Community First, Inc. is a bank holding company. The Company provides a wide range of financial services through its wholly-owned subsidiary, Community First Bank & Trust. The company makes secured and unsecured loans to individuals, partnerships, corporations, and other business entities within the Middle Tennessee area. Its loan portfolio consists of commercial, financial and agricultural loans, residential and commercial mortgage loans, and consumer loans. Community First originates residential mortgage loans with either fixed or variable interest rates; makes personal loans and lines of credit available to consumers for various purposes, such as the purchase of automobiles, boats and other recreational vehicles, and the making of home improvements and personal investments.