Peoples Bancorp of North Carolina

Peoples Bancorp of North Carolina, Inc. is a holding company for Peoples Bank (the Bank). The Bank is a state-chartered commercial bank, which serves the citizens and business interests of the Catawba Valley and surrounding communities. The Bank has approximately 20 banking offices located in Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Monroe, Cornelius, Mooresville Raleigh and North Carolina. The Bank also operates loan production offices in Denver, Durham and Winston-Salem, North Carolina. The Bank has approximately 679.5 million loans and 832.2 million deposits. The Bank operates approximately four offices focused on the Latino population under the name Banco de la Gente (Banco) and these offices are operated as a division of the Bank. The Bank's loan portfolio consists of commercial real estate loans, commercial loans, construction and land development loans, and residential mortgage loans.
Company Growth (employees)
Type
Public
HQ
Newton, US
Size (employees)
294 (est)+4%
Peoples Bancorp of North Carolina is headquartered in Newton, US

Peoples Bancorp of North Carolina Office Locations

Peoples Bancorp of North Carolina has an office in Newton
Newton, US (HQ)
518 W C St

Peoples Bancorp of North Carolina Financials and Metrics

Peoples Bancorp of North Carolina Financials

Peoples Bancorp of North Carolina's revenue was reported to be $53.8 m in FY, 2016
USD

Net income (Q3, 2017)

3.2 m

EBIT (Q3, 2017)

10.3 m

Market capitalization (13-Nov-2017)

171.5 m

Cash (30-Sep-2017)

93.3 m
Peoples Bancorp of North Carolina's current market capitalization is $171.5 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

36.7 m50.6 m52 m53.8 m

Revenue growth, %

38%3%3%

Cost of goods sold

5.4 m4.3 m3.5 m3.3 m

Gross profit

31.3 m46.3 m48.5 m50.5 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Revenue

12.3 m12.4 m12.7 m12.8 m12.8 m12.5 m13.2 m13.4 m13.4 m12.9 m13.7 m

Cost of goods sold

1.3 m1.1 m1.1 m1.1 m884 k875 k874 k813 k828 k598 k622 k

Gross profit

11 m11.3 m11.6 m11.7 m11.9 m11.6 m12.3 m12.6 m12.6 m12.3 m13.1 m

Gross profit Margin, %

90%91%91%92%93%93%93%94%94%95%95%
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

76.8 m69.1 m39.8 m70.1 m

Inventories

723.8 m

PP&E

16.4 m17 m17 m16.5 m

Total Assets

1 b1 b1 b1.1 b
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Cash

81 m78.9 m75.1 m85.5 m67.5 m55.7 m44.6 m64.7 m82.8 m87.5 m75.1 m93.3 m

Inventories

617.1 m618 m633.3 m650.6 m660.5 m666.8 m684.8 m702 m713 m735.9 m745 m

PP&E

16.5 m16.4 m16.8 m17.5 m16.7 m16.5 m16.8 m16.2 m16.6 m18.6 m19.4 m

Total Assets

1 b1 b1 b1.1 b1 b1 b1 b1.1 b1.1 b1.1 b1.1 b1.1 b
    USDFY, 2013FY, 2014FY, 2015FY, 2016

    Net Income

    6.7 m9.4 m9.6 m9.2 m

    Depreciation and Amortization

    8.5 m6.9 m6.1 m5.4 m

    Cash From Operating Activities

    14.4 m13.9 m12.2 m

    Cash From Investing Activities

    (19.2 m)(11.9 m)(30.1 m)(23.6 m)
    USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

    Net Income

    5.3 m2.6 m5.1 m7.6 m2.3 m5 m7.4 m5.4 m7.9 m2.2 m5 m3.2 m

    Depreciation and Amortization

    6.1 m1.7 m3.3 m5.3 m1.5 m3 m4.5 m2.9 m4.2 m1.2 m2.5 m

    Cash From Operating Activities

    19.6 m(7.2 m)7.2 m12.5 m4.7 m8.2 m14.3 m8.9 m12.4 m6.7 m8.8 m14.3 m

    Cash From Investing Activities

    (16.9 m)488 k(9.5 m)(9.6 m)(11.5 m)(13.5 m)(26.7 m)(18.6 m)(15.6 m)
      Y, 2017

      Financial Leverage

      9.7 x
      Show all financial metrics

      Peoples Bancorp of North Carolina Operating Metrics

      Peoples Bancorp of North Carolina's Total Loans Issued was reported to be $745 m in Q2, 2017
      FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

      Bank Branches

      212020

      Total Loans Issued

      $651.89 m$660.48 m$666.77 m$684.8 m$689.09 m$693.03 m$702.03 m$713.02 m$723.81 m$735.86 m$745.04 m

      Non-accrual Loans

      $10.73 m$8.93 m$7.6 m$8.27 m$8.43 m$8.63 m$5.99 m$4.76 m$3.83 m$3.58 m$4.65 m

      Non-performing Loans

      $10.28 m$8.45 m$3.83 m
      Show all operating metrics

      Peoples Bancorp of North Carolina Market Value History

      Peoples Bancorp of North Carolina's Web-traffic and Trends

      Peoples Bancorp of North Carolina Online and Social Media Presence

      Peoples Bancorp of North Carolina Company Life and Culture

      You may also be interested in