Diamond Bank is a commercial bank, offering a full range of banking products and services in retail, corporate and investment banking. The company operates through four segments: treasury segment is responsible for the management of liquidity ensuring a balance between liquidity and profitability; business banking segment covers banking activities relating to tertiary institutions, government accounts, and local companies; retail banking segment covers banking activities relating to individuals and micro, small and medium enterprises (MSME) banking; and corporate banking segment provides banking activities relating to other companies.