OverviewSuggest Edit

ezbob is a company that provides end-to-end and modular, digital lending solutions for small business and consumer lenders. It offers an open platform Catalyst that enables financial institutions to build, launch and operate financial products for their customers, drawing on the data-rich open banking environment. The company also provides anti-money laundering and know-your-customer validation by using multiple data sources, including email validation, blacklist scanning, and device and IP detection.

TypePrivate
Founded2011
Websiteezbob.com

Latest Updates

Employees (est.) (Dec 2019)73(+29%)
Revenue (FY, 2019)£6.6 M(+75%)
Cybersecurity ratingAMore

Key People/Management at ezbob

Tomer Guriel

Tomer Guriel

Co-founder & CEO
Yaron Shoshani

Yaron Shoshani

CTO
John Christiansen

John Christiansen

CRO
Ben Feldman

Ben Feldman

CFO
Simon Hawtin

Simon Hawtin

Marketing Director
Inbal Barkan

Inbal Barkan

VP HR
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ezbob Financials and Metrics

Summary Metrics

Founding Date

2011

ezbob total Funding

$61.5 m

ezbob latest funding size

$3.27 m

Time since last funding

9 months ago

ezbob investors

ezbob's latest funding round in August 2020 was reported to be $3.3 m. In total, ezbob has raised $61.5 m
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ezbob Revenue

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ezbob's revenue was reported to be £6.63 m in FY, 2019 which is a 74.4% increase from the previous period.
GBP

Revenue (FY, 2019)

6.6m

Revenue growth (FY, 2018 - FY, 2019), %

74.4%

Gross profit (FY, 2019)

3.7m

Gross profit margin (FY, 2019), %

55.9%

Net income (FY, 2019)

(3.0m)

Cash (31-Dec-2019)

3.0m
GBPFY, 2017FY, 2018FY, 2019

Revenue

5.3m3.8m6.6m

Revenue growth, %

(35%)(28%)74%

Cost of goods sold

2.2m2.4m2.9m

Gross profit

3.1m1.4m3.7m
GBPFY, 2017FY, 2018FY, 2019

Cash

3.5m4.1m3.0m

Accounts Receivable

794.1k812.2k686.6k

Prepaid Expenses

195.4k288.4k169.9k

Current Assets

5.0m6.0m4.8m
GBPFY, 2017

Revenue/Employee

105.6k

Financial Leverage

1.4 x
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ezbob Operating Metrics

May, 2016Mar, 2021

Applications Tracked

60 k

Data Sources

40

Loans Originated

£100 m

Loans Originated, units

8.5 k
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ezbob Acquisitions / Subsidiaries

Company NameDateDeal Size
EZBOB BG Ltd
Ezbob Holdco Limited
Ezbob IT Limited
Ezbob UK Limited

ezbob Revenue Breakdown

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ezbob revenue breakdown by business segment: 100.0% from Development service income

Human Capital Metrics

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ezbob Cybersecurity Score

Cybersecurity ratingPremium dataset

A

90/100

SecurityScorecard logo

ezbob Online and Social Media Presence

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ezbob News and Updates

Ezbob digital lending events in Feb - Finextra and FTT Lending 3.0

If you’re involved with digital lending and wondering where the industry is going, then you don’t want to miss FinTech Talent’s Lending 3.0, the conference completely dedicated to exploring the next generation of digital lending. You’ll hear from the industry’s leading voices about trends, best prac…

Ezbob submits bid for RBS bail out cash

ezbob, an established technology provider that powers the digital SME lending arm of several UK banks has today announced that it has submitted its proposal for part of the BCR’s (Banking Competition Remedies) £100m Pool E.

Metro Bank engages with Ezbob for small business lending platfrom

Metro bank has contracted with Ezbob to deliver a digital lending proposition for small business customers. The new service will take customers from application through ID&V, documentation, offer and acceptance in a matter of minutes; ultimately enabling funding to be released on the same day…

Starling hires Stuart Doignie from Ezbob as head of SME banking

Stuart brings with him 18 years of industry experience in business and consumer lending, fraud prevention and a keen interest in motor sport (he is a current UK National Drag Racing Champion.) He joins Starling from Ezbob, a leader in the Lending-as-a-Service market, where he served as Chief Risk Of…

ezbob Blogs

Matching the Challenger Banks in Digital SME Lending

(This post first appeared on Finextra)

Watch On-Demand Ezbob at Fintech Talents Lending 3.0

In February, Ezbob were speakers at FinTech Talent’s Lending 3.0, the conference completely dedicated to exploring the next generation of digital lending.

Navigating the dominance of Tier 1 banks in UK SME lending

Industry research highlights that SME lending in the UK is dominated by five Tier 1 banks that small companies know very well and therefore offer a comfort factor. How can smaller financial institutions break into the circle and help provide the finance that SMEs need as they lead the ec…

Ezbob digital lending events in Feb - Finextra and FTT Lending 3.0

Want to see Ezbob live in action? This month you have two opportunities:

‘Banks should deliver the same experience as Amazon and Netflix’, says Ezbob CEO

This article originally appeared on CityAM. To download the article, click here.

Providing a one-stop shop for digital transformation in lending

Traditional banks, spurred on by COVID-19 and shifting consumer behaviours, are embracing the digital lending revolution to improve the customer journey and increase the profitability of SME lending. All they need is one partner, so long as it’s the right one.
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ezbob Frequently Asked Questions

  • When was ezbob founded?

    ezbob was founded in 2011.

  • Who are ezbob key executives?

    ezbob's key executives are Tomer Guriel, Yaron Shoshani and John Christiansen.

  • How many employees does ezbob have?

    ezbob has 73 employees.

  • What is ezbob revenue?

    Latest ezbob annual revenue is £6.6 m.

  • What is ezbob revenue per employee?

    Latest ezbob revenue per employee is £90.8 k.

  • Who are ezbob competitors?

    Competitors of ezbob include Linear Financial Technologies, Vodeno and Biz2X.