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Cardlay is a single platform to issue, load and manage cards and expenses globally for complete visibility. If you think that Card management needs to be a bureaucratic process between a company and its banks – think again. The Cardlay approach eliminates any back-and-forth discussions and demanding processes just to order payment cards. With real time notifications and virtual account functionality; tracking multiple transactions is simple, fast and immediate. Cardlay A/S was founded with a focus on three parallel platforms; the Cardlay Card Management Platform; the Cardlay Administration Platform, for expense management and matching expenses with transactions and the Cardlay App that make it easy to report expenses on the go.
HQOdense, DK

Latest Updates

Employees (est.) (Dec 2019)37(+3%)
Cybersecurity ratingAMore

Key People/Management at Cardlay

Jørgen Christian Juul

Jørgen Christian Juul

CEO & Founder
Vladimir Pajkovski

Vladimir Pajkovski

Mikael Elling

Mikael Elling

Simon Birch Skou

Simon Birch Skou

Michel Thorsen

Michel Thorsen

Jens Sørensen

Jens Sørensen

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Cardlay Office Locations

Cardlay has offices in Odense and København
Odense, DK (HQ)
26 Cortex Park
København, DK
Langebrogade 4
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Cardlay Financials and Metrics

Summary Metrics

Founding Date


Cardlay total Funding

$28.4 m

Cardlay latest funding size

$9.53 m

Time since last funding

a month ago

Cardlay investors

Cardlay's latest funding round in April 2021 was reported to be $9.5 m. In total, Cardlay has raised $28.4 m
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Cardlay Cybersecurity Score

Cybersecurity ratingPremium dataset



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Cardlay Online and Social Media Presence

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Cardlay News and Updates

Global PayTech Ventures (GPT) Invests in Cardlay -- the first cloud-based platform to integrate instant card issuance and automated expense management into a single digitized platform

MIAMI, April 27, 2021 /PRNewswire/ -- Global PayTech Ventures (GPT) today announced its recent investment in Cardlay whose cloud-native platform is the first all-in-one payment platform and API to connect critical components of the payments value chain. Cardlay's global cloud...

Danish fintech Cardlay secures €8 million, former Mastercard Europe president Javier Perez joins board

Danish white label fintech Cardlay has secured €8 million in financing from newly minted Global PayTech Ventures. As part of the financing, Global PayTech Ventures founder, and former president of Mastercard Europe, Javier Perez, will join the Cardlay board as vice-chairman. The funding is expected …

Cardlay raises €8 million from venture fund run by former Mastercard exec Javier Perez

Javier Perez, the former president of Mastercard Europe, has invested €8 million in Danish fintech Cardlay through his Global PayTech Venture fund.

FIS forges global partnership with Cardlay

The world’s third largest banking processor and payment infrastructure provider, FIS Global, is now expanding their business through a global partnership with the Danish Fintech Cardlay.

Eurocard to install automated VAT reclaim software from Danish fintech Cardlay

Eurocard will be rolling out the fintech company Cardlay’s solution Vattax for reclaiming VAT automatically to small and medium-sized enterprises across the Nordic region.

Cardlay seals partnership with Mastercard

Danish fintech Cardlay received $10 million in new funding in October 2019 and landed a Nordic partn...
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Cardlay Blogs

Partnership with Eurocard integrates Cardlay into 1 million corporate cards

After three years of massive investment in a white label solution for automated expense management and VAT reclaim services, the Danish fintech company Cardlay is on the cusp of a huge international breakthrough. Through its new partnership with the largest issuer of corporate cards in Scandinavia, …

MoneyLIVE Spring 2019

Cardlay CPO, Vladimir Pajkovski, is attending MoneyLIVE Spring 2019 in Madrid on the 11-13 of March to talk about how Cardlay can create value for you. For commercial banking, the unique Cardlay all-in-one solution leverages the integration between Credit card, Travel Expense Management and EU-VAT r…

Is real agility possible in corporate organizations?

It’s clear to all of us: the world is changing rapidly at an increasing speed and customers are increasingly demanding. Corporate organizations have for decades ruled the global business. But are they fast enough to keep up with the increased speed of market changes – lead by rapidly increased tech …

EuroEvents 3rd Annual Nordic Finance Forum

Cardlay CPO, Vladimir Pajkovski, is speaking at EuroEvents 3rd Annual Nordic Finance Forum in Stockholm about our integrated solution for travel expense management and Vattax for reclaiming EU-VAT. The core value of the Cardlay Solution Platform is, that it offers a high level of data enrichment of …

Lehman Brothers – the collapse that created the fintech boom

The below article is a translation of an article in FinansWatch authored by CLO Tobias Holger Hansen. In September, it was 10 years since the investment bank Lehman Brothers went bankrupt. The bankruptcy sent shockwaves through the international financial world and started a chain reaction on the fi…

Money 20/20 Europe

Meet Cardlay CPO, Vladimir Pajkovski, at Money 20/20 Europe to hear more about our integrated solution for travel expense management and Vattax for reclaiming EU-VAT. The core value of the Cardlay Solution Platform is, that it offers a high level of data enrichment of real time transactions. As well…
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Cardlay Frequently Asked Questions

  • When was Cardlay founded?

    Cardlay was founded in 2016.

  • Who are Cardlay key executives?

    Cardlay's key executives are Jørgen Christian Juul, Vladimir Pajkovski and Mikael Elling.

  • How many employees does Cardlay have?

    Cardlay has 37 employees.

  • Who are Cardlay competitors?

    Competitors of Cardlay include Lendified, Youtility and The NAGA Group.

  • Where is Cardlay headquarters?

    Cardlay headquarters is located at 26 Cortex Park, Odense.

  • Where are Cardlay offices?

    Cardlay has offices in Odense and København.

  • How many offices does Cardlay have?

    Cardlay has 2 offices.