CLPS (华钦科技集团) is a company that provides information technology and consulting services to the banking, insurance, and financial sectors. It operates in six business areas: Banking, Credit Card, Core Banking, Wealth Management, E-Commerce, and Automotive. The Banking area delivers banking IT services, including system implementation, testing, and enhancement for functions like loans, savings, deposits, general ledger, account management, anti-money-laundering, risk control, and credit cards. The Credit Card area offers credit card applications, account setup, authorization and activation, settlement, collection, promotion, point systems, anti-fraud, statement, reporting, and risk management. The Core Banking area includes business analysis, system design, development, testing, maintenance, and global operation support. The Wealth Management area provides solutions that span system construction consulting, system development, and testing management for clients in securities, funds, insurance, and trust industries. The E-Commerce area controls online marketplaces, cross-border e-commerce, live streaming, social media, and related platforms. The Automotive area offers data analysis, intelligent cockpits, in-car experience interaction, and in-car marketplaces.