The fully automated smart lending platform cuts through old-fashioned underwriting practices by linking directly to thousands of business data points, such as Cloud based accounting services, eBay accounts, tax reports and bank statements, to make fast and fair lending decisions based on how a business is performing right now. Because the technology does all the legwork, the application process only takes around 10 minutes to complete for new customers and lending decisions are usually made within one hour of an application being submitted. If approved, the working capital funds are then paid into the businesses bank account within minutes.
Limited companies, limited liability partnerships, partnerships and sole traders can access £3,000 - £120,000 of working capital for up to 24 months. The typical annual cost of a loan is 16%-24% depending on an individual risk profile and there are no fees for re-paying early. Interest is only ever charged on the outstanding loan amount and for as long as the money is borrowed.
Everline and ezbob are the first business e-lenders to be provided with a multi-million pound loan guarantee agreement by the European Investment Fund (EIF). The UK government supported Angel Co-Fund is also an investor and the company recently became Oaktree Capital Management L.P.’s first business e-lending investment in Europe. 

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London, GB
Size (employees)
59 (est)+8%
EZBOB was founded in 2011 and is headquartered in London, GB
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Key People/Management at EZBOB

Tomer Guriel

Tomer Guriel

CEO & Co-Founder
Sharon Perlstein

Sharon Perlstein

Biz Dev& Co-Founder
Gitit Aharoni

Gitit Aharoni

Travis Mascitelli

Travis Mascitelli

Vitas Dijokas

Vitas Dijokas

VP Finance

EZBOB Office Locations

EZBOB has an office in London
London, GB (HQ)
248A Marylebone Rd
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EZBOB Financials and Metrics

Summary Metrics

Founding Date


Total Funding

$38.1 m

Latest funding size

$29.05 m

Time since last funding

2 years ago


EZBOB's latest funding round in March 2016 was reported to be $29.1 m. In total, EZBOB has raised $38.1 m
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EZBOB Financials

EZBOB's revenue was reported to be £8.22 m in FY, 2016

Revenue (FY, 2016)

8.2 m

Gross profit (FY, 2016)

3.4 m

Gross profit margin (FY, 2016), %


Net income (FY, 2016)

(7.1 m)

EBITDA (FY, 2016)

(6.7 m)

EBIT (FY, 2016)

(7.1 m)

Cash (31-Dec-2016)

3 m
GBPFY, 2012FY, 2013FY, 2014FY, 2015FY, 2016


60.4 k1.2 m2.9 m6.6 m8.2 m

Revenue growth, %


Cost of goods sold

7 k257.6 k1.3 m5.2 m4.8 m

Gross profit

53.4 k988.1 k1.5 m1.4 m3.4 m
GBPFY, 2012FY, 2013FY, 2014FY, 2015FY, 2016


1.1 m700.6 k696.9 k2.6 m3 m

Accounts Receivable

549.9 k2.7 m9.5 m28.3 m15.1 m

Current Assets

1.8 m3.5 m10.3 m31.3 m18.3 m


4.6 k175 k176.2 k181.2 k192.1 k
GBPFY, 2012FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

(571.3 k)(1.8 m)(1.7 m)(7.6 m)(7.1 m)

Income Taxes Paid

(106 k)(67.7 k)(107.6 k)
GBPY, 2016


173.2 k

Financial Leverage

2.2 x
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EZBOB Online and Social Media Presence

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