Nicholas Financial

Nicholas Financial, Inc. provides direct consumer loans and purchases installment sales contracts from automobile dealers for used cars and light trucks. Nicholas Financial operates a network of sixty-seven branch offices in Florida, Alabama, Georgia, Illinois, Indiana, Ohio, Kansas, Kentucky, North Carolina, South Carolina, Maryland, Michigan, Missouri, Virginia, Tennessee and Texas. Its software subsidiary, Nicholas Data Services, Inc., designs, develops, supports and sells accounting software to small businesses throughout North America and is the computer automation provider for Nicholas Financial.
Clearwater, US
Size (employees)
333 (est)
Nicholas Financial was founded in 1985 and is headquartered in Clearwater, US

Nicholas Financial Office Locations

Nicholas Financial has an office in Clearwater
Clearwater, US (HQ)
2454 N Mc Mullen Booth Rd

Nicholas Financial Data and Metrics

Nicholas Financial Financial Metrics

Nicholas Financial's revenue was reported to be $82.6 m in 2014
Numbers are in $, USD

Revenue (Y, 2014)

82.6 m

Market capitalization (26-May-2017)

65.2 m

Closing share price (26-May-2017)


Cash (31-Mar-2016)

1.8 m
Nicholas Financial's current market capitalization is $65.2 m.
Numbers are in $, USDY, 2014


82.6 m
Numbers are in $, USDFY, 2014FY, 2015FY, 2016


2.6 m3.4 m1.8 m

Accounts Receivable



869.7 k872.1 k1.3 m

Total Assets

283.4 m302.5 m325.3 m

Accounts Payable

8.9 m7.8 m5.8 m

Retained Earnings

110.8 m127.6 m140 m

Total Equity

141.9 m89.9 m102.8 m

Financial Leverage

2 x3.4 x3.2 x
Numbers are in $, USDFY, 2014FY, 2015FY, 2016

Net Income

16.7 m16.9 m12.4 m

Depreciation and Amortization

317.5 k366.3 k458 k

Accounts Receivable


Accounts Payable

1.5 m(1.1 m)(2 m)

Cash From Operating Activities

21.3 m25.8 m24.1 m

Purchases of PP&E

(464.6 k)(442.8 k)(913 k)

Cash From Investing Activities

(21.9 m)(26.5 m)(36.7 m)

Cash From Financing Activities

376.3 k1.5 m11 m
Y, 2016

Financial Leverage

3.2 x

Nicholas Financial Market Value History

Nicholas Financial Company Life and Culture

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