4 m189.9 m219.4 m

    Depreciation and Amortization

    10.8 m12.3 m11 m14.6 m

    Accounts Receivable

    (20.1 m)

    Inventories

    (2.7 m)(17 m)(11 m)15.3 m

    Accounts Payable

    73.1 m(90 m)(50 m)(72.9 m)

    Cash From Operating Activities

    187.9 m237.6 m259.1 m292.2 m

    Purchases of PP&E

    308.9 m(425.9 m)(433.5 m)(386.4 m)

    Cash From Investing Activities

    35.5 m(15.6 m)(58.5 m)(47.9 m)

    Dividends Paid

    25.1 m(26.5 m)(32.8 m)(33.4 m)

    Cash From Financing Activities

    (184.9 m)(175.9 m)(235.3 m)(185.1 m)

    Interest Paid

    32.9 m33.1 m32.4 m28 m

    Income Taxes Paid

    68.6 m66.1 m62.1 m45.4 m
    USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

    Net Income

    49.3 m41.6 m43.4 m49.2 m49.4 m45.2 m59.3 m58 m52.1 m

    Income Taxes Paid

    38.7 m40.8 m157.7 m156.2 m152.3 m177.5 m30.8 m29.3 m37.7 m
    USDY, 2017

    Revenue/Employee

    200 k

    Financial Leverage

    9.4 x

    Primerica Operating Metrics

    FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

    Agents

    98 k98.15 k101.01 k104.7 k106.71 k108.22 k112.37 k115.35 k116.83 k117.91 k121.47 k

    Locations

    2.7 k2.7 k2.75 k

    In-Force Policies (Life Insurance)

    2.34 m2.4 m2.49 m

      Primerica Market Value History

      Primerica Revenue Breakdown

      Traffic Overview of Primerica

      Primerica Online and Social Media Presence

      Primerica Company Life and Culture

      You may also be interested in