First Bank

At First Bank, local bankers work with you to provide the right combination of banking solutions to help you save time, spend less, and improve your financial well-being. We’re small enough to know you like a neighbor, but large enough to provide everything you need to manage your finances. Come see why individuals, families, and businesses have trusted us for generations.
Troy, US
First Bank was founded in 1935 and is headquartered in Troy, US

First Bank Office Locations

First Bank has an office in Troy

First Bank Data and Metrics

First Bank Financial Metrics

First Bank's revenue was reported to be $673.2 m in 2016
Numbers are in $, USD

Revenue (Y, 2016)

673.2 m

Revenue growth (Y, 2015 - Y, 2016), %


Gross profit (Y, 2016)

572.1 m

Gross profit margin (Y, 2016), %


Net income (Y, 2016)

93.2 m

EBIT (Y, 2016)

484.1 m

Market capitalization (26-May-2017)

133.9 m

Closing share price (26-May-2017)


Cash (31-Dec-2016)

306 m
First Bank's current market capitalization is $133.9 m.
Numbers are in $, USDFY, 2013FY, 2014FY, 2015Y, 2016


630.3 m695.3 m686.9 m673.2 m

Revenue growth, %


Cost of goods sold

103.3 m101.2 m

Gross profit

583.6 m572.1 m

Gross profit Margin, %


Operating expense total

415 m378.3 m


271.2 m408.5 m502.3 m484.1 m

EBIT margin, %


Interest expense

130.8 m115.9 m

Pre tax profit

(159.3 m)91.6 m27.7 m130.3 m

Income tax expense

(5.2 m)300.6 m(6.4 m)(37 m)

Net Income

(164.5 m)392.3 m21.3 m93.2 m
Numbers are in $, USDFY, 2013FY, 2014FY, 2015FY, 2016


223.3 m253.1 m267.3 m306 m

Accounts Receivable

9.2 m9.3 m



77.4 m75.1 m74.6 m75.4 m


65.8 m65.8 m65.8 m75 m

Total Assets

3.2 b3.2 b3.4 b3.6 b

Accounts Payable

585 k539 k

Preferred Stock

12.8 m

Additional Paid-in Capital

12.5 m926.3 m931.9 m

Retained Earnings

167.1 m185 m205.1 m225.9 m

Total Equity

371.9 m387.7 m342.2 m368.1 m

Debt to Equity Ratio

0.2 x

Debt to Assets Ratio

0 x

Financial Leverage

8.6 x8.3 x9.8 x9.8 x
Numbers are in $, USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

(164.5 m)392.3 m27 m27.5 m

Depreciation and Amortization

21.1 m17.6 m

Accounts Receivable

(246 k)(120 k)


Accounts Payable

129.2 m115.2 m(101 k)(4 k)

Cash From Operating Activities

71.9 m47.8 m37.4 m47.5 m

Purchases of PP&E

(65.7 m)(69.4 m)(95.8 m)(114.4 m)

Cash From Investing Activities

45 m(43.8 m)439 m(246.3 m)

Dividends Paid

(223 k)

Cash From Financing Activities

(135.2 m)7.8 m114.8 m237.6 m

Interest Paid

11.4 m8.4 m7 m7.7 m

Income Taxes Paid

1.1 m5.1 m13.8 m11.8 m
Y, 2016

Financial Leverage

9.8 x

First Bank Market Value History

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