Nicholas Financial is a banking firm that specializes in auto and consumer financing services. The Company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products.
Type
Public
HQ
Clearwater, US
Founded
1985
Size (employees)
306 (est)-8%
Nicholas Financial was founded in 1985 and is headquartered in Clearwater, US
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Nicholas Financial Office Locations

Nicholas Financial has an office in Clearwater
Clearwater, US (HQ)
2454 N McMullen Booth Rd
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Nicholas Financial Financials and Metrics

Nicholas Financial Financials

Nicholas Financial's revenue was reported to be $82.63 m in Y, 2014
USD

Net income (Q1, 2018)

813 k

Market capitalization (20-Apr-2018)

69.4 m

Cash (30-Jun-2017)

7.7 m

EV

265.7 m
Nicholas Financial's current market capitalization is $69.4 m.
Annual
USDY, 2014FY, 2017

Revenue

82.6 m

Sales and marketing expense

1.4 m

Operating expense total

1.4 m

Interest expense

9.2 m
Quarterly
USDQ1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018

Sales and marketing expense

392 k364.3 k384 k386 k345 k369 k391 k

Operating expense total

16.1 m17.4 m18.3 m18.2 m19.5 m19.5 m20.9 m

Interest expense

2.2 m2.3 m2.3 m2.2 m2.2 m2.3 m2.5 m

Income tax expense

2.3 m2 m1.7 m1.8 m1.2 m981 k500 k
Annual
USDFY, 2014FY, 2015FY, 2016FY, 2017

Cash

2.6 m3.4 m1.8 m2.9 m

Accounts Receivable

Inventories

PP&E

869.7 k872.1 k1.3 m1.2 m
Quarterly
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018

Cash

4.5 m4.1 m2.3 m5 m2.6 m1.2 m1.7 m3 m4.5 m3.8 m3.7 m7.7 m

PP&E

749.4 k765.2 k897.1 k931.3 k906.3 k940.7 k1.4 m1.4 m1.6 m1.6 m1.6 m1.2 m

Total Assets

276.6 m276.1 m291.3 m295.8 m296.5 m312.3 m321.3 m324.5 m328.9 m328.8 m337.8 m324.7 m

Accounts Payable

6.8 m6.7 m7.6 m7.2 m6.4 m8.1 m7.4 m5.6 m6.6 m5.4 m7.4 m5 m
Annual
USDFY, 2014FY, 2015FY, 2016FY, 2017

Net Income

16.7 m16.9 m12.4 m5.4 m

Depreciation and Amortization

317.5 k366.3 k458 k492 k

Inventories

Accounts Payable

1.5 m(1.1 m)(2 m)93 k
Quarterly
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018

Net Income

10 m13.8 m4.9 m9.2 m13 m3.7 m6.9 m9.7 m2.9 m4.9 m6.5 m813 k

Depreciation and Amortization

152.2 k230.9 k90.6 k184.1 k276.2 k94.7 k213.7 k333.7 k131 k271 k413 k121 k

Accounts Payable

(596.7 k)(728.5 k)(1.3 m)(1.7 m)(2.6 m)258.3 k(408.7 k)(2.2 m)712 k(391 k)1.6 m(953 k)

Cash From Operating Activities

10.8 m15.8 m7 m11.4 m17.5 m8.6 m11.9 m17.4 m9.1 m13.2 m23.9 m6.5 m
USDY, 2017

EV/CFO

40.8 x

Financial Leverage

3 x
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