Cognizant Technology Solutions is a company that provides information technology, consulting, and business process services. It operates through four business segments: Financial Services (FS), Health Sciences (HS), Products and Resources (P&R), and Communications, Media, and Technology (CMT). The FS segment offers digital lending, fraud detection, and payments. The HS segment consists of healthcare providers and life sciences companies and provides clinical development, pharmacovigilance, and manufacturing services. The P&R segment includes integration of mobile platforms, grid modernization, supply chain management, etc. The CMT segment provides global communications, media and entertainment, education, and information solutions. The company caters to automotive, banking, healthcare, education, oil and gas, transportation, and other industries.