Nomura Holdings is a financial services provider to individuals, corporations, financial institutions, governments, and governmental agencies. It operates through three segments: Retail, Asset Management, and Wholesale. The Retail segment offers various financial products and investment services. The Asset Management segment engages in the development and management of investment trusts; and provision of investment advisory services. The Wholesale segment is involved in the research, sale, trading, agency execution, and market-making of fixed income and equity-related products.