Enova is a multinational company based in the U.S. that uses technology to develop innovative financial products and services for individuals and businesses. It has unique technology, analytics and customer service capabilities that let rapidly evaluate new data sources to offer consumers and small businesses the right amount of credit or financing when and how they want it.
Enova Decisions is an analytics service that helps companies make instant data-driven decisions at scale, allowing them to acquire better customers, improve operations and retain the most profitable customers.

Type
Public
HQ
Chicago, US
Founded
2004
Size (employees)
1,099 (est)
Website
enova.com
Enova was founded in 2004 and is headquartered in Chicago, US
Report incorrect company information

Key People/Management at Enova

David Fisher

David Fisher

CEO
Steven Cunningham

Steven Cunningham

CFO
John Higginson

John Higginson

CTO
Greg Zeeman

Greg Zeeman

COO
Kirk Chartier

Kirk Chartier

CMO
Lisa Young

Lisa Young

General Counsel
Show more

Enova Office Locations

Enova has offices in Salisbury, Nashville, Deerfield and Chicago
Chicago, US (HQ)
175 W Jackson Blvd
Show all (4)
Report incorrect company information

Enova Financials and Metrics

Enova Financials

Enova's revenue was reported to be $843.74 m in FY, 2017
USD

Revenue (FY, 2017)

843.7 m

Gross profit (FY, 2017)

447.1 m

Gross profit margin (FY, 2017), %

53%

Net income (FY, 2017)

29.2 m

EBIT (FY, 2017)

134.4 m

Market capitalization (20-Apr-2018)

776.5 m

Cash (31-Dec-2017)

68.7 m

EV

1.5 b
Enova's current market capitalization is $776.5 m.
Annual
USDFY, 2014FY, 2015FY, 2016FY, 2017

Revenue

809.8 m652.6 m745.6 m843.7 m

Revenue growth, %

(19%)14%

Cost of goods sold

396.6 m

Gross profit

447.1 m
Quarterly
USDQ1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

146.3 m165.2 m174.7 m172.5 m195.9 m192.3 m

Cost of goods sold

41.5 m65.6 m69.6 m65.5 m95.4 m81.9 m

Gross profit

104.7 m99.6 m105.1 m107.1 m100.6 m110.4 m

Gross profit Margin, %

72%60%60%62%51%57%
Annual
USDFY, 2016FY, 2017

Cash

39.9 m68.7 m

Accounts Receivable

235.4 m

PP&E

47.1 m48.5 m

Goodwill

267 m267 m
Quarterly
USDQ1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

143.4 m96.2 m34.3 m112.2 m39.2 m45.7 m97 m

PP&E

40.3 m50.5 m48.8 m45.7 m47.2 m47.5 m44.3 m

Goodwill

255.9 m270.2 m271.6 m267 m267 m267 m267 m

Total Assets

782.6 m803.6 m820.2 m915.2 m910.9 m975.1 m985.4 m
Annual
USDFY, 2016FY, 2017

Net Income

34.6 m29.2 m

Depreciation and Amortization

15.6 m14.4 m

Accounts Payable

8.5 m(5.3 m)

Cash From Operating Activities

393.4 m447.2 m
Quarterly
USDQ1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

24.5 m35.4 m39.8 m9.9 m18.1 m25.9 m13.9 m

Depreciation and Amortization

5.3 m10.3 m14.2 m4 m8.2 m12 m3.5 m

Accounts Payable

(598 k)5.5 m17.1 m6.3 m12 m22.1 m(1 m)

Cash From Operating Activities

87.9 m134.9 m205.5 m98.6 m180.5 m300.7 m119.9 m
USDY, 2017

EV/EBIT

11.1 x

EV/CFO

3.3 x

Revenue/Employee

767.7 k

Financial Leverage

4.1 x
Show all financial metrics

Enova Operating Metrics

Enova's Total Loans was reported to be $2.1b in FY, 2016.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Customer Transactions

4.50 m3.60 m3.80 m

Total Loans

$2.20 b$1.93 b$2.06 b

Transactions to Date

31.90 m32.70 m33.60 m34.50 m35.50 m36.40 m37.30 m38.30 m39.30 m40.20 m41.20 m
Show all operating metrics
Report incorrect company information

Enova News and Updates

How Illinois tech companies are working to retain local engineering grads

GUEST: Illinois is the second largest producer of computer science graduates in the country. In fact, in 2016, Illinois produced a record 40,400 STEM degrees. Yet research collected by the Illinois Science and Technology Coalition shows Illinois still has room to grow. Specifically, while Illinois r…

Democrats May Deny It, But This Bill Is A Handout To Payday Lenders

Gwen Moore is pushing legislation to undermine state consumer protection laws.
Report incorrect company information