Consumer Portfolio Services

Consumer Portfolio Services, Inc. is a specialty finance company. The Company's business is to purchase and service retail automobile contracts originated primarily by franchised automobile dealers and by select independent dealers in the United States in the sale of new and used automobiles, light trucks and passenger vans. Through its automobile contract purchases, the Company provides indirect financing to the customers of dealers having limited credit histories, low incomes or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers. The Company offers approximately eight financing programs to its dealership customers and prices each program according to the relative credit risk. Its financing programs are Bravo, First Time Buyer, Mercury/Delta, Standard, Alpha, Alpha Plus, Super Alpha and Preferred.
Type
Public
HQ
Irvine, US
Founded
1991
Size (employees)
960 (est)+3%
Consumer Portfolio Services was founded in 1991 and is headquartered in Irvine, US

Consumer Portfolio Services Office Locations

Consumer Portfolio Services has an office in Irvine

Consumer Portfolio Services Data and Metrics

Consumer Portfolio Services Financial Metrics

Consumer Portfolio Services's revenue was reported to be $422.3 m in FY, 2016 which is a 16% increase from the previous period.
Numbers are in $, USD

Revenue (FY, 2016)

422.3 m

Revenue growth (FY, 2015 - FY, 2016), %

16%

Net income (FY, 2016)

29.3 m

Market capitalization (24-May-2017)

102.5 m

Closing share price (24-May-2017)

4.5

Cash (31-Dec-2016)

13.9 m
Consumer Portfolio Services's current market capitalization is $102.5 m.
Numbers are in $, USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

255.8 m300.3 m363.7 m422.3 m

Revenue growth, %

17%21%16%

Operating expense total

372.6 m

Interest expense

79.9 m

Interest income

409 m

Pre tax profit

49.7 m

Income tax expense

20.4 m

Net Income

21 m29.5 m34.7 m29.3 m
Numbers are in $, USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

22.1 m17.9 m19.3 m13.9 m

Accounts Receivable

18.7 m23.4 m31.5 m36.2 m

Inventories

Total Assets

2.4 b

Accounts Payable

24.8 m21.7 m29.5 m25 m

Preferred Stock

Retained Earnings

22.3 m51.8 m86.5 m115.8 m

Total Equity

161.2 m186.2 m

Financial Leverage

12.9 x
Numbers are in $, USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

21 m29.5 m34.7 m29.3 m

Depreciation and Amortization

437 k428 k637 k777 k

Accounts Receivable

(8.3 m)(4.7 m)(8.2 m)36.2 m

Inventories

Accounts Payable

4.3 m(7.1 m)6.3 m25 m

Cash From Operating Activities

99.4 m135.8 m187.6 m

Cash From Investing Activities

(409.6 m)(541.2 m)(441.3 m)

Cash From Financing Activities

319.3 m401.1 m255.2 m

Interest Paid

50.7 m45.9 m50 m

Income Taxes Paid

2.3 m6.5 m13.7 m
Numbers are in $, USDY, 2016

Revenue/Employee

451.6 k

Financial Leverage

12.9 x

Consumer Portfolio Services Market Value History

Consumer Portfolio Services Online and Social Media Presence

Consumer Portfolio Services Company Life and Culture

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