Lincoln Financial Group (also known as Lincoln National Corporation) is a company providing a range of financial services and solutions. It focuses on four business areas: annuities, retirement plan services, life insurance, and group protection. The Annuities segment provides tax-deferred investment services such as variable, fixed, and indexed variable annuities. The Retirement Plan Services segment primarily deals in defined contribution retirement plans. The Life Insurance segment focuses on term insurance, variable universal life insurance, and indexed universal life insurance. The Group Protection segment offers group non-medical insurance products and services, including leave administration and absence management, term life, dental, vision, accident, critical illness, and hospital indemnity benefits and services to the employer marketplace through various forms of employee-paid and employer-paid plans.