Lake Shore Savings

We offer the products and services most in demand in a global economy, while nurturing the ties we've established with our home communities during the last century.
Lake Shore Savings offers a wide variety of accounts, one to fit your financial lifestyle. For more information on any of our products and services, please call or stop by any of our convenient locations.

Company Growth (employees)
Type
Public
HQ
Dunkirk, US
Founded
1891
Size (employees)
100 (est)-3%
Lake Shore Savings was founded in 1891 and is headquartered in Dunkirk, US

Lake Shore Savings Office Locations

Lake Shore Savings has an office in Dunkirk
Dunkirk, US (HQ)
East Fourth Street

Lake Shore Savings Data and Metrics

Lake Shore Savings Financial Metrics

Lake Shore Savings's revenue was reported to be $5.4 m in Q1, 2017
USD

Revenue (Q1, 2017)

5.4 m

Gross profit (Q1, 2017)

4.8 m

Gross profit margin (Q1, 2017), %

89%

Net income (Q1, 2017)

716 k

EBIT (Q1, 2017)

3.8 m

Market capitalization (17-Aug-2017)

96.1 m

Cash (31-Mar-2017)

33.9 m
Lake Shore Savings's current market capitalization is $96.1 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

18.6 m17.9 m17.6 m21.6 m

Revenue growth, %

(4%)(2%)23%

Cost of goods sold

2.8 m2.3 m

Gross profit

14.8 m19.3 m

Gross profit Margin, %

84%89%

Sales and marketing expense

7.8 m

R&D expense

1.1 m

General and administrative expense

2.3 m

Operating expense total

11.2 m

EBIT

14.4 m14.1 m

EBIT margin, %

82%65%

Pre tax profit

4.1 m4.3 m

Income tax expense

716 k775 k

Net Income

3.7 m3.2 m3.3 m3.5 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

5 m5.5 m6.6 m5 m5.1 m5.4 m

Cost of goods sold

716 k662 k587 k570 k565 k590 k

Gross profit

4.2 m4.8 m6 m4.4 m4.5 m4.8 m

Gross profit Margin, %

86%88%91%88%89%89%

Sales and marketing expense

1.8 m1.8 m1.9 m2 m1.9 m2.1 m

R&D expense

252 k264 k265 k261 k289 k307 k

General and administrative expense

565 k561 k581 k577 k549 k610 k

Operating expense total

2.6 m2.6 m2.7 m2.8 m2.7 m3 m

EBIT

3.5 m3.7 m3.6 m3.7 m3.7 m3.8 m

EBIT margin, %

71%68%55%75%73%71%

Pre tax profit

792 k1.5 m2.5 m834 k945 k871 k

Income tax expense

93 k263 k501 k170 k188 k155 k

Net Income

899 k688 k569 k1.3 m2.5 m2 m2.6 m3.4 m716 k
USDFY, 2015FY, 2016

Cash

34.2 m45.5 m

Accounts Receivable

1.6 m

PP&E

9.1 m8.7 m

Total Assets

473.4 m489.2 m

Accounts Payable

385.9 m

Total Debt

19 m

Total Liabilities

413.1 m

Additional Paid-in Capital

29.4 m30.5 m

Retained Earnings

50.9 m53.5 m

Total Equity

73.9 m76 m

Debt to Equity Ratio

0.2 x

Debt to Assets Ratio

0 x

Financial Leverage

6.4 x6.4 x
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

27.8 m32.6 m46.2 m41.2 m38.5 m33.9 m

PP&E

9.3 m9.2 m9 m8.9 m8.7 m8.6 m

Total Assets

481.6 m472.3 m474.3 m480 m478.4 m493.9 m

Accounts Payable

381.8 m371.9 m371.2 m374.8 m374.5 m390.8 m

Additional Paid-in Capital

28.8 m28.9 m29.7 m30.1 m30.5 m30.6 m

Retained Earnings

49.2 m50.2 m52.7 m53.2 m53.6 m54.1 m

Total Equity

71.8 m73.3 m75.8 m77 m77.3 m76.6 m

Financial Leverage

6.7 x6.4 x6.3 x6.2 x6.2 x6.4 x
USDFY, 2014FY, 2015FY, 2016

Net Income

796 k3.3 m3.5 m

Depreciation and Amortization

834 k865 k

Accounts Receivable

1.7 m

Cash From Operating Activities

5 m4.3 m

Cash From Investing Activities

9.9 m(7.3 m)

Long-term Borrowings

(8.3 m)(2.2 m)

Dividends Paid

(611 k)(888 k)

Cash From Financing Activities

(16.5 m)14.2 m

Interest Paid

2.8 m2.3 m

Income Taxes Paid

580 k910 k
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

899 k688 k569 k1.3 m2.5 m2 m2.6 m3.4 m716 k

Depreciation and Amortization

415 k625 k216 k430 k646 k225 k

Accounts Receivable

1.7 m1.9 m1.9 m

Cash From Operating Activities

2.5 m4.1 m880 k2 m3.5 m1.2 m

Cash From Investing Activities

(4.6 m)10.1 m12.2 m1.4 m(1 m)(16.6 m)

Long-term Borrowings

(3.3 m)(8.3 m)(2.2 m)(2.2 m)(2.2 m)(700 k)

Dividends Paid

(307 k)(459 k)(157 k)(313 k)(727 k)(186 k)

Cash From Financing Activities

(5.9 m)(17.5 m)(1 m)3.5 m1.7 m3.8 m

Interest Paid

1.5 m2.2 m592 k1.2 m1.7 m588 k

Income Taxes Paid

370 k370 k15 k580 k760 k
USDY, 2017

Revenue/Employee

51.8 k

Financial Leverage

6.4 x

Lake Shore Savings Market Value History

Traffic Overview of Lake Shore Savings

Lake Shore Savings Online and Social Media Presence

Lake Shore Savings Company Life and Culture

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