Navient is a company that provides asset management and business processing services to education, health care and government clients at the federal, state, and local levels. The Company holds a portfolio of education loans insured or federally guaranteed under the Federal Family Education Loan Program. It also holds the portfolio of Private Education Loans. Navient services its own portfolio of education loans, as well as education loans owned by the United States Department of Education, financial institutions, and non-profit education lenders. Its data-driven insight, service and innovation support customers on the path to successful education loan repayment. Navient also provides business processing services to education-related clients, such as guaranty agencies and colleges and universities. Finally, the Company leverages its scale and expertise to provide additional business processing services to a variety of other clients, including federal agencies, state and local governments, regional authorities, courts, hospitals, health care systems and other health care providers, financial service providers, and municipalities.

Wilmington, US
Size (employees)
6,773 (est)
Navient was founded in 2014 and is headquartered in Wilmington, US
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Navient Office Locations

Navient has an office in Wilmington
Wilmington, US (HQ)
300 123 Justison St
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Navient Financials and Metrics

Navient Financials

Navient's revenue was reported to be $4.97 b in FY, 2016 which is a 4.5% decrease from the previous period.

Revenue (FY, 2016)

5 b

Revenue growth (FY, 2015 - FY, 2016), %


Gross profit (FY, 2016)

2.5 b

Gross profit margin (FY, 2016), %


Net income (FY, 2016)

681 m

EBIT (FY, 2016)

1.3 b

Market capitalization (5-Mar-2018)

3.8 b

Cash (1-Mar-2018)

1.3 b


117.2 b
Navient's current market capitalization is $3.8 b.
USDFY, 2014FY, 2015FY, 2016


5.6 b5.2 b5 b

Revenue growth, %


Cost of goods sold

2.1 b2.1 b2.4 b

Gross profit

3.6 b3.1 b2.5 b
USDFY, 2014FY, 2015FY, 2016


1.4 b1.6 b1.3 b

Total Assets

146.4 b134.1 b121.1 b

Short-term debt

2.7 b2.6 b2.3 b

Long-term debt

136.9 b124.8 b112.4 b
USDFY, 2014FY, 2015FY, 2016

Net Income

1.1 b997 m681 m

Accounts Payable

(27 m)(42 m)(92 m)

Cash From Operating Activities

1.7 b1.9 b1.4 b

Cash From Investing Activities

(1.7 b)10.7 b11.4 b
USDY, 2016


91.9 x


86.4 x


733.1 k


30.8 x


0.9 x

Financial Leverage

32.5 x
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Navient Operating Metrics

Navient's Enterprise Customers was reported to be 1 k in Q2, 2017. Navient's Customers was reported to be 6 m in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017


6.20 m6.20 m6.20 m6.20 m6.30 m6.20 m6.20 m6.20 m6.20 m6.10 m6 m

Enterprise Customers

1 k1 k1 k1 k1 k1 k1 k1 k

FFELP Loans Issued

$104.50 b$102.42 b$100.26 b$98.47 b$96.50 b$95.02 b$92.62 b$90.15 b$87.70 b$85.28 b$86.14 b

Non-performing Loans, units

7.54 b6.89 b5.24 b
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Navient Acquisitions / Subsidiaries

Acquired CompanyDateDeal Size
Earnest (170)October 04, 2017$155 m
Duncan Solutions (159)August 01, 2017$80 m
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Navient News and Updates

Most complaints about student loan debt are about these five issues

It’s no secret student loan borrowers in the US have it rough. One in four of the the country’s 44 million student loan holders are…

Navient Stock Tumbles on Lawsuit News

This article is published in collaboration with Scutify, where you can find real-time markets a

Navient Overcomes Backlash, Rises 8% in 30-day Period

This article is published in collaboration with Scutify, where you can find real-time markets a

Trump to offer exclusive contract to service U.S. student loans

WASHINGTON (Reuters) - President Donald Trump's administration will soon offer an exclusive contract that will give one company the right to service billions of dollars of outstanding federal student loans now handled by four companies, officials said on Friday.
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