Encore Capital Group is a specialty finance company that provides debt recovery solutions for consumers across a range of financial assets worldwide. The Company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the debt management of portfolios consisting of higher balance and semi-performing accounts, and the management of non-performing loans.

Employee Rating

3.4More
TypePublic
HQSan Diego, US
Founded1953
Size (employees)6,700 (est)
Websiteencorecapital.com
Encore Capital was founded in 1953 and is headquartered in San Diego, US
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Encore Capital Office Locations

Encore Capital has offices in San Diego, New Freedom, Roanoke, Troy and in 7 other locations
San Diego, (HQ)
300 3111 Camino Del Rio N
Show all (11)
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Encore Capital Financials and Metrics

Encore Capital Revenue

Encore Capital's revenue was reported to be $1.19 b in FY, 2017
USD

Revenue (Q2, 2018)

649.1m

Net income (Q2, 2018)

50.7m

EBIT (Q2, 2018)

191.9m

Market capitalization (12-Dec-2018)

717.3m

Closing stock price (12-Dec-2018)

23.3

Cash (30-Jun-2018)

181.7m
Encore Capital's current market capitalization is $717.3 m.
Annual
USDFY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

556.8m773.4m1.1b1.2b1.0b1.2b

Revenue growth, %

39%39%8%(11%)

General and administrative expense

109.7m146.3m196.8m134.0m158.1m

Operating expense total

176.4m240.1m916.3m787.7m862.5m
Quarterly
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q1, 2018Q2, 2018

Revenue

287.8m289.4m179.4m317.0m649.1m

General and administrative expense

88.0m32.9m34.9m39.3m81.3m

Operating expense total

253.3m197.7m200.6m238.3m484.7m

Depreciation and amortization

8.2m8.2m8.0m10.4m21.4m
Annual
usdY, 2009Y, 2010Y, 2011Y, 2012Y, 2013FY, 2013Y, 2014Y, 2015FY, 2015FY, 2016FY, 2017

Cash

8.4m10.9m8.0m17.5m126.2m126.2m124.2m153.6m153.6m149.8m212.1m

Accounts Receivable

5.0k

Inventories

PP&E

55.8m73.5m73.5m72.3m76.3m
Quarterly
USDQ3, 2015Q2, 2016Q3, 2016Q1, 2018Q2, 2018

Cash

175.2m139.0m157.7m217.1m181.7m

PP&E

63.0m67.4m66.7m81.0m89.1m

Goodwill

940.2m840.5m819.8m957.1m909.1m

Total Assets

4.1b3.8b3.7b4.6b4.6b
Annual
usdFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

73.7m98.3m47.4m16.8m

Depreciation and Amortization

33.9m34.9m
Quarterly
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q1, 2018Q2, 2018

Net Income

55.2m45.8m26.6m57.4m5.5m15.0m23.7m50.7m

Depreciation and Amortization

16.4m24.7m9.9m18.1m26.1m8.6m10.4m21.4m

Cash From Operating Activities

47.4m63.4m29.8m47.0m85.3m27.2m1.0m97.6m

Purchases of PP&E

(10.6m)(15.8m)(2.3m)(10.1m)(16.5m)(6.1m)(11.2m)(24.7m)
USDY, 2018

Financial Leverage

7.5 x
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Encore Capital Acquisitions / Subsidiaries

Acquired CompanyDateDeal Size
BaycorpSeptember 29, 2015
Grove Capital ManagementApril 01, 2014
Cabot Credit ManagementMay 31, 2013£128 m

Encore Capital Revenue Breakdown

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Encore Capital revenue breakdown by geographic segment: 26.3% from Europe, 65.1% from United States and 8.7% from Other

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Encore Capital Online and Social Media Presence

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Encore Capital Company Life and Culture

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Encore Capital Frequently Asked Questions

  • When was Encore Capital founded?

    Encore Capital was founded in 1953.

  • How many employees does Encore Capital have?

    Encore Capital has 6,700 employees.

  • What is Encore Capital revenue?

    Latest Encore Capital annual revenue is $1.2 b.

  • What is Encore Capital revenue per employee?

    Latest Encore Capital revenue per employee is $177.2 k.

  • Who are Encore Capital competitors?

    Competitors of Encore Capital include German American, Berkshire Hills Bancorp and S&T Bank.

  • Where is Encore Capital headquarters?

    Encore Capital headquarters is located at 300 3111 Camino Del Rio N, San Diego.

  • Where are Encore Capital offices?

    Encore Capital has offices in San Diego, New Freedom, Roanoke, Troy and in 7 other locations.

  • How many offices does Encore Capital have?

    Encore Capital has 11 offices.