Citizens, Inc. (“Citizens”) is a Colorado domiciled insurance holding company serving the life insurance needs of individuals in the United States since 1969 and internationally since 1975. Citizens operates through its insurance subsidiaries: CICA Life Insurance Company of America (“CICA LIFE”), Citizens National Life Insurance Company (“CNLIC”), Security Plan Life Insurance Company (“SPLIC”) and Security Plan Fire Insurance Company (“SPFIC”).

Citizens pursues a strategy of offering traditional insurance products in niche markets where we believe we are able to achieve competitive advantages.

Austin, US
Size (employees)
313 (est)
Citizens was founded in 1969 and is headquartered in Austin, US

Citizens Office Locations

Citizens has an office in Austin
Austin, US (HQ)
400 E Anderson Ln

Citizens Data and Metrics

Citizens Financial Metrics

Citizens's revenue was reported to be $236.3 m in FY, 2015 which is a 3% increase from the previous period.
Numbers are in $, USD

Revenue (FY, 2015)

236.3 m

Revenue growth (FY, 2014 - FY, 2015), %


Net income (FY, 2015)

(3.6 m)

Market capitalization (26-May-2017)

308.5 m

Closing share price (26-May-2017)


Cash (31-Dec-2015)

82.8 m
Citizens's current market capitalization is $308.5 m.
Numbers are in $, USDFY, 2013FY, 2014FY, 2015


213.6 m230.2 m236.3 m

Revenue growth, %


Operating expense total

206.7 m233 m238.9 m

Net Income

4.8 m(6.5 m)(3.6 m)
Numbers are in $, USDFY, 2013FY, 2014FY, 2015


82.8 m

Accounts Receivable



6.3 m


17.3 m

Total Assets

1.5 b

Accounts Payable

Common Stock

259.4 m

Retained Earnings

(22.6 m)

Total Equity

242.5 m

Financial Leverage

6.1 x
Numbers are in $, USDFY, 2013FY, 2014FY, 2015

Net Income

4.8 m(6.5 m)(3.6 m)

Depreciation and Amortization

779 k

Accounts Receivable


Accounts Payable

Cash From Operating Activities

87.2 m

Purchases of PP&E

(590 k)

Cash From Investing Activities

(58 m)

Cash From Financing Activities

3 m

Income Taxes Paid

4.5 m
Y, 2015

Financial Leverage

6.1 x

Citizens Market Value History

Citizens News and Updates

Citizens Company Life and Culture

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