Citizens, Inc. (“Citizens”) is a Colorado domiciled insurance holding company serving the life insurance needs of individuals in the United States since 1969 and internationally since 1975. Citizens operates through its insurance subsidiaries: CICA Life Insurance Company of America (“CICA LIFE”), Citizens National Life Insurance Company (“CNLIC”), Security Plan Life Insurance Company (“SPLIC”) and Security Plan Fire Insurance Company (“SPFIC”).

Citizens pursues a strategy of offering traditional insurance products in niche markets where we believe we are able to achieve competitive advantages.

Company Growth (employees)
Austin, US
Size (employees)
333 (est)+7%
Citizens was founded in 1969 and is headquartered in Austin, US

Citizens Office Locations

Citizens has an office in Austin
Austin, US (HQ)
400 E Anderson Ln

Citizens Financials and Metrics

Citizens Financials

Citizens's revenue was reported to be $245.4 m in FY, 2016

Revenue (Q3, 2017)

64.3 m

Net income (Q3, 2017)

3.4 m

Market capitalization (13-Nov-2017)

372.5 m

Cash (30-Sep-2017)

45 m
Citizens's current market capitalization is $372.5 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016


213.6 m230.2 m236.3 m245.4 m

Revenue growth, %


Sales and marketing expense

44.6 m

Operating expense total

44.6 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017


53.6 m53 m56.5 m57.2 m55.9 m60.1 m58.1 m54.5 m61.2 m61.7 m59.6 m60.9 m64.3 m

Sales and marketing expense

9.9 m9.9 m10.4 m11.1 m9.9 m10.8 m11.4 m9.5 m10.8 m10.9 m9.9 m9.9 m

Operating expense total

51 m51.3 m55 m54 m55.5 m60.9 m58.3 m56.3 m58.9 m57.5 m58.6 m58.8 m

Net Income

1.8 m1.2 m1.2 m2.3 m425 k(1.9 m)103 k(1.9 m)1.3 m2.5 m2.1 m572 k3.4 m
USDFY, 2015FY, 2016


82.8 m35.5 m


1.2 b


6.3 m7.9 m


17.3 m17.3 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017


37.8 m42.8 m45.4 m52.9 m32.3 m41.2 m33.7 m45 m


1.1 b1.1 b1.2 b1.2 b1.2 b1.2 b1.3 b


6.2 m6.2 m6.3 m6.5 m6.8 m8.1 m8.4 m


17.3 m17.3 m17.3 m17.3 m17.3 m17.3 m17.3 m17.3 m
    USDFY, 2013FY, 2014FY, 2015FY, 2016

    Net Income

    4.8 m(6.5 m)(3.6 m)2 m

    Depreciation and Amortization

    779 k806 k

    Cash From Operating Activities

    87.2 m102.3 m

    Purchases of PP&E

    (590 k)(2.2 m)
    USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

    Net Income

    1.2 m2.3 m425 k(1.5 m)(1.4 m)(1.9 m)(630 k)1.9 m2.1 m2.6 m3.4 m

    Depreciation and Amortization

    386 k571 k324 k405 k600 k236 k504 k

    Cash From Operating Activities

    39.8 m62.7 m21 m43 m69.2 m21.6 m43.4 m68.9 m

    Purchases of PP&E

    (123 k)(240 k)(266 k)(527 k)(978 k)(433 k)(952 k)
      Y, 2017

      Financial Leverage

      6.2 x
      Show all financial metrics

      Citizens Operating Metrics

      FY, 2014FY, 2015FY, 2016


      Show all operating metrics

      Citizens Market Value History

      Citizens Revenue Breakdown

      Citizens's Web-traffic and Trends

      Citizens News and Updates

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      A Strategic Approach to Customer Communications

      For government, the task of effectively communicating with customers can feel overwhelming. But with the right approach, agencies can tackle all of these objectives while also effectively engaging users. The post A Strategic Approach to Customer Communications appeared first on GovLoop.
      Show more

      Citizens Company Life and Culture

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