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The fully automated smart lending platform cuts through old-fashioned underwriting practices by linking directly to thousands of business data points, such as Cloud based accounting services, eBay accounts, tax reports and bank statements, to make fast and fair lending decisions based on how a business is performing right now. Because the technology does all the legwork, the application process only takes around 10 minutes to complete for new customers and lending decisions are usually made within one hour of an application being submitted. If approved, the working capital funds are then paid into the businesses bank account within minutes.
Limited companies, limited liability partnerships, partnerships and sole traders can access £3,000 - £120,000 of working capital for up to 24 months. The typical annual cost of a loan is 16%-24% depending on an individual risk profile and there are no fees for re-paying early. Interest is only ever charged on the outstanding loan amount and for as long as the money is borrowed.
Everline and ezbob are the first business e-lenders to be provided with a multi-million pound loan guarantee agreement by the European Investment Fund (EIF). The UK government supported Angel Co-Fund is also an investor and the company recently became Oaktree Capital Management L.P.’s first business e-lending investment in Europe. 

HQGreater London, GB

Latest Updates

Employees (est.) (Jan 2021)89(+8%)
Revenue (FY, 2018)£3.8 M(-28%)
Cybersecurity ratingBMore

Key People/Management at EZBOB

Tomer Guriel

Tomer Guriel

Co-founder & CEO
Lindsey McMurray

Lindsey McMurray

Ben Menachem

Ben Menachem

Yaron Shoshani

Yaron Shoshani

Stefano Mazzoli

Stefano Mazzoli

Gitit Aharoni

Gitit Aharoni

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EZBOB Office Locations

EZBOB has an office in Greater London
Greater London, GB (HQ)
120 New Cavendish St
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EZBOB Financials and Metrics

Summary Metrics

Founding Date


EZBOB total Funding

$59.3 m

EZBOB latest funding size

$21.19 m

Time since last funding

3 years ago

EZBOB investors

EZBOB's latest funding round in January 2018 was reported to be $21.2 m. In total, EZBOB has raised $59.3 m
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EZBOB Revenue

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EZBOB's revenue was reported to be £3.80 m in FY, 2018

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Financial Leverage

2 x
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EZBOB Cybersecurity Score

Cybersecurity ratingPremium dataset



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EZBOB Online and Social Media Presence

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EZBOB News and Updates

Ezbob submits bid for RBS bail out cash

ezbob, an established technology provider that powers the digital SME lending arm of several UK bank...

Metro Bank engages with Ezbob for small business lending platfrom

Metro bank has contracted with Ezbob to deliver a digital lending proposition for small business cus...

Starling hires Stuart Doignie from Ezbob as head of SME banking

Starling Bank, the leading mobile-only bank, today announces the appointment of Stuart Doignie as he...


Providing a one-stop shop for digital transformation in lending

Traditional banks, spurred on by COVID-19 and shifting consumer behaviours, are embracing the digital lending revolution to improve the customer journey and increase the profitability of SME lending. All they need is one partner, so long as it’s the right one.

Why Banks Must Look Beyond Credit Bureaus to Assess Risk

Amidst a spike in demand for business loans, credit bureaus alone aren’t enough to get a full picture of an SME’s financial health. Banks and lenders need to draw on the multiple data sources available in the Open Banking environment to better assess credit risk and affordability.

Ezbob Win Best Technology Partner at Lending Awards 2020

This week, Ezbob won the Best Technology Partner award at the Lending Awards 2020.

How Banks Can Accelerate Customer Acquisition by Simplifying the Application Process

Today people are expecting the same ease-of-use and convenience that tech leaders such as Amazon and Google provide them in their everyday lives. How they interact with financial services providers is no different. Yet the abundant evidence is that most banks have a long way to go before…

COVID-19 has Spiked Unmet Demand for SME Lending – How the UK Government’s BCR Programme is Helping

Across the UK 360,000 SMEs loans have been rejected and the loans approved, were 30% below pre-COVID averages – BCR can help.

Interview: Digital transformation in small business lending

Axis Corporate have produced a podcast interview on Digital Transformation in Small Business Lending.
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EZBOB Frequently Asked Questions

  • When was EZBOB founded?

    EZBOB was founded in 2011.

  • Who are EZBOB key executives?

    EZBOB's key executives are Tomer Guriel, Lindsey McMurray and Ben Menachem.

  • How many employees does EZBOB have?

    EZBOB has 89 employees.

  • What is EZBOB revenue?

    Latest EZBOB annual revenue is £3.8 m.

  • What is EZBOB revenue per employee?

    Latest EZBOB revenue per employee is £42.7 k.

  • Who are EZBOB competitors?

    Competitors of EZBOB include AccessPay, Itemize and Kyriba.

  • Where is EZBOB headquarters?

    EZBOB headquarters is located at 120 New Cavendish St, Greater London.

  • Where are EZBOB offices?

    EZBOB has an office in Greater London.

  • How many offices does EZBOB have?

    EZBOB has 1 office.