Japan Post Holdings (日本郵政株式会社) is a conglomerate that provides logistics and financial services. It operates through three divisions: Japan Post, Japan Post Bank, and Japan Post Insurance. The Japan Post division offers postal services, banking and insurance counter operations, sales of stamps, distribution, merchandise sales, etc. The Japan Post Bank division engaged in deposits, lending, securities investment, remittances, and intermediary services including mortgages, and credit card businesses, as well as sales of investment trusts, and insurance products. The Japan Post Insurance division specializes in the underwriting of life insurance and asset management services, including securities investment and loans.