Peoples Financial Corporation operates as the bank holding company for The Peoples Bank that provides banking, financial, and trust services to government entities, individuals, and small and commercial businesses. It accepts various deposits and offers diverse lending. In addition, it provides benefit accounts, and escrow management, stock transfer, and bond paying agency accounts to corporate customers. Further, the Company offers other services, such as safe deposit box rental, wire transfer, night drop facilities, collection, cash management, and Internet banking services.