HPS (Hichtech Payment Systems) is a company that provides payment solutions and services. Its product line includes PowerCARD-Issuer for issuance and management of a range of payment types; PowerCARD-Switch, which offers payment network services and multi-channel authorization and transaction switching; PowerCARD-Fraud, a fraud solution monitoring; etc. The company serves issuers, acquirers, card processors, independent sales organizations, retailers, and mobile network operators.