Consumer Portfolio Services operates as a specialty finance company. The Company purchases and services retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The Company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers. The Company also acquires installment purchase contracts in four merger and acquisition transactions, and offers financing directly to sub-prime consumers.
Type | Public | |
Founded | 1991 | |
HQ | Irvine, CA, US | Map |
Website | consumerportfolio.com | |
Employee Ratings | More |
USD | |
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Revenue (FY, 2020) | 271.2m |
Gross profit (FY, 2020) | 20.1m |
Gross profit margin (FY, 2020), % | 7.4% |
Net income (FY, 2020) | 21.7m |
Market capitalization (31-Mar-2021) | 91.7m |
Closing stock price (31-Mar-2021) | 4.0 |
Cash (31-Dec-2020) | 13.5m |
EV | 197.3m |
USD | FY, 2011 | FY, 2012 | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 | FY, 2017 | FY, 2018 | FY, 2019 | FY, 2020 |
---|---|---|---|---|---|---|---|---|---|---|
Revenue | 143.1m | 187.2m | 255.8m | 300.3m | 363.7m | 422.3m | 434.4m | 389.8m | 345.8m | 271.2m |
Revenue growth, % | 17% | 21% | 16% | |||||||
Cost of goods sold | 178.0m | 218.6m | 248.0m | 302.3m | 372.6m | 402.3m | 371.1m | 336.6m | 251.0m | |
Gross profit | 9.2m | 37.2m | 52.2m | 61.4m | 49.7m | 32.1m | 18.7m | 9.2m | 20.1m |
USD | Q2, 2011 | Q3, 2011 | Q1, 2012 | Q2, 2012 | Q3, 2012 | Q1, 2013 | Q2, 2013 | Q3, 2013 | Q1, 2014 | Q2, 2014 | Q3, 2014 | Q1, 2015 | Q2, 2015 | Q3, 2015 | Q1, 2016 | Q2, 2016 | Q3, 2016 | Q1, 2017 | Q2, 2017 | Q3, 2017 | Q1, 2018 | Q2, 2018 | Q3, 2018 | Q1, 2019 | Q2, 2019 | Q3, 2019 | Q1, 2020 | Q2, 2020 | Q3, 2020 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 31.2m | 33.8m | 44.5m | 44.2m | 47.9m | 54.6m | 70.5m | 64.1m | 68.1m | 71.6m | 77.1m | 86.0m | 88.4m | 94.0m | 100.6m | 104.9m | 108.5m | 107.6m | 110.1m | 109.5m | 103.6m | 99.4m | 95.6m | 88.2m | 86.3m | 85.5m | 70.8m | 67.3m | 70.7m |
Cost of goods sold | 37.6m | 37.9m | 44.0m | 42.8m | 45.2m | 48.1m | 61.9m | 53.5m | 56.4m | 59.3m | 63.2m | 71.2m | 73.2m | 78.3m | 88.4m | 92.6m | 96.1m | 99.8m | 102.1m | 101.4m | 99.0m | 94.7m | 90.9m | 85.6m | 83.6m | 82.7m | 67.7m | 62.6m | 64.8m |
Gross profit | (6.4m) | (4.0m) | 512.0k | 1.3m | 2.7m | 6.5m | 8.5m | 10.6m | 11.8m | 12.3m | 13.8m | 14.7m | 15.2m | 15.6m | 12.2m | 12.3m | 12.5m | 7.8m | 8.0m | 8.1m | 4.6m | 4.7m | 4.7m | 2.7m | 2.8m | 2.8m | 3.1m | 4.6m | 5.9m |
Gross profit Margin, % | (21%) | (12%) | 1% | 3% | 6% | 12% | 12% | 16% | 17% | 17% | 18% | 17% | 17% | 17% | 12% | 12% | 11% | 7% | 7% | 7% | 4% | 5% | 5% | 3% | 3% | 3% | 4% | 7% | 8% |
USD | Q2, 2011 | Q3, 2011 | Q1, 2012 | Q2, 2012 | Q3, 2012 | Q1, 2013 | Q2, 2013 | Q3, 2013 | Q1, 2014 | Q2, 2014 | Q3, 2014 | Q1, 2015 | Q2, 2015 | Q3, 2015 | Q1, 2016 | Q2, 2016 | Q3, 2016 | Q1, 2017 | Q2, 2017 | Q3, 2017 | Q1, 2018 | Q2, 2018 | Q3, 2018 | Q1, 2019 | Q2, 2019 | Q3, 2019 | Q1, 2020 | Q2, 2020 | Q3, 2020 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash | 16.5m | 9.4m | 10.6m | 10.2m | 10.5m | 13.9m | 18.6m | 24.1m | 14.6m | 14.4m | 13.1m | 20.2m | 18.4m | 20.9m | 16.2m | 15.8m | 11.5m | 12.1m | 15.8m | 12.0m | 11.6m | 17.4m | 10.5m | 8.9m | 9.7m | 8.8m | 4.5m | 7.5m | 11.3m |
Accounts Receivable | 1.3b | 1.1b | 1.0b | ||||||||||||||||||||||||||
PP&E | 960.0k | 975.0k | 753.0k | 767.0k | 800.0k | 583.0k | 546.0k | 607.0k | 837.0k | 1.0m | 1.1m | 1.4m | 1.7m | 1.7m | 1.7m | 1.8m | 1.9m | 1.9m | 2.1m | 1.9m | 1.6m | 1.9m | 1.8m | 1.8m | 1.7m | 1.7m | 1.4m | 1.3m | 988.0k |
Total Assets | 680.5m | 870.2m | 867.3m | 902.2m | 922.9m | 1.1b | 1.2b | 1.3b | 1.5b | 1.5b | 1.7b | 1.9b | 2.0b | 2.2b | 2.2b | 2.4b | 2.4b | 2.4b | 2.4b | 2.5b | 2.4b | 2.4b | 2.4b | 2.5b | 2.5b | 2.5b | 2.5b | 2.3b | 2.3b |
USD | FY, 2011 | FY, 2012 | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 | FY, 2017 | FY, 2018 | FY, 2019 | FY, 2020 |
---|---|---|---|---|---|---|---|---|---|---|
Net Income | (14.5m) | 69.4m | 21.0m | 29.5m | 34.7m | 29.3m | 3.8m | 14.9m | 5.4m | 21.7m |
Depreciation and Amortization | 672.0k | 543.0k | 437.0k | 428.0k | 637.0k | 777.0k | 934.0k | 992.0k | 1.1m | 1.8m |
Inventories | 287.0k | |||||||||
Accounts Payable | 2.8m | (6.0m) | 4.3m | (7.1m) | 6.3m | (4.6m) | 3.2m | 2.6m | (7.4m) | (4.1m) |
USD | Q2, 2011 | Q3, 2011 | Q1, 2012 | Q2, 2012 | Q3, 2012 | Q1, 2013 | Q2, 2013 | Q3, 2013 | Q1, 2014 | Q2, 2014 | Q3, 2014 | Q1, 2015 | Q2, 2015 | Q3, 2015 | Q1, 2016 | Q2, 2016 | Q3, 2016 | Q1, 2017 | Q2, 2017 | Q3, 2017 | Q1, 2018 | Q2, 2018 | Q3, 2018 | Q1, 2019 | Q2, 2019 | Q3, 2019 | Q1, 2020 | Q2, 2020 | Q3, 2020 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net Income | (10.6m) | (14.7m) | 512.0k | 1.9m | 4.6m | 3.8m | 8.6m | 14.5m | 6.7m | 13.7m | 21.5m | 8.3m | 16.9m | 25.7m | 7.2m | 14.5m | 21.8m | 4.5m | 9.1m | 13.7m | 3.1m | 6.3m | 9.5m | 1.7m | 3.5m | 5.4m | 10.8m | 13.8m | 17.5m |
Depreciation and Amortization | 326.0k | 495.0k | 152.0k | 284.0k | 401.0k | 143.0k | 257.0k | 345.0k | 94.0k | 221.0k | 339.0k | 148.0k | 301.0k | 471.0k | 175.0k | 367.0k | 568.0k | 228.0k | 448.0k | 692.0k | 240.0k | 490.0k | 746.0k | 251.0k | 513.0k | 789.0k | 419.0k | 906.0k | 1.3m |
Inventories | 699.0k | 314.0k | 258.0k | 464.0k | |||||||||||||||||||||||||
Accounts Payable | 1.3m | 1.9m | (982.0k) | (3.2m) | (4.5m) | 4.3m | 2.8m | 7.0m | 26.0k | (587.0k) | (2.0m) | 5.0k | 707.0k | 7.2m | 3.4m | 9.0m | 4.1m | (1.3m) | 227.0k | 4.3m | 4.9m | (1.4m) | 4.6m | 1.2m | 1.6m | 1.9m | 9.9m | 338.0k | 2.0m |
USD | Q2, 2011 |
---|---|
Debt/Equity | -5.9 x |
Debt/Assets | 0.1 x |
Financial Leverage | -90.9 x |
FY, 2014 | Q1, 2015 | Q2, 2015 | Q3, 2015 | FY, 2015 | Q1, 2016 | Q2, 2016 | Q3, 2016 | FY, 2016 | Q1, 2017 | Q2, 2017 | |
---|---|---|---|---|---|---|---|---|---|---|---|
Contracts Purchased, units | 59.28 k | 14.69 k | 16.34 k | 17.02 k | 64.13 k | 19.22 k | 19.32 k | 14.71 k | 66.53 k | 14.3 k | 14.24 k |
Contracts Purchased, volume | $944.9 m | $233.9 m | $269.9 m | $287.5 m | $1.06 b | $312.3 m | $319.1 m | $242.1 m | $1.09 b | $229.6 m | $233.9 m |
Managed Portfolio Outstanding, units | 124.07 k | 129.66 k | 135.95 k | 143.04 k | 149.16 k | 157.14 k | 164.4 k | 167.64 k | 169.72 k | 172.11 k | 173.6 k |
Managed Portfolio Outstanding, volume | $1.64 b | $1.73 b | $1.82 b | $1.94 b | $2.03 b | $2.14 b | $2.25 b | $2.29 b | $2.31 b | $2.32 b | $2.34 b |
Consumer Portfolio Services revenue breakdown by business segment: 96.9% from Interest Income and 3.1% from Other
Consumer Portfolio Services has 80 Twitter Followers. The number of followers has increased 3.9% month over month and increased 0.8% quarter over quarter
91
Tweets
25
Following
80
Followers
1
Tweets last 30 days
1
Avg. likes per Tweet
100%
Tweets with engagement
When was Consumer Portfolio Services founded?
Consumer Portfolio Services was founded in 1991.
Who are Consumer Portfolio Services key executives?
Consumer Portfolio Services's key executives are Michael T. Lavin, Jeffrey P. Fritz and Laurie A. Straten.
How many employees does Consumer Portfolio Services have?
Consumer Portfolio Services has 1,010 employees.
What is Consumer Portfolio Services revenue?
Latest Consumer Portfolio Services annual revenue is $271.2 m.
What is Consumer Portfolio Services revenue per employee?
Latest Consumer Portfolio Services revenue per employee is $268.5 k.
Who are Consumer Portfolio Services competitors?
Competitors of Consumer Portfolio Services include AutoFi, Crédito Real and Crescent Bank & Trust.
Where is Consumer Portfolio Services headquarters?
Consumer Portfolio Services headquarters is located at 19500 Jamboree Rd #500, Irvine.
Where are Consumer Portfolio Services offices?
Consumer Portfolio Services has an office in Irvine.
How many offices does Consumer Portfolio Services have?
Consumer Portfolio Services has 1 office.
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