Osper is a prepaid debit card and mobile banking service empowering young people to manage their money responsibly by instilling good financial habits from an early age. It offers a safe MasterCard prepaid debit card and a simple mobile banking app with separate logins for young people and parents. Parents get their own app that lets them set an allowance, oversee their children’s spending, load money for emergencies (or if they’ve earned it), and lock the card if it’s been lost or stolen. All money on Osper is safely managed by a European regulated bank.