Lake Shore Savings

We offer the products and services most in demand in a global economy, while nurturing the ties we've established with our home communities during the last century.
Lake Shore Savings offers a wide variety of accounts, one to fit your financial lifestyle. For more information on any of our products and services, please call or stop by any of our convenient locations.

Dunkirk, US
Size (employees)
104 (est)
Lake Shore Savings was founded in 1891 and is headquartered in Dunkirk, US

Lake Shore Savings Office Locations

Lake Shore Savings has an office in Dunkirk
Dunkirk, US (HQ)
128 E 4th St

Lake Shore Savings Metrics

Lake Shore Savings Financial Metrics

Revenue (2015)

$17.6 m

Revenue growth (2014-15), %


Gross profit

$14.8 m

Gross profit margin (2015), %


Net income (2015)

$3.3 m

Market capitalization (21-Mar-2017)

$98.9 m

Closing share price (21-Mar-2017)


Cash (31-Dec-2015)

$34.2 m
Lake Shore Savings's current market capitalization is $98.9 m.
Lake Shore Savings's revenue was reported to be $17.6 m in FY, 2015 which is a 1.6% decrease from the previous period.
FY, 2013FY, 2014FY, 2015


$18.6 m$17.9 m$17.6 m

Revenue growth, %


Cost of goods sold

$2.8 m

Gross profit

$14.8 m

Gross profit Margin, %



$14.4 m

EBIT margin, %


Pre tax profit

$4.1 m

Net Income

$3.7 m$3.2 m$3.3 m
FY, 2014FY, 2015


$34.2 m

Accounts Receivable

$1.6 m



$9.1 m

Total Assets

$473.4 m

Accounts Payable

Additional Paid-in Capital

$29.4 m

Retained Earnings

$50.9 m

Total Equity

$73.9 m

Financial Leverage

6.4 x
FY, 2014FY, 2015

Net Income

$796 k$3.3 m

Depreciation and Amortization

$834 k

Accounts Receivable

$1.7 m


Accounts Payable

Cash From Operating Activities

$5 m

Cash From Investing Activities

$9.9 m

Long-term Borrowings

($8.3 m)

Dividends Paid

($611 k)

Cash From Financing Activities

($16.5 m)

Interest Paid

$2.8 m

Income Taxes Paid

$580 k

Lake Shore Savings Market Value History

Lake Shore Savings Online Presence

Lake Shore Savings Company Life

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