Mercuryo is a payment infrastructure company that provides global access to money transfers for businesses. It offers several products such as Banking-as-a-Service, a customer-centric financial infrastructure that provides modular components including wire transfers, IBAN accounts, and access to payments funds; Crypto-as-a-Service, a financial product allowing businesses to manage crypto; Pay in, a solution that allows businesses to accept cryptocurrency payments and receive fiat directly to their bank account; Pay out, an authorized solution that enables businesses to make payouts in cryptocurrencies or directly on customers debit and credit cards in fiat; and an IBAN solution that allows users to open an IBAN account without registering a legal entity and accept payments from foreign buyers without commissions. The solutions are handling identity verification checks, fraud monitoring, sanctions screening, and encryption to identify and prevent high-risk transactions.