Nicholas Financial

Nicholas Financial, Inc. provides direct consumer loans and purchases installment sales contracts from automobile dealers for used cars and light trucks. Nicholas Financial operates a network of sixty-seven branch offices in Florida, Alabama, Georgia, Illinois, Indiana, Ohio, Kansas, Kentucky, North Carolina, South Carolina, Maryland, Michigan, Missouri, Virginia, Tennessee and Texas. Its software subsidiary, Nicholas Data Services, Inc., designs, develops, supports and sells accounting software to small businesses throughout North America and is the computer automation provider for Nicholas Financial.
Company Growth (employees)
Type
Public
HQ
Clearwater, US
Founded
1985
Size (employees)
306 (est)-8%
Nicholas Financial was founded in 1985 and is headquartered in Clearwater, US

Nicholas Financial Office Locations

Nicholas Financial has an office in Clearwater
Clearwater, US (HQ)
2454 N McMullen Booth Rd

Nicholas Financial Data and Metrics

Nicholas Financial Financial Metrics

Nicholas Financial's revenue was reported to be $82.6 m in 2014
USD

Net income (FY, 2017)

5.4 m

Market capitalization (21-Sep-2017)

66.8 m

Cash (31-Mar-2017)

2.9 m

EV

276.9 m
Nicholas Financial's current market capitalization is $66.8 m.
USDY, 2014FY, 2017

Revenue

82.6 m

Sales and marketing expense

1.4 m

Operating expense total

1.4 m

Interest expense

9.2 m
USDQ1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Sales and marketing expense

392 k364.3 k384 k386 k345 k369 k

Operating expense total

392 k364.3 k384 k386 k345 k369 k

Interest expense

2.2 m2.3 m2.3 m2.2 m2.2 m2.3 m

Income tax expense

2.3 m2 m1.7 m1.8 m1.2 m981 k
USDFY, 2014FY, 2015FY, 2016FY, 2017

Cash

2.6 m3.4 m1.8 m2.9 m

PP&E

869.7 k872.1 k1.3 m1.2 m

Total Assets

283.4 m302.5 m325.3 m333.6 m

Accounts Payable

8.9 m7.8 m5.8 m5.9 m
USDQ1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Cash

2.3 m5 m2.6 m1.2 m1.7 m3 m4.5 m3.8 m3.7 m

PP&E

897.1 k931.3 k906.3 k940.7 k1.4 m1.4 m1.6 m1.6 m1.6 m

Total Assets

291.3 m295.8 m296.5 m312.3 m321.3 m324.5 m328.9 m328.8 m337.8 m

Accounts Payable

7.6 m7.2 m6.4 m8.1 m7.4 m5.6 m6.6 m5.4 m7.4 m
USDFY, 2014FY, 2015FY, 2016FY, 2017

Net Income

16.7 m16.9 m12.4 m5.4 m

Depreciation and Amortization

317.5 k366.3 k458 k492 k

Accounts Payable

1.5 m(1.1 m)(2 m)93 k

Cash From Operating Activities

21.3 m25.8 m24.1 m27.3 m
USDQ1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Net Income

4.9 m9.2 m13 m3.7 m6.9 m9.7 m2.9 m4.9 m6.5 m

Depreciation and Amortization

90.6 k184.1 k276.2 k94.7 k213.7 k333.7 k131 k271 k413 k

Accounts Payable

(1.3 m)(1.7 m)(2.6 m)258.3 k(408.7 k)(2.2 m)712 k(391 k)1.6 m

Cash From Operating Activities

7 m11.4 m17.5 m8.6 m11.9 m17.4 m9.1 m13.2 m23.9 m
Y, 2017

EV/CFO

10.1 x

Debt/Equity

2 x

Debt/Assets

0.6 x

Financial Leverage

3.1 x
Show all financial metrics

Nicholas Financial Market Value History

Traffic Overview of Nicholas Financial

Nicholas Financial Company Life and Culture

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