Fairpoint Group plc is a provider of consumer professional services, including debt solutions and legal services. The Company has four segments: individual voluntary arrangements (IVA) services, debt management plans (DMP) services, claims management and legal services. The IVA services segment consists of Group companies Debt Free Direct Limited and Clear Start UK Limited, which provide managed payment plan providing both interest and capital forgiveness. DMP services segment consists of Lawrence Charlton Limited, which provides DMPs for consumers. Claims management segment provides a range of claims management services, including reclaiming payment protection insurance (PPI). The legal services segment provides a range of consumer-focused legal services with main lines being family, personal injury and clinical negligence through 13 offices around the United Kingdom.