Pathfinder Bancorp

Pathfinder Bank is the oldest financial institution in Oswego County, New York. But the only hint of "old-fashioned" you'll find here is in our commitment to customer service and community involvement. As for the accounts and services we offer, though, we're proudly cutting edge. It is both through our innovative philosophy and listening closely to customer needs that we have remained a step ahead of the banking industry since 1859. Our aim is to provide all the advanced conveniences the national "megabanks" offer, without the hassles, headaches, and mismanagement that is the hallmark of those banks. We believe we've hit our mark. Our Mission To foster relationships with individuals and businesses within our communities to be the financial provider of choice. Our goal is to continually enhance the value of the bank for the benefit of our shareholders, customers, employees and communities.
Oswego, US
Size (employees)
124 (est)
Pathfinder Bancorp was founded in 1859 and is headquartered in Oswego, US

Pathfinder Bancorp Office Locations

Pathfinder Bancorp has an office in Oswego
Oswego, US (HQ)
214 W 1st St
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Pathfinder Bancorp Financials and Metrics

Pathfinder Bancorp Financials

Pathfinder Bancorp's revenue was reported to be $28.3 m in FY, 2016

Revenue (Q2, 2017)

8.1 m

Gross profit (Q2, 2017)

6.6 m

Gross profit margin (Q2, 2017), %


EBIT (Q2, 2017)

5.2 m

Market capitalization (22-Dec-2017)

63 m
Pathfinder Bancorp's current market capitalization is $63 m.
USDFY, 2014FY, 2015FY, 2016


19.7 m25.6 m28.3 m

Revenue growth, %


Cost of goods sold

2.7 m3.8 m

Gross profit

22.9 m24.5 m
USDQ3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017


6.3 m6.6 m6.7 m6.9 m7.2 m7.8 m8.1 m

Cost of goods sold

623 k652 k872 k873 k952 k1.4 m1.5 m

Gross profit

5.6 m6 m5.8 m6 m6.3 m6.5 m6.6 m

Gross profit Margin, %

USDFY, 2014FY, 2016

Accounts Receivable

8.3 m14.4 m


951 k1.3 m

Accounts Payable

2.1 m3.3 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

2.4 m2.8 m

Depreciation and Amortization

716 k817 k1 m1 m


1.1 m(136 k)187 k

Accounts Payable

(213 k)292 k626 k
USDQ3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Net Income

757 k537 k

Depreciation and Amortization

605 k234 k474 k773 k237 k466 k775 k251 k511 k

Cash From Operating Activities

3.1 m1.3 m3.5 m4.3 m489 k3.3 m4.1 m520 k3.4 m

Cash From Investing Activities

(57.5 m)(34 m)(35 m)(41.7 m)(30.5 m)(37.3 m)(85.4 m)(38.8 m)(68.8 m)
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Pathfinder Bancorp Market Value History

Pathfinder Bancorp's Web-traffic and Trends

Pathfinder Bancorp Company Life and Culture

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