Consumer Portfolio Services

Consumer Portfolio Services, Inc. is a specialty finance company. The Company's business is to purchase and service retail automobile contracts originated primarily by franchised automobile dealers and by select independent dealers in the United States in the sale of new and used automobiles, light trucks and passenger vans. Through its automobile contract purchases, the Company provides indirect financing to the customers of dealers having limited credit histories, low incomes or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers. The Company offers approximately eight financing programs to its dealership customers and prices each program according to the relative credit risk. Its financing programs are Bravo, First Time Buyer, Mercury/Delta, Standard, Alpha, Alpha Plus, Super Alpha and Preferred.
Type
Public
HQ
Irvine, US
Founded
1991
Size (employees)
960 (est)+3%
Consumer Portfolio Services was founded in 1991 and is headquartered in Irvine, US

Consumer Portfolio Services Office Locations

Consumer Portfolio Services has an office in Irvine

Consumer Portfolio Services Metrics

Consumer Portfolio Services Financial Metrics

Revenue (2016)

$422.3 m

Revenue growth (2015-16), %

16%

Net income (2016)

$29.3 m

Market capitalization (21-Mar-2017)

$114.7 m

Closing share price (21-Mar-2017)

$5

Cash (31-Dec-2016)

$13.9 m
Consumer Portfolio Services's current market capitalization is $114.7 m.
Consumer Portfolio Services's revenue was reported to be $422.3 m in FY, 2016 which is a 16.1% increase from the previous period.
FY, 2013FY, 2014FY, 2015FY, 2016

Revenue

$255.8 m$300.3 m$363.7 m$422.3 m

Revenue growth, %

17%21%16%

Operating expense total

$372.6 m

Interest expense

$79.9 m

Interest income

$409 m

Pre tax profit

$49.7 m

Income tax expense

$20.4 m

Net Income

$21 m$29.5 m$34.7 m$29.3 m
FY, 2013FY, 2014FY, 2015FY, 2016

Cash

$22.1 m$17.9 m$19.3 m$13.9 m

Accounts Receivable

$18.7 m$23.4 m$31.5 m$36.2 m

Inventories

Total Assets

$2.4 b

Accounts Payable

$24.8 m$21.7 m$29.5 m$25 m

Preferred Stock

Retained Earnings

$22.3 m$51.8 m$86.5 m$115.8 m

Total Equity

$161.2 m$186.2 m

Financial Leverage

12.9 x
FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

$21 m$29.5 m$34.7 m$29.3 m

Depreciation and Amortization

$437 k$428 k$637 k$777 k

Accounts Receivable

($8.3 m)($4.7 m)($8.2 m)$36.2 m

Inventories

Accounts Payable

$4.3 m($7.1 m)$6.3 m$25 m

Cash From Operating Activities

$99.4 m$135.8 m$187.6 m

Cash From Investing Activities

($409.6 m)($541.2 m)($441.3 m)

Interest Paid

$50.7 m$45.9 m$50 m

Income Taxes Paid

$2.3 m$6.5 m$13.7 m

Consumer Portfolio Services Market Value History

Consumer Portfolio Services Online Presence

Consumer Portfolio Services Company Life

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