Citizens

Citizens, Inc. (“Citizens”) is a Colorado domiciled insurance holding company serving the life insurance needs of individuals in the United States since 1969 and internationally since 1975. Citizens operates through its insurance subsidiaries: CICA Life Insurance Company of America (“CICA LIFE”), Citizens National Life Insurance Company (“CNLIC”), Security Plan Life Insurance Company (“SPLIC”) and Security Plan Fire Insurance Company (“SPFIC”).

Citizens pursues a strategy of offering traditional insurance products in niche markets where we believe we are able to achieve competitive advantages.

Type
Public
HQ
Austin, US
Founded
1969
Size (employees)
313 (est)
Citizens was founded in 1969 and is headquartered in Austin, US

Citizens Office Locations

Citizens has an office in Austin
Austin, US (HQ)
400 E Anderson Ln

Citizens Data and Metrics

Citizens Financial Metrics

Citizens's revenue was reported to be $59.6 m in Q1, 2017
USD

Revenue (Q1, 2017)

59.6 m

Net income (Q1, 2017)

2.1 m

Market capitalization (21-Jul-2017)

377.9 m

Cash (31-Mar-2017)

41.2 m
Citizens's current market capitalization is $377.9 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

213.6 m230.2 m236.3 m245.4 m

Revenue growth, %

8%3%4%

Sales and marketing expense

44.6 m

Operating expense total

206.7 m233 m238.9 m239.9 m

Net Income

4.8 m(6.5 m)(3.6 m)2 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

56.5 m57.2 m55.9 m60.1 m58.1 m54.5 m61.2 m61.7 m59.6 m

Sales and marketing expense

10.4 m11.1 m9.9 m10.8 m11.4 m9.5 m10.8 m10.9 m9.9 m

Operating expense total

10.4 m11.1 m9.9 m10.8 m11.4 m9.5 m10.8 m10.9 m9.9 m

Net Income

1.2 m2.3 m425 k(1.5 m)(1.4 m)(1.9 m)(630 k)1.9 m2.1 m
USDFY, 2015FY, 2016

Cash

82.8 m35.5 m

Inventories

1.2 b

PP&E

6.3 m7.9 m

Goodwill

17.3 m17.3 m

Total Assets

1.5 b1.6 b

Accounts Payable

713 k

Total Liabilities

1.3 b

Common Stock

259.4 m259.4 m

Retained Earnings

(22.6 m)(16.2 m)

Total Equity

242.5 m249.1 m

Financial Leverage

6.1 x6.4 x
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

37.8 m42.8 m45.4 m52.9 m32.3 m41.2 m

Inventories

1.1 b1.1 b1.2 b1.2 b1.2 b1.2 b

PP&E

6.2 m6.2 m6.3 m6.5 m6.8 m8.1 m

Goodwill

17.3 m17.3 m17.3 m17.3 m17.3 m17.3 m

Total Assets

1.5 b1.5 b1.5 b1.5 b1.6 b1.6 b

Common Stock

259.4 m259.4 m259.4 m259.4 m259.4 m259.4 m

Retained Earnings

(20.5 m)(20.4 m)(24.6 m)(23.3 m)(20.7 m)(14.2 m)

Total Equity

249.2 m249.7 m249.1 m261.1 m262.8 m254.4 m

Financial Leverage

5.8 x5.9 x6 x5.9 x6 x6.3 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

4.8 m(6.5 m)(3.6 m)2 m

Depreciation and Amortization

779 k806 k

Cash From Operating Activities

87.2 m102.3 m

Purchases of PP&E

(590 k)(2.2 m)

Cash From Investing Activities

(58 m)(152.1 m)

Cash From Financing Activities

3 m2.5 m

Income Taxes Paid

4.5 m4.1 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

1.2 m2.3 m425 k(1.5 m)(1.4 m)(1.9 m)(630 k)1.9 m2.1 m

Depreciation and Amortization

386 k571 k324 k405 k600 k236 k

Cash From Operating Activities

39.8 m62.7 m21 m43 m69.2 m21.6 m

Purchases of PP&E

(123 k)(240 k)(266 k)(527 k)(978 k)(433 k)

Cash From Investing Activities

(54.1 m)(72.7 m)(59.1 m)(74.2 m)(121.5 m)(17.3 m)

Cash From Financing Activities

1.4 m2.1 m611 k1.3 m1.8 m1.3 m
USDY, 2017

Revenue/Employee

190.4 k

Financial Leverage

6.3 x

Citizens Market Value History

Citizens News and Updates

Citizens Company Life and Culture

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