OverviewSuggest Edit

Enova is a multinational company based in the U.S. that uses technology to develop innovative financial products and services for individuals and businesses. It has unique technology, analytics and customer service capabilities that let rapidly evaluate new data sources to offer consumers and small businesses the right amount of credit or financing when and how they want it. Enova Decisions is an analytics service that helps companies make instant data-driven decisions at scale, allowing them to acquire better customers, improve operations and retain the most profitable customers.
TypePublic
Founded2004
HQChicago, US
Websiteenova.com
Employee Ratings4.3

Latest Updates

Employees (est.) (Dec 2019)1,325(+9%)
Job Openings4
Revenue (FY, 2019)$1.2 B(+6%)
Share Price (Sept 2020)$16.5
Cybersecurity ratingBMore

Key People/Management at Enova

David Fisher

David Fisher

CEO
Kirk Chartier

Kirk Chartier

CMO
Steven Cunningham

Steven Cunningham

CFO
Joe DeCosmo

Joe DeCosmo

CTO and CAO
Stacey Kraft

Stacey Kraft

CPO
Sean Rahilly

Sean Rahilly

General Counsel and CCO
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Enova Office Locations

Enova has offices in Chicago, Deerfield, Nashville and Salisbury
Chicago, US (HQ)
175 W Jackson Blvd #1000
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Enova Financials and Metrics

Enova Revenue

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Enova's revenue was reported to be $1.17 b in FY, 2019
USD

Revenue (Q2, 2020)

253.1m

Net income (Q2, 2020)

48.0m

EBIT (Q2, 2020)

86.6m

Market capitalization (18-Sept-2020)

498.3m

Closing stock price (18-Sept-2020)

16.5

Cash (30-Jun-2020)

321.5m

EV

1.1b
Enova's current market capitalization is $498.3 m.
Annual
USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

809.8m652.6m745.6m843.7m1.1b1.2b

Revenue growth, %

(19%)14%

Cost of goods sold

266.8m216.9m328.0m396.6m571.0m602.9m

Gross profit

543.1m435.7m417.6m447.1m543.1m571.9m
Annual
USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Cash

75.1m42.1m39.9m68.7m52.9m35.9m

Accounts Receivable

235.4m704.7m859.9m1.1b

Prepaid Expenses

16.6m

Current Assets

440.8m
Quarterly
USDQ3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Cash

104.2m143.4m96.2m34.3m112.2m39.2m45.7m97.0m46.2m110.1m69.9m47.4m164.1m92.8m65.5m69.9m161.1m321.5m

Accounts Receivable

542.9m515.5m564.0m637.7m703.1m750.1m838.8m815.9m892.6m1.0b

Prepaid Expenses

12.7m15.7m

Current Assets

447.2m
Annual
USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Net Income

111.7m44.0m34.6m29.2m70.1m36.6m

Depreciation and Amortization

18.7m18.4m15.6m14.4m15.2m15.1m

Accounts Payable

7.7m8.7m8.5m(5.3m)17.8m13.8m

Cash From Operating Activities

429.9m283.9m393.4m447.2m684.8m848.6m
USDQ3, 2014

Financial Leverage

5.6 x
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Enova Operating Metrics

Enova's Total Loans was reported to be $2.1b in FY, 2016.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Customer Transactions

4.50 m3.60 m3.80 m

Total Loans

$2.20 b$1.93 b$2.06 b

Transactions to Date

31.90 m32.70 m33.60 m34.50 m35.50 m36.40 m37.30 m38.30 m39.30 m40.20 m41.20 m
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Enova Cybersecurity Score

Cybersecurity ratingPremium dataset

B

85/100

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Enova Revenue Breakdown

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Enova revenue breakdown by geographic segment: 83.6% from Domestic and 16.4% from International

Enova Online and Social Media Presence

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Enova News and Updates

SHAREHOLDER ALERT: Purcell Julie & Lefkowitz LLP Is Investigating Enova International, Inc. for Potential Breaches Of Fiduciary Duty By Its Board of Directors

NEW YORK, Jan. 30, 2020 /PRNewswire/ -- Purcell Julie & Lefkowitz LLP, a class action law firm dedicated to representing shareholders nationwide, is investigating a potential breach of fiduciary duty claim involving the board of directors of Enova International, Inc. (NYSE: ENVA). If you...

Enova To Announce Second Quarter 2019 Results

CHICAGO, July 11, 2019 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial technology and analytics company offering consumer and small business loans and financing, today announced the company's second quarter 2019 financial results will be released after the market...

Saudi Arabia Facility Management Markets to 2024 Featuring Interserve, Khidmah, EMCOR Group, Saudi Oger., Enova Facility Management, and Rezayat Group

DUBLIN, June 20, 2019 /PRNewswire/ -- The "Saudi Arabia Facility Management Market by Service, by End User, by Mode, by Type: Market Size, Share, Development, Growth, and Demand Forecast, 2014-2024" report has been added to ResearchAndMarkets.com's offering. Saudi Arabian facility...

Enova To Announce First Quarter 2019 Results

CHICAGO, April 11, 2019 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial technology and analytics company offering consumer and small business loans and financing, today announced the company's first quarter 2019 financial results will be released after the market...

Enova Illumination Introduces Revolutionary New Line of Colorful Loupes - First on The Market

MINNEAPOLIS, Feb. 27, 2019 /PRNewswire/ -- Enova Illumination is excited to announce that its new line of masterfully crafted loupes was released to the public last week and are now available for order. The loupes, made in the United States, are the first on the market to feature colored...

Enova To Present at February Conferences

CHICAGO, Feb. 6, 2019 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial technology and analytics company offering consumer and small business loans and financing, today announced that David Fisher, Chief Executive Officer, and Steve Cunningham, Chief Financial Officer, ...
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Enova Blogs

Benefits for All

By: Ron Torrance Culture is an important part of every organization. It demonstrates to the employee community and the outside ... The post Benefits for All appeared first on Enova International, Inc..

A Statement of Support

By: Enova As we approach America’s recognition of Juneteenth, commemorating the end of slavery in the United States, Enova re-commits its support to our Black team members and customers who are grieving following the unjust and tragic death of George Floyd, unfortunately only one of many from the Bl…

Introducing B.L.A.C.K. @ Enova

by Jasmine Kent, Senior Account Manager II Your name, title, and how long you’ve been at Enova? My name is ... The post Introducing B.L.A.C.K. @ Enova appeared first on Enova International, Inc..

Enova Values Series: Putting the Customer First

By Tara Wheeland When I started at Enova in 2018, a big factor in my decision was working for a company that truly put customers first. You hope what you’ve been told about a company’s mission and values is true in practice —and I’ve found that Enova lives up to and encourages its value of ... The p…

My Adventures at Enova: From Chicago to South Jordan

By Tristin Kupau My name is Tristin Kupau. I was a Section Manager III for NetCredit Loan Processing in Enova’s Gurnee office. In February, I transitioned to the CashNetUSA Application Support Team in Utah. I started at Enova almost four years ago as a representative for the CashNetUSA Loan Processi…

Enova Reports First Quarter 2020 Results and Provides Update on COVID-19 Actions

First quarter 2020 revenue grew 37% compared to a year ago to $362 million, and net income from continuing operations, ... The post Enova Reports First Quarter 2020 Results and Provides Update on COVID-19 Actions appeared first on Enova International, Inc..
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Enova Frequently Asked Questions

  • When was Enova founded?

    Enova was founded in 2004.

  • Who are Enova key executives?

    Enova's key executives are David Fisher, Kirk Chartier and Steven Cunningham.

  • How many employees does Enova have?

    Enova has 1,325 employees.

  • What is Enova revenue?

    Latest Enova annual revenue is $1.2 b.

  • What is Enova revenue per employee?

    Latest Enova revenue per employee is $886.6 k.

  • Who are Enova competitors?

    Competitors of Enova include Close Brothers, Praedicat and Pawngo.

  • Where is Enova headquarters?

    Enova headquarters is located at 175 W Jackson Blvd #1000, Chicago.

  • Where are Enova offices?

    Enova has offices in Chicago, Deerfield, Nashville and Salisbury.

  • How many offices does Enova have?

    Enova has 4 offices.