We are MBNA. Our vision is simple: to make life easier for customers by offering the opportunity to purchase today with money they will pay us tomorrow, working with a company they can trust. We aim to be the number one choice for unsecured lending, meeting the payment and borrowing needs of UK customers through the brands they trust. Alongside our core credit card range, we’re also the power behind over 300 affinity credit card programmes, offering our customers competitive value and choice. Our business is built on a foundation of respect. We behave with accountability, flexibility and trust, which manifests itself in transparent and trustworthy practices. In 2006, MBNA became part of Bank of America, one of the largest financial institutions in the world. We’re one of the largest private employers in the North West and are proud to support sponsorship and charitable initiatives, both locally and nationally. Over recent years, we've received a range of accolades in recognition of the services, people and ideas that help to make life easier for our customers every day. We were thrilled that our customers voted us Credit Card Provider of the Year at the 2014 Consumer Moneyfacts Awards.