Landbay is a fast-growing UK peer-to-peer lending platform. Landbay enables retail investors and institutions to invest in low-risk buy-to-let residential mortgages. We believe that financial service providers should be transparent and fair. A full member of the Council of Mortgage Lenders. Lenders have a new way to work their money harder. Borrowers get a better deal by cutting out the banks. We're authorised and regulated by the FCA, but peer-to-peer lending platforms are not covered by the FSCS. Capital at risk.