FlexxPay is a fintech company that provides a cloud-based financial wellness platform that enables companies to offer salary advances to employees. Utilizing the platform, employees can access a portion of their already earned but currently unpaid salary at zero interest rate, paying a fixed nominal transaction fee. They can perform bank transfers, start a savings plan and more. Advances and fees are then paid by the employer to FlexxPay during the salary cycle at the end of the month, while the employees receive their salaries less the advances and fees already paid out to them earlier in the month.