Nicholas Financial is a banking firm that specializes in auto and consumer financing services. The Company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products.

Employee Rating

2.4More
TypePublic
HQClearwater, US
Founded1985
Size (employees)299 (est)-2%
Websitenicholasfinancial.com
Nicholas Financial was founded in 1985 and is headquartered in Clearwater, US
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Nicholas Financial Office Locations

Nicholas Financial has an office in Clearwater
Clearwater, (HQ)
2454 N McMullen Booth Rd
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Nicholas Financial Financials and Metrics

Nicholas Financial Revenue

Nicholas Financial's revenue was reported to be $82.63 m in Y, 2014
USD

Net income (Q2, 2019)

582.0k

Market capitalization (4-Dec-2018)

84.2m

Closing stock price (4-Dec-2018)

10.6

Cash (30-Sep-2018)

2.8m

EV

215.6m
Nicholas Financial's current market capitalization is $84.2 m.
Annual
USDFY, 2014Y, 2014FY, 2016FY, 2017FY, 2018

Revenue

82.6m82.6m

Cost of goods sold

8.6k

Gross profit

82.6m

Gross profit Margin, %

100%
Quarterly
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019

Revenue

20.9m20.8m

Cost of goods sold

2.5k2.1k

Gross profit

20.9m20.8m

Gross profit Margin, %

100%100%
Annual
USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Cash

2.6m3.4m1.8m2.9m2.6m

Accounts Receivable

Inventories

PP&E

869.7k872.1k1.3m1.2m843.0k
Quarterly
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019

Cash

4.5m4.1m2.3m5.0m2.6m1.2m1.7m3.0m4.5m3.8m3.7m7.7m3.7m3.1m5.0m2.8m

PP&E

749.4k765.2k897.1k931.3k906.3k940.7k1.4m1.4m1.6m1.6m1.6m1.2m1.1m970.0k755.0k674.0k

Total Assets

276.6m276.1m291.3m295.8m296.5m312.3m321.3m324.5m328.9m328.8m337.8m324.7m308.9m296.2m272.9m250.4m

Accounts Payable

6.8m6.7m7.6m7.2m6.4m8.1m7.4m5.6m6.6m5.4m7.4m5.0m5.4m5.0m5.5m4.3m
Annual
USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

16.7m16.9m12.4m5.4m(1.1m)

Depreciation and Amortization

317.5k366.3k458.0k492.0k469.0k

Inventories

Accounts Payable

1.5m(1.1m)(2.0m)93.0k(932.0k)
Quarterly
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019

Net Income

10.0m13.8m4.9m9.2m13.0m3.7m6.9m9.7m2.9m4.9m6.5m813.0k1.2m(1.7m)1.4m2.0m

Depreciation and Amortization

152.2k230.9k90.6k184.1k276.2k94.7k213.7k333.7k131.0k271.0k413.0k121.0k240.0k356.0k103.0k199.0k

Accounts Payable

(596.7k)(728.5k)(1.3m)(1.7m)(2.6m)258.3k(408.7k)(2.2m)712.0k(391.0k)1.6m(953.0k)(555.0k)(938.0k)505.0k(695.0k)

Cash From Operating Activities

10.8m15.8m7.0m11.4m17.5m8.6m11.9m17.4m9.1m13.2m23.9m6.5m12.6m18.6m5.2m9.2m
USDY, 2018

EV/CFO

23.6 x

Financial Leverage

2.3 x
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Nicholas Financial Company Life and Culture

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Nicholas Financial Frequently Asked Questions

  • When was Nicholas Financial founded?

    Nicholas Financial was founded in 1985.

  • How many employees does Nicholas Financial have?

    Nicholas Financial has 299 employees.

  • Who are Nicholas Financial competitors?

    Competitors of Nicholas Financial include Randolph Bancorp, ChoiceOne and Farmers & Merchants Bancorp.

  • Where is Nicholas Financial headquarters?

    Nicholas Financial headquarters is located at 2454 N McMullen Booth Rd, Clearwater.

  • Where are Nicholas Financial offices?

    Nicholas Financial has an office in Clearwater.

  • How many offices does Nicholas Financial have?

    Nicholas Financial has 1 office.