Kentucky Bancshares

OverviewSuggest Edit

Kentucky Bancshares, Inc. is a bank holding company operating through its subsidiary, Kentucky Bank. Kentucky Bank is a locally owned and publicly traded financial institution. The Bank is engaged in general full-service commercial and consumer banking. A significant part of Kentucky Bank’s operating activities includes originating loans. Kentucky Bank makes commercial, agricultural and real estate loans to its commercial customers, with emphasis on small-to-medium-sized industrial, service and agricultural businesses. It also makes residential mortgage, installment and other loans to its individual and other non-commercial customers.

TypePublic
Founded1981
HQParis, USMap
Websitekybank.com
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Employees (est.) (Dec 2018)232
Revenue (FY, 2018)$55.6 M(+6%)

Kentucky Bancshares Office Locations

Kentucky Bancshares has an office in Paris
Paris, US (HQ)
339 Main St
Show all (1)

Kentucky Bancshares Financials and Metrics

Kentucky Bancshares Revenue

Kentucky Bancshares's revenue was reported to be $55.60 m in FY, 2018
USD

Revenue (Q1, 2019)

14.2m

Gross profit (Q1, 2019)

11.9m

Gross profit margin (Q1, 2019), %

84.2%

Net income (Q1, 2019)

2.8m

EBIT (Q1, 2019)

8.9m

Market capitalization (8-Oct-2018)

155.6m

Cash (31-Mar-2019)

37.9m

EV

124.9m
Kentucky Bancshares's current market capitalization is $155.6 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Revenue

44.7m48.7m52.5m55.6m

Revenue growth, %

9%

Cost of goods sold

4.1m4.4m5.0m6.8m

Gross profit

40.6m44.3m47.5m48.8m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019

Revenue

9.4m9.6m10.1m10.0m11.5m11.6m11.8m12.4m12.4m13.7m12.9m12.9m13.3m13.9m14.2m14.2m

Cost of goods sold

860.0k933.0k927.0k944.0k972.0k1.0m1.1m1.1m1.1m1.2m1.2m1.3m1.4m1.5m1.8m2.2m

Gross profit

8.6m8.6m9.1m9.0m10.5m10.6m10.8m11.3m11.3m12.5m11.7m11.6m11.8m12.3m12.4m11.9m

Gross profit Margin, %

91%90%91%91%92%91%91%91%91%91%91%90%89%89%87%84%
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Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Cash

23.2m17.2m28.0m43.3m39.2m26.1m

Accounts Receivable

3.6m3.3m3.7m3.7m4.0m4.2m

Inventories

468.7m624.1m656.0m648.5m686.1m

Goodwill

13.1m13.1m14.0m14.0m14.0m14.0m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019

Cash

18.7m21.9m15.0m17.2m16.3m22.9m27.1m16.6m17.1m37.2m16.1m18.6m26.8m28.8m26.1m37.9m

Accounts Receivable

3.8m3.5m3.3m3.5m3.7m3.9m3.7m3.6m3.7m3.6m3.6m3.8m3.8m3.7m4.1m4.2m

Inventories

464.9m474.0m496.1m511.0m546.1m612.5m635.8m653.3m660.0m657.6m650.7m649.0m649.8m668.8m685.7m687.5m

Goodwill

13.1m13.1m13.1m13.1m13.1m13.1m14.0m14.0m14.0m14.0m14.0m14.0m14.0m14.0m14.0m14.0m
show all
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

5.8m7.1m6.8m8.6m10.7m12.4m

Depreciation and Amortization

1.7m1.8m1.3m1.1m1.2m1.2m

Accounts Payable

126.1k(94.0k)(42.0k)33.0k146.0k55.0k

Cash From Operating Activities

10.8m3.8m8.1m12.6m18.6m15.6m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019

Net Income

4.9m1.8m3.7m5.4m1.5m3.6m5.2m1.8m3.9m6.3m3.1m5.5m8.1m3.1m6.2m9.5m2.8m

Depreciation and Amortization

1.3m441.0k904.0k1.4m423.0k843.0k1.4m365.0k819.0k985.0k154.0k323.0k514.0k299.0k630.0k939.0k300.0k

Accounts Payable

134.0k(27.0k)(57.0k)(79.0k)(40.0k)16.0k82.0k49.0k34.0k81.0k(25.0k)(30.0k)104.0k(197.0k)(193.0k)(20.0k)9.0k

Cash From Operating Activities

7.5m1.5m(901.0k)138.0k(560.0k)1.8m4.1m787.0k4.8m6.0m1.0m3.3m8.0m1.2m4.5m7.4m249.0k
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USDY, 2019

EV/EBIT

14 x

EV/CFO

501.4 x

Financial Leverage

9.7 x
Show all financial metrics

Kentucky Bancshares Online and Social Media Presence

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Kentucky Bancshares Blogs

November 05, 2018

How much does it cost to retire?

Retirement is much like buying a home, getting married or having children - just about everyone has at the very least thought about it and what it would be like The post How much does it cost to retire? appeared first on Kentucky Bank Blog.
October 22, 2018

5 budgeting tips that help you achieve homeownership

Everyone has goals they'd like to achieve, whether in the not-too-distant future or somewhere down the line. At the top of the list for many is the American Dream of owning a home. The post 5 budgeting tips that help you achieve homeownership appeared first on Kentucky Bank Blog.
October 12, 2018

Dangers and Myths of DIY Projects

So you’ve watched enough HGTV shows, talked to enough neighbors, and had enough discussions with sales personnel in your big box home improvement store to know that you might be able to do a ton of improvements to your home without having to pay a pro, and in the process, save yourself a lot of […] …
October 12, 2018

What is an SBA Loan?

When you need a government-guaranteed loan to grow your small company, SBA loans are your No. 1 choice. The post What is an SBA Loan? appeared first on Kentucky Bank Blog.
October 08, 2018

Home prices higher in Kentucky, but for less than you might think

Two overarching factors sum up the residential real estate market in the U.S. - supply and demand. The post Home prices higher in Kentucky, but for less than you might think appeared first on Kentucky Bank Blog.
October 05, 2018

New Law Permits Consumers To Freeze Their Own Credit Files Quickly And Without Cost

Effective September 21, 2018, Americans can freeze-frame their credit reports, thawing them whenever they want to without cost, thanks to a new federal law. You can now do this via mail, phone, or online. Because of the massive Equifax data breach of 2017 that exposed the private data of nearly half…
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 Kentucky Bancshares Frequently Asked Questions

  • When was Kentucky Bancshares founded?

    Kentucky Bancshares was founded in 1981.

  • How many employees does Kentucky Bancshares have?

    Kentucky Bancshares has 232 employees.

  • What is Kentucky Bancshares revenue?

    Latest Kentucky Bancshares annual revenue is $55.6 m.

  • What is Kentucky Bancshares revenue per employee?

    Latest Kentucky Bancshares revenue per employee is $239.6 k.

  • Who are Kentucky Bancshares competitors?

    Competitors of Kentucky Bancshares include Reliant Bank, Unity Bancorp and Seacoast Banking Corporation of Florida.

  • Where is Kentucky Bancshares headquarters?

    Kentucky Bancshares headquarters is located at 339 Main St, Paris.

  • Where are Kentucky Bancshares offices?

    Kentucky Bancshares has an office in Paris.

  • How many offices does Kentucky Bancshares have?

    Kentucky Bancshares has 1 office.

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