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First Financial

OverviewSuggest Edit

First Financial is a financial holding company for First Financial Bank, The Morris Plan Company of Terre Haute, First Chanticleer Corporation and FFB Risk Management. The Company offers financial services, including commercial, mortgage, and consumer lending, lease financing, trust account services, depositor and insurance services. First Financial Bank has two investment subsidiaries, Portfolio Management Specialists A and Portfolio Management Specialists B, which holds and manages certain assets to manage various income streams and provides opportunities for capital creation as needed.

TypePublic
Founded1834
HQTerre Haute, IN, USMap
Websitefirst-online.bank
Overall CultureCMore
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Latest Updates

Employees (est.) (Dec 2019)957(+18%)
Revenue (FY, 2019)$38.5 M
Share Price (Jan 2021)$39.7 (-1%)
Cybersecurity ratingAMore

Key People/Management at First Financial

Carol D. Myers

Carol D. Myers

Vice President and Senior Trust Officer
Brenda Voll

Brenda Voll

Vice President and Trust Officer
Andrew Decker

Andrew Decker

Assistant Vice President and Trust Officer
Katherine Virostko

Katherine Virostko

Assistant Trust Officer
R. Thomas Rhees

R. Thomas Rhees

Vice President and Retirement Plan Services Officer
Tammy S. Evinger

Tammy S. Evinger

Trust Officer
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First Financial Office Locations

First Financial has an office in Terre Haute
Show all (1)

First Financial Financials and Metrics

First Financial Revenue

First Financial's revenue was reported to be $38.45 m in FY, 2019
USD

Revenue (Q3, 2020)

11.7m

Net income (Q3, 2020)

14.0m

Market capitalization (26-Jan-2021)

544.2m

Closing stock price (26-Jan-2021)

39.7

Cash (30-Sept-2020)

388.4m
First Financial's current market capitalization is $544.2 m.
Annual
USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

33.3m39.5m40.5m40.8m39.2m46.9m35.9m38.2m38.5m

Operating expense total

18.9m23.7m25.0m23.2m22.6m22.1m22.4m25.8m33.0m

Interest expense

17.1m13.4m9.0m5.5m4.2m4.4m6.3m9.6m17.5m

Pre tax profit

51.6m46.6m45.3m48.0m40.6m58.3m49.8m57.7m61.0m
Quarterly
USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Revenue

7.9m8.9m9.5m9.8m9.7m9.9m9.7m9.6m10.1m9.6m10.5m10.1m9.8m10.0m22.4m8.2m7.9m11.0m8.1m8.5m21.1m8.9m7.6m9.7m9.7m9.1m8.8m11.7m

Operating expense total

5.1m4.7m5.9m5.8m6.0m5.0m6.1m7.3m5.5m6.0m6.4m4.9m6.4m5.2m5.7m5.7m5.1m5.4m5.7m5.7m13.1m6.0m7.2m7.2m9.3m7.4m7.7m6.8m

Interest expense

4.3m4.2m4.0m3.5m3.0m2.8m2.6m1.9m1.7m1.5m1.2m1.1m1.1m1.0m1.0m1.1m1.1m1.3m1.6m1.7m4.1m2.5m3.2m3.5m5.6m5.1m3.4m3.0m

Pre tax profit

12.3m13.9m10.3m12.5m11.6m10.8m9.1m12.1m11.6m12.5m11.4m10.6m9.2m11.3m24.3m11.1m11.2m13.4m11.5m12.2m30.5m14.0m11.9m15.8m14.8m15.2m14.8m16.7m
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Annual
USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Cash

134.3m87.2m71.0m78.1m88.7m75.0m74.1m74.4m127.4m

Accounts Receivable

1.9b

Inventories

PP&E

40.1m47.3m51.4m51.8m50.5m49.2m48.3m46.6m62.6m
Quarterly
USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Cash

60.0m57.2m63.0m84.7m63.6m78.4m73.7m80.9m84.0m84.8m97.0m88.5m60.6m63.3m66.1m55.4m67.4m50.5m55.4m61.0m50.0m54.6m60.9m80.2m211.0m386.5m388.4m

Accounts Receivable

1.6b1.6b1.8b1.9b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.7b1.8b1.7b1.7b1.8b1.8b1.8b1.8b1.8b1.9b2.0b2.0b2.6b2.6b2.8b2.7b

PP&E

34.2m33.6m40.6m44.9m44.7m46.9m46.5m51.9m50.7m51.8m52.6m51.0m50.3m50.8m50.4m49.4m49.7m48.6m48.3m47.3m47.0m46.0m45.7m70.6m63.1m63.3m63.0m

Goodwill

7.1m7.1m36.9m37.6m37.6m37.6m37.6m39.5m39.5m39.5m39.5m39.5m39.5m39.5m34.4m34.4m34.4m34.4m34.4m34.4m34.4m34.4m34.4m75.4m78.6m78.6m78.6m
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Annual
USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Net Income

37.2m32.8m31.5m33.8m30.2m38.4m29.1m46.6m48.9m

Depreciation and Amortization

3.9m3.7m5.5m6.0m5.5m5.0m4.4m4.2m4.8m

Cash From Operating Activities

40.6m54.7m62.7m57.8m41.3m41.2m50.1m57.4m49.9m

Purchases of PP&E

(10.9m)(2.5m)(5.3m)(3.4m)(3.0m)(3.0m)(2.0m)(1.1m)
Quarterly
USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Net Income

17.2m27.0m7.4m16.1m24.2m7.7m14.1m22.6m7.8m16.3m24.6m7.8m14.7m23.1m13.7m21.9m30.1m9.4m17.7m26.5m24.2m35.5m9.7m22.3m34.5m12.2m24.1m38.1m

Depreciation and Amortization

2.1m2.3m1.2m2.4m3.7m1.4m2.7m4.1m1.3m2.9m4.5m1.4m2.8m4.2m1.3m2.5m3.7m1.1m2.3m3.4m2.1m3.1m1.0m2.0m3.1m1.4m2.9m4.5m

Cash From Operating Activities

22.3m27.4m22.7m28.3m39.6m16.0m25.0m37.4m13.7m24.1m38.6m13.4m20.3m33.6m13.1m11.9m27.4m10.4m17.0m35.8m22.5m41.5m14.5m27.8m39.1m25.7m39.7m52.8m

Purchases of PP&E

(692.0k)(1.3m)(1.8m)(273.0k)(2.7m)(4.9m)(387.0k)(924.0k)(2.6m)(966.0k)(996.0k)(2.4m)(345.0k)(1.1m)(1.0m)(976.0k)(1.5m)(309.0k)(905.0k)(1.5m)(1.6m)(2.8m)(3.7m)
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USDQ2, 2011

Financial Leverage

7.3 x
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First Financial Operating Metrics

First Financial's Total Loans was reported to be $1.9b in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Non-accrual Loans

$15.03 m$14.87 m$16.55 m$16.11 m$14.63 m$13.25 m$14.53 m$16.24 m$13.49 m$11.11 m$11.26 m

Total Loans

$1.78 b$1.76 b$1.78 b$1.76 b$1.76 b$1.76 b$1.80 b$1.82 b$1.84 b$1.83 b$1.85 b
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First Financial Cybersecurity Score

Cybersecurity ratingPremium dataset

A

97/100

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First Financial Online and Social Media Presence

First Financial's Trends

Embed Graph

First Financial Company Culture

  • Overall Culture

    C

    72/100

  • CEO Rating

    B+

    78/100

  • Compensation

    C+

    73/100

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First Financial News and Updates

January 26, 2021

First Financial Bank Announces Promotion Of Nora P. Thompson To President Of Bryan/College Station Region

COLLEGE STATION, Texas, Jan. 26, 2021 /PRNewswire/ -- The Board of Directors of First Financial Bank, N.A., announced the promotion of Nora P. Thompson to President of First Financial Bank, Bryan/College Station Region. The addition of Nora to the leadership team of Ivan M. Olson,...
January 20, 2021

Communities First Financial Corporation Earnings Increase 27% to $3.25 Million for 4Q-2020 from $2.98 Million for 4Q-2019; Earns $11.51 Million for the Full Year of 2020

FRESNO, Calif., Jan. 20, 2021 (GLOBE NEWSWIRE) -- Communities First Financial Corporation (the “Company”) (OTCQX: CFST), the parent company of Fresno First Bank (the “Bank”), today reported net income increased 27% to $3.25 million, or $1.07 per diluted share for the fourth quarter of 2020 (4Q-202…
November 09, 2020

Blitzbinary, the World's First Financial Free-to-Play Game Goes Live on Google Play and the App Store

Playnance games, published their first financial casual game on the Play store today (October 27th 2020).
November 03, 2020

Communities First Financial Corporation Closes Private Placement of Subordinated Notes

FRESNO, Calif., Nov. 03, 2020 (GLOBE NEWSWIRE) -- Communities First Financial Corporation (the “Company”) (OTCQX: CFST), the parent company of Fresno First Bank (the “Bank”), today announced the closing of its private placement of $30.0 million aggregate principal amount of its 4.25% Fixed-to-Floa…
October 29, 2020

First Financial Corporation Announces Stock Repurchase Plan

TERRE HAUTE, Ind., Oct. 29, 2020 (GLOBE NEWSWIRE) -- First Financial Corporation (NASDAQ:THFF) today announced that its Board of Directors has authorized a stock repurchase program to purchase up to 5% of the company's outstanding common stock.
October 28, 2020

First Financial Corporation Reports Third Quarter Results

TERRE HAUTE, Ind., Oct. 28, 2020 (GLOBE NEWSWIRE) -- First Financial Corporation (NASDAQ:THFF) today announced results for the third quarter of 2020. For the three months ending September 30, 2020:
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 First Financial Frequently Asked Questions

  • When was First Financial founded?

    First Financial was founded in 1834.

  • Who are First Financial key executives?

    First Financial's key executives are Carol D. Myers, Brenda Voll and Andrew Decker.

  • How many employees does First Financial have?

    First Financial has 957 employees.

  • What is First Financial revenue?

    Latest First Financial annual revenue is $38.5 m.

  • What is First Financial revenue per employee?

    Latest First Financial revenue per employee is $40.2 k.

  • Who are First Financial competitors?

    Competitors of First Financial include Univest Corporation of Pennsylvania, BancFirst and First Financial Bancorp.

  • Where are First Financial offices?

    First Financial has an office in Terre Haute.

  • How many offices does First Financial have?

    First Financial has 1 office.