Citizens, Inc. (“Citizens”) is a Colorado domiciled insurance holding company serving the life insurance needs of individuals in the United States since 1969 and internationally since 1975. Citizens operates through its insurance subsidiaries: CICA Life Insurance Company of America (“CICA LIFE”), Citizens National Life Insurance Company (“CNLIC”), Security Plan Life Insurance Company (“SPLIC”) and Security Plan Fire Insurance Company (“SPFIC”).

Citizens pursues a strategy of offering traditional insurance products in niche markets where we believe we are able to achieve competitive advantages.

Company Growth (employees)
Austin, US
Size (employees)
333 (est)+7%
Citizens was founded in 1969 and is headquartered in Austin, US

Citizens Office Locations

Citizens has an office in Austin
Austin, US (HQ)
400 E Anderson Ln

Citizens Data and Metrics

Citizens Financial Metrics

Citizens's revenue was reported to be $59.6 m in Q1, 2017

Revenue (Q1, 2017)

59.6 m

Net income (Q1, 2017)

2.1 m

Market capitalization (22-Sep-2017)

438.7 m

Cash (31-Mar-2017)

41.2 m
Citizens's current market capitalization is $438.7 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016


213.6 m230.2 m236.3 m245.4 m

Revenue growth, %


Sales and marketing expense

44.6 m

Operating expense total

44.6 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017


56.5 m57.2 m55.9 m60.1 m58.1 m54.5 m61.2 m61.7 m59.6 m

Sales and marketing expense

10.4 m11.1 m9.9 m10.8 m11.4 m9.5 m10.8 m10.9 m9.9 m

Operating expense total

10.4 m11.1 m9.9 m10.8 m11.4 m9.5 m10.8 m10.9 m9.9 m

Net Income

1.2 m2.3 m425 k(1.5 m)(1.4 m)(1.9 m)(630 k)1.9 m2.1 m
USDFY, 2015FY, 2016


82.8 m35.5 m


1.2 b


6.3 m7.9 m


17.3 m17.3 m
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017


37.8 m42.8 m45.4 m52.9 m32.3 m41.2 m


1.1 b1.1 b1.2 b1.2 b1.2 b1.2 b


6.2 m6.2 m6.3 m6.5 m6.8 m8.1 m


17.3 m17.3 m17.3 m17.3 m17.3 m17.3 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

4.8 m(6.5 m)(3.6 m)2 m

Depreciation and Amortization

779 k806 k

Cash From Operating Activities

87.2 m102.3 m

Purchases of PP&E

(590 k)(2.2 m)
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

1.2 m2.3 m425 k(1.5 m)(1.4 m)(1.9 m)(630 k)1.9 m2.1 m

Depreciation and Amortization

386 k571 k324 k405 k600 k236 k

Cash From Operating Activities

39.8 m62.7 m21 m43 m69.2 m21.6 m

Purchases of PP&E

(123 k)(240 k)(266 k)(527 k)(978 k)(433 k)
USDY, 2017


184.5 k

Financial Leverage

6.3 x
Show all financial metrics

Citizens Operating Metrics

FY, 2014FY, 2015FY, 2016


Show all operating metrics

Citizens Market Value History

Citizens Revenue Breakdown

Traffic Overview of Citizens

Citizens News and Updates

Analyst Angle: Learning to share

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As many as 70,000 American lives are at risk if the territory's Guajataca dam breaks.

Stevie Wonder takes both knees 'For America' after Trump's unhinged NFL comments

It's not just NFL players who are taking knees. Legendary musician Stevie Wonder knelt down on both during a festival in New York on Saturday evening. "Tonight, I'm taking a knee for America," Wonder said as his son, Kwame Morris, assisted him at the Global Citizens Festival in Central Park. "…

Trump Travel Ban Deadline Will Produce New Country-By-Country Restrictions

We're waiting for the next shoe to drop, so to speak, and a flurry of headlines and lawsuits to follow. -Dennis Schaal

Cape Verde Offers Visa-Free Travel for EU Citizens in Bid to Boost Tourism

Cape Verde has extensive public debt, and tourism represents a way to help ease the financial burden on its government and bring jobs to its residents. -Andrew Sheivachman

Families Of Japanese-American Civil Rights Leaders Join Fight Against Travel Ban

“Politicians are building their careers on demonizing immigrant groups ... in the name of national security."
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Citizens Company Life and Culture

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