In this complex world of data, security and payments, we are a trusted voice. We focus on providing simple solutions to often complex challenges by using our integrity to provide a personal and supportive approach that creates better experiences, better processes and better results.
The knowledge we have built up in our ten years of existence means that we understand the many and varied subtleties in payment processing operations, especially for mobile top-up and international calling cards. This same knowledge and experience means that we have the confidence to provide a guarantee – we manage all the fraud risk ourselves and indemnify our customer organisations. That is, we guarantee payment for all those transactions that we process successfully. What is more, we only charge for successfully processed transactions, so our business model completely aligns with our customers’ interests and offers a complete managed long-term solution. Part of our service is that we offer multiple channels – multiple ways for consumers to top up their phone, their calling card or other payment transaction. Examples of what we do for some of our customer organisations include: online channel, mobile web channel, telephone IVR channel, payment via PayPal top-ups, automatic low balance top-ups, promotional code/coupon management, loyalty card support, card and direct debit payment methods. Read more
- Our quality of service results speak for themselves.
We regularly achieve payment success rates of 90% (that is we allow 9 out of 10 people who try and make a payment to do so) – the industry average is around 80%.
More consumers (36%) return to our site than they typically do to other ecommerce sites (24%)
Our consumers interact more with our site than with other similar sites, so our bounce rate (those site visitors who leave after just one page) is down near 8%, compared with an industry average of 30%

Company Growth (employees)
Bagshot, GB
Size (employees)
4 (est)
Mi-Pay was founded in 2003 and is headquartered in Bagshot, GB

Mi-Pay Office Locations

Mi-Pay has offices in Bagshot, Sibiu, Makati and Dubai
Bagshot, GB (HQ)
56 London Rd
Dubai, AE
603 Alfa Building
Makati, PH
16 Paseo de Roxas
Sibiu, RO
25 Strada Oituz

Mi-Pay Data and Metrics

Mi-Pay Financial Metrics

Mi-Pay's revenue was reported to be £3 m in FY, 2015 which is a 12% increase from the previous period.

Revenue (FY, 2015)

3 m

Revenue growth (FY, 2014 - FY, 2015), %


Gross profit (FY, 2015)

1.7 m

Gross profit margin (FY, 2015), %


Net income (FY, 2015)

(1.4 m)

Market capitalization (18-Jul-2017)

7.4 m

Closing share price (18-Jul-2017)


Cash (31-Dec-2015)

3.5 m
Mi-Pay's current market capitalization is £7.4 m.
GBPFY, 2013FY, 2014FY, 2015


3.3 m2.7 m3 m

Revenue growth, %


Cost of goods sold

1.5 m1.5 m1.3 m

Gross profit

1.8 m1.2 m1.7 m

Gross profit Margin, %


Operating expense total

3.6 m5.4 m3.1 m

Pre tax profit

(1.9 m)(4.3 m)(1.4 m)

Net Income

(1.8 m)(4.3 m)(1.4 m)
GBPFY, 2013FY, 2014FY, 2015


956.4 k2 m3.5 m

Accounts Receivable

214.3 k167.7 k

Current Assets

2.4 m3.1 m4.5 m


482.8 k310.3 k258.1 k

Total Assets

2.9 m3.4 m4.7 m

Accounts Payable

245.3 k282.1 k109.5 k

Current Liabilities

3.3 m2.7 m3.5 m

Total Liabilities

4.6 m2.9 m3.6 m

Retained Earnings

(1.8 m)(4.3 m)(1.4 m)

Total Equity

(1.7 m)544.4 k1.1 m

Financial Leverage

-1.6 x6.3 x4.4 x
GBPFY, 2013FY, 2014FY, 2015

Cash From Operating Activities

(579.8 k)(3.1 m)21.9 k

Cash From Financing Activities

1.2 m832.6 k1.6 m

Income Taxes Paid

127.7 k(7.1 k)(3.1 k)
GBPY, 2015


38.5 k

Financial Leverage

4.4 x

Mi-Pay Market Value History

Traffic Overview of Mi-Pay

Mi-Pay Online and Social Media Presence

Mi-Pay News and Updates

Xiaomi launches its own mobile payment service

 Chinese smartphone firm Xiaomi has announced its own mobile payment service today. Read More

Hey Apple and Samsung, Xiaomi just launched tap-to-pay in China

Like Apple and Samsung users in China, Xiaomi smartphone owners are now able to "tap to pay" at contactless terminals in stores. But Xiaomi users will have an additional feature — they can also tap to pay on public transportation in six big cities there. Specifically, those cities are Shanghai a…

Mi-Pay Company Life and Culture

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