Community Choice Financial Inc. (“CCFI”) is a holding company and conducts substantially all of its business operations through its subsidiaries. Those subsidiaries are the providers of alternative financial services to unbanked and underbanked consumers through a network of retail storefronts and are licensed to deliver similar financial services over the internet. The Company focuses on providing a wide range of convenient consumer financial products and services to help customers manage their day-to-day financial needs, including consumer loans, check cashing, prepaid debit cards, money transfers, bill payments, insurance, and money orders.