Opentech Software Engineering is a provider of digital payment services for banks and card issuers. It offers AutomatID, an application to identify users by enabling identity validation methods through near-field communication (NFC) technology; OpenPay, software for the card-token generation and management; OpenPay Strong Customer Authentication (SCA), a tool for the management and generation of cryptograms in form of one time passwords (OTPs) used to delivers a customer authentication, etc.