Land Home Financial Services provides direct lending/mortgage banking services in the United States. We provide diversified funding options and consistent, superior, personalized service to our clients and partners, including: homebuyers, mortgage brokers, builders, manufactured and modular home retailers, and real estate agents. The company offers fixed rate mortgages, adjustable rate mortgages (ARM), hybrid ARMs, Federal Housing Administration loans, HARPs, veteran affair loans, interest only mortgages, balloon mortgages, reverse mortgages, and graduated payment mortgages. It also offers mortgage counseling services.