Genworth Financial is an insurance holding company. It operates in four segments: U.S. Mortgage Insurance, Australia Mortgage Insurance, U.S. Life Insurance, and Runoff. The company offers mortgage insurance products predominantly insuring individually underwritten residential mortgage loans at specified coverage percentages. It also provides lender mortgage insurance and long-term care insurance products, variable annuity, variable life insurance, and corporate-owned life insurance, as well as funding agreements.