Canadian Imperial Bank of Commerce (CIBC) is a diversified financial institution that provides financial products and services to personal, business, public sector, and institutional clients. The company operates through four business units: Canadian Personal and Small Business Banking, Canadian Commercial Banking and Wealth Management, U.S. Commercial Banking and Wealth Management, and Capital Markets. It offers checking, savings, and business accounts, mortgages, loans, lines of credit, student lines of credit, and business and agriculture loans, investment and insurance services, and credit cards, as well as overdraft protection services. The company also provides day-to-day banking, borrowing and credit, investing and wealth, specialty, and international services, correspondent banking, online foreign exchange, and cash management services.