OverviewSuggest Edit

Nicholas Financial is a banking firm that specializes in auto and consumer financing services. The Company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products.
TypePublic
Founded1985
HQClearwater, US
Websitenicholasfinancial.com
Employee Ratings2.3

Latest Updates

Employees (est.) (Feb 2019)299
Revenue (Y, 2014)$82.6 M
Share Price (Mar 2019)$8.7 (-7%)

Key People/Management at Nicholas Financial

Doug Marohn

Doug Marohn

President & CEO
Kelly Malson

Kelly Malson

CFO
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Nicholas Financial Office Locations

Nicholas Financial has an office in Clearwater
Clearwater, US (HQ)
2454 McMullen Booth Rd
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Nicholas Financial Financials and Metrics

Nicholas Financial Revenue

Nicholas Financial's revenue was reported to be $82.63 m in Y, 2014
USD

Net income (Q3, 2019)

(905.0k)

Market capitalization (22-Mar-2019)

68.8m

Closing stock price (22-Mar-2019)

8.7

Cash (31-Dec-2018)

4.3m

EV

184.6m
Nicholas Financial's current market capitalization is $68.8 m.
Annual
USDFY, 2014Y, 2014FY, 2016FY, 2017FY, 2018

Revenue

82.6m82.6m

Cost of goods sold

8.6k

Gross profit

82.6m

Gross profit Margin, %

100%
Quarterly
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Revenue

20.9m20.8m

Cost of goods sold

2.5k2.1k

Gross profit

20.9m20.8m

Gross profit Margin, %

100%100%
Annual
USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Cash

2.6m3.4m1.8m2.9m2.6m

Accounts Receivable

Inventories

PP&E

869.7k872.1k1.3m1.2m843.0k
Quarterly
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Cash

4.5m4.1m2.3m5.0m2.6m1.2m1.7m3.0m4.5m3.8m3.7m7.7m3.7m3.1m5.0m2.8m4.3m

PP&E

749.4k765.2k897.1k931.3k906.3k940.7k1.4m1.4m1.6m1.6m1.6m1.2m1.1m970.0k755.0k674.0k642.0k

Total Assets

276.6m276.1m291.3m295.8m296.5m312.3m321.3m324.5m328.9m328.8m337.8m324.7m308.9m296.2m272.9m250.4m234.5m

Accounts Payable

6.8m6.7m7.6m7.2m6.4m8.1m7.4m5.6m6.6m5.4m7.4m5.0m5.4m5.0m5.5m4.3m3.6m
Annual
USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

16.7m16.9m12.4m5.4m(1.1m)

Depreciation and Amortization

317.5k366.3k458.0k492.0k469.0k

Inventories

Accounts Payable

1.5m(1.1m)(2.0m)93.0k(932.0k)
Quarterly
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Net Income

10.0m13.8m4.9m9.2m13.0m3.7m6.9m9.7m2.9m4.9m6.5m813.0k1.2m(1.7m)1.4m2.0m1.1m

Depreciation and Amortization

152.2k230.9k90.6k184.1k276.2k94.7k213.7k333.7k131.0k271.0k413.0k121.0k240.0k356.0k103.0k199.0k290.0k

Accounts Payable

(596.7k)(728.5k)(1.3m)(1.7m)(2.6m)258.3k(408.7k)(2.2m)712.0k(391.0k)1.6m(953.0k)(555.0k)(938.0k)505.0k(695.0k)(1.4m)

Cash From Operating Activities

10.8m15.8m7.0m11.4m17.5m8.6m11.9m17.4m9.1m13.2m23.9m6.5m12.6m18.6m5.2m9.2m12.8m
USDY, 2018

EV/CFO

14.4 x

Financial Leverage

2.1 x
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Nicholas Financial News and Updates

Nicholas Financial Reports 3rd Quarter Results

CLEARWATER, Fla., Feb. 01, 2019 (GLOBE NEWSWIRE) -- Nicholas Financial, Inc. (NASDAQ: NICK) announced a net loss for the three months ended December 31, 2018 of $0.9 million compared to a net loss of $2.9 million for the three months ended December 31, 2017.  Diluted net loss per share decreased …
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Nicholas Financial Frequently Asked Questions

  • When was Nicholas Financial founded?

    Nicholas Financial was founded in 1985.

  • Who are Nicholas Financial key executives?

    Nicholas Financial's key executives are Doug Marohn and Kelly Malson.

  • How many employees does Nicholas Financial have?

    Nicholas Financial has 299 employees.

  • Who are Nicholas Financial competitors?

    Competitors of Nicholas Financial include Randolph Bancorp, ChoiceOne and Farmers & Merchants Bancorp.

  • Where is Nicholas Financial headquarters?

    Nicholas Financial headquarters is located at 2454 McMullen Booth Rd, Clearwater.

  • Where are Nicholas Financial offices?

    Nicholas Financial has an office in Clearwater.

  • How many offices does Nicholas Financial have?

    Nicholas Financial has 1 office.