OverviewSuggest Edit

Consumers Bancorp, Inc., is a bank holding company under the Bank Holding Company Act of 1956, as amended and is a registered bank holding company, and was incorporated under the laws of the State of Ohio in 1994.

The Bank’s business involves attracting deposits from businesses and individual customers and using such deposits to originate commercial, mortgage and consumer loans in its market area, consisting primarily of Carroll, Columbiana, Stark, Summit, Wayne and contiguous counties in Ohio. The Bank also invests in securities consisting primarily of obligations of U.S. government sponsored entities, municipal obligations and mortgage-backed securities issued by Fannie Mae, Freddie Mac and Ginnie Mae.

TypePublic
HQMinerva, US
Websiteconsumersbank.com
Employee Ratings0

Latest Updates

Employees (est.) (Sep 2017)110

Consumers Bancorp Office Locations

Consumers Bancorp has an office in Minerva
Minerva, US (HQ)
614 E Lincolnway
Show all (1)

Consumers Bancorp Financials and Metrics

Consumers Bancorp Revenue

USD

Revenue (Q3, 2019)

6.0m

Gross profit (Q3, 2019)

5.1m

Gross profit margin (Q3, 2019), %

85.3%

Net income (Q3, 2019)

1.0m

EBIT (Q3, 2019)

4.1m

Market capitalization (8-Oct-2018)

64.4m

Cash (31-Mar-2019)

8.4m

EV

72.1m
Consumers Bancorp's current market capitalization is $64.4 m.
Annual
USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Cost of goods sold

949.0k902.0k1.1m1.7m

General and administrative expense

1.5m1.6m1.9m1.9m

Operating expense total

8.3m8.5m1.9m1.9m

EBIT

13.0m12.2m13.9m15.6m
Quarterly
USDQ1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Revenue

4.4m4.4m4.4m4.8m4.6m4.6m5.0m5.1m5.2m6.4m6.0m6.0m

Cost of goods sold

227.0k221.0k223.0k240.0k250.0k282.0k357.0k364.0k427.0k596.0k689.0k877.0k

Gross profit

4.1m4.2m4.2m4.6m4.3m4.3m4.7m4.8m4.8m5.8m5.3m5.1m

Gross profit Margin, %

95%95%95%95%95%94%93%93%92%91%89%85%
Annual
USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Cash

11.1m10.5m10.2m9.9m7.8m

PP&E

6.7m11.6m13.6m13.4m13.3m

Total Assets

382.5m404.0m430.4m457.9m502.6m

Accounts Payable

313.9m333.0m346.6m374.5m430.0m
Quarterly
Annual
USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

2.8m3.0m2.1m3.0m3.6m

Depreciation and Amortization

551.0k575.0k647.0k781.0k771.0k

Cash From Operating Activities

4.0m5.6m3.9m5.4m5.9m

Cash From Investing Activities

(36.9m)(24.3m)(26.9m)(32.1m)(50.9m)
Quarterly
USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Net Income

756.0k808.0k632.0k727.0k639.0k708.0k901.0k722.0k566.0k

Cash From Operating Activities

1.0m2.5m2.6m1.8m1.0m2.1m3.3m581.0k2.2m4.1m503.0k3.5m5.0m533.0k4.0m5.3m

Cash From Investing Activities

(15.5m)(22.2m)(28.6m)(8.2m)(7.9m)(15.7m)(18.2m)(727.0k)(13.5m)(20.1m)(9.2m)(15.5m)(26.9m)(5.3m)(13.5m)(24.0m)

Short-term Borrowings

3.6m3.0m6.0m2.1m2.4m(184.0k)4.7m1.4m223.0k2.8m3.9m(1.5m)1.8m(10.5m)(9.6m)(9.3m)
USDY, 2019

EV/EBIT

17.4 x

EV/CFO

13.7 x

Financial Leverage

10.8 x
Show all financial metrics

Consumers Bancorp News and Updates

OTC Markets Group Welcomes Consumers Bancorp, Inc. to OTCQX

NEW YORK, Oct. 24, 2018 /PRNewswire/ -- OTC Markets Group Inc. (OTCQX: OTCM), operator of financial markets for 10,000 U.S. and global securities, today announced Consumers Bancorp, Inc. (OTCQX: CBKM), the holding company of Consumers National Bank based in Minerva, Ohio, has qualified to ...

Consumers Bancorp Frequently Asked Questions

  • How many employees does Consumers Bancorp have?

    Consumers Bancorp has 110 employees.

  • Who are Consumers Bancorp competitors?

    Competitors of Consumers Bancorp include First Bank, Bancorp of New Jersey and Lake Shore Savings.

  • Where is Consumers Bancorp headquarters?

    Consumers Bancorp headquarters is located at 614 E Lincolnway, Minerva.

  • Where are Consumers Bancorp offices?

    Consumers Bancorp has an office in Minerva.

  • How many offices does Consumers Bancorp have?

    Consumers Bancorp has 1 office.