Jacksonville Bancorp, Inc. is the bank holding company for Jacksonville Savings Bank (the Bank). The Bank is an Illinois-chartered savings bank. The Bank is engaged in the business of attracting retail deposits from the general public in its market area and using such funds, together with borrowings and funds from other sources, to originate mortgage loans secured by one- to four-family residential real estate, commercial and agricultural real estate, and home equity loans. The Bank also originates commercial and agricultural business loans, and consumer loans. It invests in the United States Government agency securities, bank-qualified, general obligation municipal issues and mortgage-backed securities issued or guaranteed by the United States Government or enterprises. Its principal sources of funds are customer deposits, proceeds from the sale of loans, short-term borrowings, funds received from the repayment and prepayment of loans and mortgage-backed securities.

Jacksonville Bancorp was founded in 1916 and is headquartered in Jacksonville, US

Jacksonville Bancorp has an office in Jacksonville

Jacksonville, US (HQ)

1211 W Morton Ave

Jacksonville Bancorp's revenue was reported to be $3.9 m in Q1, 2017

USD

## Revenue (Q1, 2017) | 3.9 m |

## Gross profit (Q1, 2017) | 3.7 m |

## Gross profit margin (Q1, 2017), % | 93% |

## Net income (Q1, 2017) | 759.6 k |

## EBIT (Q1, 2017) | 2.5 m |

## Market capitalization (25-Jul-2017) | 53.1 m |

## Cash (31-Mar-2017) | 8.7 m |

Jacksonville Bancorp's current market capitalization is $53.1 m.

USD | FY, 2013^{} | FY, 2014^{} | FY, 2015^{} | FY, 2016^{} |
---|---|---|---|---|

## Revenue | 16.5 m | 15.8 m | 15.7 m | 15.7 m |

## Revenue growth, % | (4%) | (1%) | (0%) | |

## Cost of goods sold | 1.1 m | 1 m | ||

## Gross profit | 14.6 m | 14.6 m | ||

## Gross profit Margin, % | 93% | 93% | ||

## Operating expense total | 10.3 m | 10.4 m | ||

## EBIT | 10.2 m | 10.3 m | ||

## EBIT margin, % | 65% | 65% | ||

## Pre tax profit | 4.1 m | 4.1 m | ||

## Income tax expense | 1.1 m | 1.1 m | ||

## Net Income | 3 m | 3 m |

USD | Q2, 2014^{} | Q3, 2014^{} | Q1, 2015^{} | Q2, 2015^{} | Q3, 2015^{} | Q1, 2016^{} | Q2, 2016^{} | Q3, 2016^{} | Q1, 2017^{} |
---|---|---|---|---|---|---|---|---|---|

## Revenue | 3.9 m | 4 m | 3.9 m | 3.9 m | 3.8 m | 3.9 m | 3.9 m | 3.9 m | 3.9 m |

## Cost of goods sold | 371 k | 353.5 k | 314.1 k | 293.1 k | 267.4 k | 248.9 k | 247.2 k | 277.6 k | 256 k |

## Gross profit | 3.6 m | 3.6 m | 3.6 m | 3.6 m | 3.6 m | 3.7 m | 3.6 m | 3.7 m | 3.7 m |

## Gross profit Margin, % | 91% | 91% | 92% | 93% | 93% | 94% | 94% | 93% | 93% |

## Sales and marketing expense | 1.6 m | 1.6 m | 1.6 m | 1.6 m | 1.7 m | 1.7 m | 1.7 m | 1.7 m | 1.7 m |

## General and administrative expense | 236.7 k | 243.6 k | 255.4 k | 243.9 k | 252 k | 256.9 k | 250 k | 268.4 k | 259.4 k |

## Operating expense total | 1.8 m | 1.8 m | 1.9 m | 1.9 m | 1.9 m | 2 m | 1.9 m | 2 m | 1.9 m |

## EBIT | 2.6 m | 2.6 m | 2.6 m | 2.5 m | 2.5 m | 2.6 m | 2.6 m | 2.6 m | 2.5 m |

## EBIT margin, % | 66% | 65% | 65% | 65% | 66% | 67% | 66% | 65% | 64% |

## Pre tax profit | 801.3 k | 1.1 m | 1.1 m | 1.2 m | 929.6 k | 1.1 m | 1 m | 1 m | 1 m |

## Income tax expense | 176.3 k | 260.6 k | 290.9 k | 327.1 k | 230.2 k | 309.4 k | 277.7 k | 267.3 k | 276.1 k |

## Net Income | 625 k | 856 k | 786.3 k | 836.4 k | 699.4 k | 827.4 k | 765.5 k | 757.8 k | 759.6 k |

USD | FY, 2013^{} | FY, 2014^{} | FY, 2015^{} | FY, 2016^{} |
---|---|---|---|---|

## Cash | 40.3 m | 24.4 m | 4.1 m | 12.9 m |

## Accounts Receivable | 1.7 m | 1.5 m | 1.7 m | 1.6 m |

## PP&E | 6.4 m | 5.1 m | ||

## Goodwill | 2.7 m | 2.7 m | 2.7 m | 2.7 m |

## Total Assets | 507.3 m | 488.6 m | 308.6 m | 319.3 m |

## Accounts Payable | 118.3 k | 258.7 m | ||

## Dividends Payable | 1.9 m | 179.9 k | ||

## Total Debt | 7.1 m | |||

## Total Liabilities | 273.1 m | |||

## Additional Paid-in Capital | 138.1 m | 138.1 m | 13.7 m | 13.9 m |

## Retained Earnings | 102.7 m | (100.8 m) | 31.3 m | 33.7 m |

## Total Equity | 33.9 m | 37.1 m | 45.6 m | 46.2 m |

## Debt to Equity Ratio | 0.2 x | |||

## Debt to Assets Ratio | 0 x | |||

## Financial Leverage | 15 x | 13.2 x | 6.8 x | 6.9 x |

USD | Q2, 2014^{} | Q3, 2014^{} | Q1, 2015^{} | Q2, 2015^{} | Q3, 2015^{} | Q1, 2016^{} | Q2, 2016^{} | Q3, 2016^{} | Q1, 2017^{} |
---|---|---|---|---|---|---|---|---|---|

## Cash | 5.3 m | 4.2 m | 9.6 m | 8 m | 3.6 m | 7.4 m | 9.6 m | 28.8 m | 8.7 m |

## Goodwill | 2.7 m | 2.7 m | 2.7 m | 2.7 m | 2.7 m | 2.7 m | 2.7 m | 2.7 m | 2.7 m |

## Total Assets | 308.8 m | 314.2 m | 306.5 m | 305.9 m | 306.3 m | 302.1 m | 313 m | 330.7 m | 317.5 m |

## Accounts Payable | 252.1 m | 240.8 m | 244 m | 238.5 m | 233.3 m | 243.9 m | 254.3 m | 268.7 m | 258.6 m |

## Dividends Payable | 179.2 k | 179.8 k | 179.9 k | 180.2 k | |||||

## Additional Paid-in Capital | 14.4 m | 14.3 m | 13.9 m | 13.6 m | 13.6 m | 13.7 m | 13.8 m | 13.8 m | 14 m |

## Retained Earnings | 29.4 m | 30.1 m | 31.3 m | 32 m | 32.5 m | 32 m | 32.6 m | 33.1 m | 34.2 m |

## Total Equity | 44.1 m | 44.7 m | 46.2 m | 45.6 m | 46.7 m | 46.5 m | 47.8 m | 48.3 m | 47.4 m |

## Financial Leverage | 7 x | 7 x | 6.6 x | 6.7 x | 6.6 x | 6.5 x | 6.5 x | 6.9 x | 6.7 x |

USD | FY, 2013^{} | FY, 2014^{} | FY, 2015^{} | FY, 2016^{} |
---|---|---|---|---|

## Net Income | (960 k) | 1.9 m | 3 m | 3 m |

## Depreciation and Amortization | 701 k | 662 k | 386.1 k | 394.9 k |

## Accounts Receivable | (2.4 k) | 127.1 k | ||

## Accounts Payable | (47.7 k) | (11.6 k) | ||

## Cash From Operating Activities | 1.8 m | 2.1 m | 3.2 m | 4.2 m |

## Cash From Investing Activities | 19.5 m | 3.6 m | (2.4 m) | (4.6 m) |

## Dividends Paid | (565.5 k) | (570.8 k) | (566 k) | (2.4 m) |

## Cash From Financing Activities | (2 m) | (21.7 m) | (6.3 m) | 9.2 m |

## Interest Paid | 4.6 m | 3.3 m | 1.2 m | 1.1 m |

## Income Taxes Paid | 1.4 m | 1.3 m |

USD | Q2, 2014^{} | Q3, 2014^{} | Q1, 2015^{} | Q2, 2015^{} | Q3, 2015^{} | Q1, 2016^{} | Q2, 2016^{} | Q3, 2016^{} | Q1, 2017^{} |
---|---|---|---|---|---|---|---|---|---|

## Net Income | 625 k | 856 k | 786.3 k | 836.4 k | 699.4 k | 827.4 k | 765.5 k | 757.8 k | 759.6 k |

## Accounts Receivable | 1.9 m | 2.7 m | 1.8 m | 1.9 m | 2.7 m | 1.9 m | 2 m | 2.6 m | 1.8 m |

## Accounts Payable | 180.4 k | 172.9 k | 153.2 k | 143.1 k | 127.9 k | 106.7 k | 104.9 k | 104.8 k | 93.3 k |

USD | Y, 2017 |
---|---|

## Revenue/Employee | 44.9 k |

## Financial Leverage | 6.7 x |