Ezetap provides Mobile Point of Sale (MPOS) solutions. The Ezetap solution turns a merchant's mobile device into an intelligent point of sale or ATM that is able to complete any type of financial transaction from a credit card sale to a real-time bill payment, to a cash withdrawal or deposit. The Ezetap solution is comprised of a secure and lightweight card reader, a configurable mobile application, and a flexible platform that allows Ezetap to provide customized value-added services and integrate to a merchant's existing systems. The solution is compliant with the Payment Card Industry Data Security Standard (PCIDSS) and the Payment Application Data Security Standard (PADSS) global security standards.