WHAT WE DO - WE MAKE PAYMENTS SIMPLE
In this complex world of data, security and payments, we are a trusted voice. We focus on providing simple solutions to often complex challenges by using our integrity to provide a personal and supportive approach that creates better experiences, better processes and better results.
The knowledge we have built up in our ten years of existence means that we understand the many and varied subtleties in payment processing operations, especially for mobile top-up and international calling cards. This same knowledge and experience means that we have the confidence to provide a guarantee – we manage all the fraud risk ourselves and indemnify our customer organisations. That is, we guarantee payment for all those transactions that we process successfully. What is more, we only charge for successfully processed transactions, so our business model completely aligns with our customers’ interests and offers a complete managed long-term solution. Part of our service is that we offer multiple channels – multiple ways for consumers to top up their phone, their calling card or other payment transaction. Examples of what we do for some of our customer organisations include: online channel, mobile web channel, telephone IVR channel, payment via PayPal top-ups, automatic low balance top-ups, promotional code/coupon management, loyalty card support, card and direct debit payment methods. Read more
- Our quality of service results speak for themselves.
We regularly achieve payment success rates of 90% (that is we allow 9 out of 10 people who try and make a payment to do so) – the industry average is around 80%.
More consumers (36%) return to our site than they typically do to other ecommerce sites (24%)
Our consumers interact more with our site than with other similar sites, so our bounce rate (those site visitors who leave after just one page) is down near 8%, compared with an industry average of 30%
Closing share price
|FY, 2013||FY, 2014||FY, 2015|
|£3.3 m||£2.7 m||£3 m|
Revenue growth, %
Cost of sales
|£1.5 m||£1.5 m||£1.3 m|
|£1.8 m||£1.2 m||£1.7 m|
Gross profit Margin, %
Operating expense total
|£3.6 m||£5.4 m||£3.1 m|