Peoples Bancorp of North Carolina

Peoples Bancorp of North Carolina, Inc. is a holding company for Peoples Bank (the Bank). The Bank is a state-chartered commercial bank, which serves the citizens and business interests of the Catawba Valley and surrounding communities. The Bank has approximately 20 banking offices located in Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Monroe, Cornelius, Mooresville Raleigh and North Carolina. The Bank also operates loan production offices in Denver, Durham and Winston-Salem, North Carolina. The Bank has approximately 679.5 million loans and 832.2 million deposits. The Bank operates approximately four offices focused on the Latino population under the name Banco de la Gente (Banco) and these offices are operated as a division of the Bank. The Bank's loan portfolio consists of commercial real estate loans, commercial loans, construction and land development loans, and residential mortgage loans.
Company Growth (employees)
Type
Public
HQ
Newton, US
Size (employees)
294 (est)+4%
Peoples Bancorp of North Carolina is headquartered in Newton, US

Peoples Bancorp of North Carolina Office Locations

Peoples Bancorp of North Carolina has an office in Newton
Newton, US (HQ)
518 W C St

Peoples Bancorp of North Carolina Data and Metrics

Peoples Bancorp of North Carolina Financial Metrics

Peoples Bancorp of North Carolina's revenue was reported to be $12.9 m in Q1, 2017
USD

Revenue (Q1, 2017)

12.9 m

Gross profit (Q1, 2017)

12.3 m

Gross profit margin (Q1, 2017), %

95%

Net income (Q1, 2017)

2.2 m

EBIT (Q1, 2017)

9.7 m

Market capitalization (21-Sep-2017)

182.4 m

Cash (31-Mar-2017)

87.5 m
Peoples Bancorp of North Carolina's current market capitalization is $182.4 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

36.7 m50.6 m52 m53.8 m

Revenue growth, %

38%3%3%

Cost of goods sold

5.4 m4.3 m3.5 m3.3 m

Gross profit

31.3 m46.3 m48.5 m50.5 m
USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q2, 2016Q3, 2016Q1, 2017

Revenue

12.4 m12.7 m12.8 m12.8 m12.5 m13.2 m13.4 m13.4 m12.9 m

Cost of goods sold

1.1 m1.1 m1.1 m884 k875 k874 k813 k828 k598 k

Gross profit

11.3 m11.6 m11.7 m11.9 m11.6 m12.3 m12.6 m12.6 m12.3 m

Gross profit Margin, %

91%91%92%93%93%93%94%94%95%
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

76.8 m69.1 m39.8 m70.1 m

Inventories

723.8 m

PP&E

16.4 m17 m17 m16.5 m

Total Assets

1 b1 b1 b1.1 b
USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q2, 2016Q3, 2016Q1, 2017

Cash

78.9 m75.1 m85.5 m67.5 m55.7 m44.6 m64.7 m82.8 m87.5 m

Inventories

618 m633.3 m650.6 m660.5 m666.8 m684.8 m702 m713 m735.9 m

PP&E

16.4 m16.8 m17.5 m16.7 m16.5 m16.8 m16.2 m16.6 m18.6 m

Total Assets

1 b1 b1.1 b1 b1 b1 b1.1 b1.1 b1.1 b
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

6.7 m9.4 m9.6 m9.2 m

Depreciation and Amortization

8.5 m6.9 m6.1 m5.4 m

Cash From Operating Activities

14.4 m13.9 m12.2 m

Cash From Investing Activities

(19.2 m)(11.9 m)(30.1 m)(23.6 m)
USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q2, 2016Q3, 2016Q1, 2017

Net Income

2.6 m5.1 m7.6 m2.3 m5 m7.4 m5.4 m7.9 m2.2 m

Depreciation and Amortization

1.7 m3.3 m5.3 m1.5 m3 m4.5 m2.9 m4.2 m1.2 m

Cash From Operating Activities

(7.2 m)7.2 m12.5 m4.7 m8.2 m14.3 m8.9 m12.4 m6.7 m

Cash From Investing Activities

488 k(9.5 m)(9.6 m)(11.5 m)(13.5 m)(26.7 m)(18.6 m)
USDY, 2017

Revenue/Employee

45.6 k

Financial Leverage

10.1 x
Show all financial metrics

Peoples Bancorp of North Carolina Operating Metrics

Peoples Bancorp of North Carolina's Total Loans Issued was reported to be $745 m in Q2, 2017
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Bank Branches

212020

Total Loans Issued

$651.89 m$660.48 m$666.77 m$684.8 m$689.09 m$693.03 m$702.03 m$713.02 m$723.81 m$735.86 m$745.04 m

Non-accrual Loans

$10.73 m$8.93 m$7.6 m$8.27 m$8.43 m$8.63 m$5.99 m$4.76 m$3.83 m$3.58 m$4.65 m

Non-performing Loans

$10.28 m$8.45 m$3.83 m
Show all operating metrics

Peoples Bancorp of North Carolina Market Value History

Traffic Overview of Peoples Bancorp of North Carolina

Peoples Bancorp of North Carolina Online and Social Media Presence

Peoples Bancorp of North Carolina Company Life and Culture

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