OverviewSuggest Edit

Encore Capital Group is a specialty finance company that provides debt recovery solutions for consumers across a range of financial assets worldwide. The Company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the debt management of portfolios consisting of higher balance and semi-performing accounts, and the management of non-performing loans.

TypePublic
Founded1953
HQSan Diego, US
Websiteencorecapital.com
Employee Ratings3.3

Latest Updates

Employees (est.) (Dec 2018)7,900(-3%)
Job Openings66
Revenue (FY, 2018)$1.3 B(+12%)
Share Price (Mar 2019)$32.1

Encore Capital Office Locations

Encore Capital has offices in San Diego, New Freedom, Roanoke, Tampa and in 6 other locations
San Diego, US (HQ)
3111 Camino Del Rio N #300
New Freedom, US
New Freedom, PA 17349, USA
Phoenix, US
Phoenix, AZ, USA
Roanoke, US
Roanoke, VA, USA
St. Cloud, US
St Cloud, MN, USA
St. Cloud, US
St Cloud, MN, USA
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Encore Capital Financials and Metrics

Encore Capital Revenue

Encore Capital's revenue was reported to be $1.32 b in FY, 2018
USD

Revenue (FY, 2018)

1.3b

Net income (FY, 2018)

109.7m

EBIT (FY, 2018)

405.3m

Market capitalization (18-Mar-2019)

991.4m

Closing stock price (18-Mar-2019)

32.1

Cash (31-Dec-2018)

157.4m
Encore Capital's current market capitalization is $991.4 m.
Annual
USDFY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Revenue

556.8m773.4m1.1b1.2b1.0b1.2b1.3b

Revenue growth, %

39%39%8%(11%)

General and administrative expense

109.7m146.3m196.8m134.0m158.1m158.4m

Operating expense total

176.4m240.1m916.3m787.7m862.5m956.7m
Quarterly
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q1, 2018Q2, 2018

Revenue

287.8m289.4m179.4m317.0m649.1m

General and administrative expense

88.0m32.9m34.9m39.3m81.3m

Operating expense total

253.3m197.7m200.6m238.3m484.7m

Depreciation and amortization

8.2m8.2m8.0m10.4m21.4m
Annual
usdY, 2009Y, 2010Y, 2011Y, 2012FY, 2013Y, 2013Y, 2014FY, 2015Y, 2015FY, 2016FY, 2017FY, 2018

Cash

8.4m10.9m8.0m17.5m126.2m126.2m124.2m153.6m153.6m149.8m212.1m157.4m

Accounts Receivable

5.0k

Inventories

PP&E

55.8m73.5m73.5m72.3m76.3m115.5m
Quarterly
USDQ3, 2015Q2, 2016Q3, 2016Q1, 2018Q2, 2018

Cash

175.2m139.0m157.7m217.1m181.7m

PP&E

63.0m67.4m66.7m81.0m89.1m

Goodwill

940.2m840.5m819.8m957.1m909.1m

Total Assets

4.1b3.8b3.7b4.6b4.6b
Annual
usdFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

73.7m98.3m47.4m16.8m

Depreciation and Amortization

33.9m34.9m
Quarterly
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q1, 2018Q2, 2018

Net Income

55.2m45.8m26.6m57.4m5.5m15.0m23.7m50.7m

Depreciation and Amortization

16.4m24.7m9.9m18.1m26.1m8.6m10.4m21.4m

Cash From Operating Activities

47.4m63.4m29.8m47.0m85.3m27.2m1.0m97.6m

Purchases of PP&E

(10.6m)(15.8m)(2.3m)(10.1m)(16.5m)(6.1m)(11.2m)(24.7m)
USDY, 2018

Revenue/Employee

167.2k

Financial Leverage

5.7 x
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Encore Capital Acquisitions / Subsidiaries

Acquired CompanyDateDeal Size
BaycorpSeptember 29, 2015
Grove Capital ManagementApril 01, 2014
Cabot Credit ManagementMay 31, 2013£128 m

Encore Capital Revenue Breakdown

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Encore Capital revenue breakdown by geographic segment: 26.3% from Europe, 65.1% from United States and 8.7% from Other

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Encore Capital Online and Social Media Presence

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Encore Capital News and Updates

Encore Capital Group Announces Fourth Quarter and Full-Year 2018 Financial Results

SAN DIEGO, Feb. 27, 2019 (GLOBE NEWSWIRE) -- Encore Capital Group, Inc. (NASDAQ: ECPG), an international specialty finance company, today reported consolidated financial results for the fourth quarter and full year ended December 31, 2018.

Encore Capital Group Named One of the 100 Best Companies for Women in India

Encore Recognized for Contributions to Building Sustainable Careers for Women in 2018 Study by AVTAR Group, Working Mother Media Encore Recognized for Contributions to Building Sustainable Careers for Women in 2018 Study by AVTAR Group, Working Mother Media

Representatives From Encore Capital Group to Speak at Prestigious Conference on Cyber Security

- Chief Information Security Officer’s keynote speech to highlight Encore’s innovative approach to protecting consumers’ data -
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Encore Capital Frequently Asked Questions

  • When was Encore Capital founded?

    Encore Capital was founded in 1953.

  • How many employees does Encore Capital have?

    Encore Capital has 7,900 employees.

  • What is Encore Capital revenue?

    Latest Encore Capital annual revenue is $1.3 b.

  • What is Encore Capital revenue per employee?

    Latest Encore Capital revenue per employee is $167.2 k.

  • Who are Encore Capital competitors?

    Competitors of Encore Capital include German American, Berkshire Hills Bancorp and S&T Bank.

  • Where is Encore Capital headquarters?

    Encore Capital headquarters is located at 3111 Camino Del Rio N #300, San Diego.

  • Where are Encore Capital offices?

    Encore Capital has offices in San Diego, New Freedom, Roanoke, Tampa and in 6 other locations.

  • How many offices does Encore Capital have?

    Encore Capital has 11 offices.