JULO

Julo is a digital financial company developing a peer-to-peer lending platform. The company provides a digital data-driven credit underwriting and risk assessment platform to process consumer loan applications and determine their creditworthiness through a smartphone application base. Loan applicants can carry out the process from their phones through Julo’s app, where they submit pictures of personal documents and then receive their loan within 24 hours upon successful verification. The platform also allows users to manage loans, due dates, and cashback bonuses with alerts and reminders to keep them on top of payments.