OverviewSuggest Edit

Citizens Financial Services, Inc. provides a full range of banking and related services through its wholly owned subsidiary, First Citizens Community Bank and its wholly owned subsidiary, First Citizens Insurance Agency, Inc.

First Citizens Investment and Trust Services Division provides investment, trust, and fiduciary services for individuals and corporations.

TypePublic
Founded1872
HQMansfield, US
Websitefirstcitizensbank.com
Employee Ratings3.3

Latest Updates

Employees (est.) (Dec 2018)238(+3%)
Revenue (FY, 2018)$6.5 M(-24%)
Share Price (Jan 2020)$61.6

Citizens Financial Services Office Locations

Citizens Financial Services has an office in Mansfield
Mansfield, US (HQ)
15 S Main St
Show all (1)

Citizens Financial Services Financials and Metrics

Citizens Financial Services Revenue

Citizens Financial Services's revenue was reported to be $6.51 m in FY, 2018
USD

Revenue (Q3, 2019)

1.7m

Net income (Q3, 2019)

5.2m

Market capitalization (8-Jan-2020)

217.2m

Closing stock price (8-Jan-2020)

61.6

Cash (30-Sept-2019)

20.1m

EV

306.9m
Citizens Financial Services's current market capitalization is $217.2 m.
Annual
USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Revenue

7.0m7.8m7.3m7.4m7.4m7.9m8.7m6.5m

Operating expense total

4.9m4.6m4.6m5.0m4.9m6.6m6.0m6.2m

Depreciation and amortization

464.0k

Interest expense

9.7m7.7m6.3m5.0m4.8m5.0m5.8m9.6m
Quarterly
USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Revenue

1.7m1.7m1.8m1.9m1.9m1.9m1.7m1.8m1.7m1.8m1.9m1.7m2.0m1.9m1.9m2.0m1.9m2.0m1.9m1.9m1.6m1.6m1.6m1.7m1.7m1.7m

Operating expense total

1.2m1.2m1.1m1.0m1.4m1.0m1.1m1.1m1.1m1.2m1.4m1.2m1.5m1.2m1.7m1.8m1.6m1.3m1.5m1.5m1.4m1.4m1.5m1.5m1.7m1.6m

Depreciation and amortization

128.0k126.0k122.0k120.0k112.0k

Interest expense

2.5m2.4m2.1m1.9m1.9m1.7m1.6m1.6m1.3m1.2m1.2m1.2m1.2m1.2m1.3m1.3m1.2m1.3m1.4m1.5m2.0m2.3m2.5m3.1m3.2m3.0m
USDY, 2019

EV/CFO

19.3 x

Debt/Equity

0.7 x

Debt/Assets

0.1 x

Financial Leverage

9.7 x
Show all financial metrics

Citizens Financial Services Online and Social Media Presence

Embed Graph

Citizens Financial Services News and Updates

Citizens Financial Services, Inc. and MidCoast Community Bancorp, Inc. Sign Definitive Merger Agreement

MANSFIELD, Pa. and WILMINGTON, Del., Sept. 18, 2019 /PRNewswire/ -- Citizens Financial Services, Inc. ("Citizens") (OTCPink: CZFS), the Mansfield-headquartered holding company for First Citizens Community Bank ("FCCB"), and MidCoast Community Bancorp, Inc. ("MidCoast") (OTCPink: MDCT),...

Citizens Financial Services, Inc. Reports Unaudited Full Year and Fourth Quarter 2018 Financial Results

MANSFIELD, Pa., Jan. 25, 2019 /PRNewswire/ -- Citizens Financial Services, Inc. (OTC Pink: CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial results for the three months and year ended December 31, 2018. Highlights Net income was...

Citizens Financial Services, Inc. Declares Quarterly Cash Dividend

MANSFIELD, Pa., Sept. 17, 2018 /PRNewswire/ -- The Board of Directors of Citizens Financial Services, Inc. (OTCPink: CZFS), the bank holding company for First Citizens Community Bank, recently declared a cash dividend for its shareholders. The cash dividend of $0.44 per share is payable...

Citizens Financial Services Frequently Asked Questions

  • When was Citizens Financial Services founded?

    Citizens Financial Services was founded in 1872.

  • How many employees does Citizens Financial Services have?

    Citizens Financial Services has 238 employees.

  • What is Citizens Financial Services revenue?

    Latest Citizens Financial Services annual revenue is $6.5 m.

  • What is Citizens Financial Services revenue per employee?

    Latest Citizens Financial Services revenue per employee is $27.4 k.

  • Who are Citizens Financial Services competitors?

    Competitors of Citizens Financial Services include Royal Bank Of Canada, 1st Constitution Bank and Lloyds Banking Group.

  • Where is Citizens Financial Services headquarters?

    Citizens Financial Services headquarters is located at 15 S Main St, Mansfield.

  • Where are Citizens Financial Services offices?

    Citizens Financial Services has an office in Mansfield.

  • How many offices does Citizens Financial Services have?

    Citizens Financial Services has 1 office.