Emclaire Financial Corporation is a bank holding company that provides a wide range of retail and commercial financial products and services to customers in western Pennsylvania through its wholly owned subsidiary bank, the Farmers National Bank of Emlenton. The Farmers National Bank of Emlenton is an FDIC-insured national banking association, which conducts business through seventeen offices in Venango, Allegheny, Butler, Clarion, Clearfield, Crawford, Elk , Jefferson and Mercer counties, Pennsylvania. To complement retail operations conducted through its bank offices, the Corporation also invests in U.S. Government, municipal, mortgage-backed and corporate marketable securities primarily through its subsidiary bank.