Community Bank System

Headquartered in DeWitt, NY, a suburb of Syracuse, Community Bank System, Inc. (NYSE:CBU) is a registered bank holding company with $7.4 billion in assets and approximately 180 customer facilities across Upstate New York, where it operates as Community Bank, N.A. Member FDIC. Equal Housing Lender. The Company's other subsidiaries include: BPAS, an employee benefits administration and consulting firm with offices in Upstate New York, Pittsburgh, Philadelphia, Houston and Puerto Rico; the CBNA Insurance Agency, with offices in three northern New York communities; Community Investment Services, a broker-dealer delivering financial products throughout the Company's branch network; and Nottingham Advisors, a wealth management and advisory firm with offices in Buffalo, NY, and North Palm Beach, Fl.
Company Growth (employees)
Type
Public
HQ
Syracuse, US
Size (employees)
2,222 (est)
Community Bank System is headquartered in Syracuse, US

Community Bank System Office Locations

Community Bank System has an office in Syracuse
Syracuse, US (HQ)
5790 Widewaters Pkwy

Community Bank System Data and Metrics

Community Bank System Financial Metrics

Community Bank System's revenue was reported to be $285.2 m in FY, 2016
USD

Net income (Q1, 2017)

26.3 m

EBIT (Q1, 2017)

65.4 m

Market capitalization (18-Aug-2017)

2.5 b
Community Bank System's current market capitalization is $2.5 b.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

264.2 m256.2 m259.6 m285.2 m

Revenue growth, %

(3%)1%10%

Cost of goods sold

11.2 m11.3 m

Gross profit

248.4 m273.9 m

Gross profit Margin, %

96%96%

Sales and marketing expense

151.6 m

General and administrative expense

30.1 m

Operating expense total

221.3 m226.6 m233.1 m181.7 m

EBIT

111 m129.7 m132.2 m265.8 m

EBIT margin, %

42%51%51%93%

Pre tax profit

132.2 m154.6 m

Income tax expense

32.2 m38.3 m41 m50.8 m

Net Income

78.8 m91.4 m91.2 m103.8 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

93.6 m

Cost of goods sold

2.7 m2.9 m2.9 m2.8 m2.9 m2.7 m

Gross profit

90.9 m

Gross profit Margin, %

97%

Sales and marketing expense

31 m31.2 m39.1 m38 m38.3 m41.4 m

General and administrative expense

6.8 m6.7 m7.7 m7.4 m7.4 m8.2 m

Operating expense total

37.9 m37.8 m46.8 m45.4 m45.7 m49.6 m

EBIT

60.6 m60.5 m65.5 m66 m66.7 m65.4 m

EBIT margin, %

65%

Pre tax profit

34.3 m35.8 m36.2 m38.4 m40.4 m36.2 m

Income tax expense

10.5 m10.7 m11.7 m12.6 m13.2 m9.9 m

Net Income

45.9 m68.2 m22.3 m46.1 m71.2 m24.4 m50.3 m77.4 m26.3 m
USDY, 2012Y, 2013Y, 2014Y, 2015FY, 2016

Cash

742.7 m599.9 m638.9 m588.5 m

Accounts Receivable

1.9 m

Accounts Payable

2.2 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

78.8 m91.4 m91.2 m103.8 m

Depreciation and Amortization

16.7 m17.4 m16.8 m5.5 m

Cash From Operating Activities

103.2 m123.2 m116.5 m131.3 m

Cash From Investing Activities

553.3 m(332.2 m)(274.2 m)(122 m)

Dividends Paid

(43.5 m)(46.2 m)(49.3 m)(55 m)

Cash From Financing Activities

(735.4 m)197.8 m172.5 m11.4 m

Interest Paid

30.1 m11.9 m11.3 m11.3 m

Income Taxes Paid

23.6 m29.5 m28.9 m32.2 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

45.9 m68.2 m22.3 m46.1 m71.2 m24.4 m50.3 m77.4 m26.3 m

Depreciation and Amortization

8.8 m13.1 m4.2 m8.3 m12.5 m5 m10 m14.9 m6.4 m

Cash From Operating Activities

56.1 m88.3 m22 m54 m81.7 m25.3 m67.7 m100.1 m42.7 m

Cash From Investing Activities

(281 m)(327.3 m)(43.4 m)(406.3 m)(465.9 m)(10.9 m)(93 m)(103.5 m)(28.5 m)

Dividends Paid

(22.6 m)(34 m)(12.2 m)(24.4 m)(36.6 m)(13.6 m)(27.2 m)(40.9 m)(14.2 m)

Cash From Financing Activities

237.2 m246.8 m33.6 m357 m402.6 m(29.1 m)33.7 m11.7 m103.2 m

Interest Paid

6.2 m9.1 m2.6 m5.3 m8.2 m2.9 m5.7 m8.6 m2.7 m

Income Taxes Paid

11.5 m19.5 m5.7 m13.3 m21.3 m7.1 m14.2 m23.7 m9 m

Community Bank System Market Value History

Traffic Overview of Community Bank System

Community Bank System Online and Social Media Presence

Community Bank System Company Life and Culture

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